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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EQUITY RESIDENTIAL SH BEN INT 29476L107   258,591 4,226 SH   SOLE   4,226 0 0
GLOBAL X FDS US PFD ETF 37954Y657   400,191 20,628 SH   SOLE   20,628 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,223,949 57,780 SH   SOLE   57,780 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   122,257 10,656 SH   SOLE   10,656 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,843,669 24,353 SH   SOLE   24,353 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,353,821 10,629 SH   SOLE   10,629 0 0
ISHARES TR CORE US AGGBD ET 464287226   324,485 3,269 SH   SOLE   3,269 0 0
ISHARES TR IBOXX HI YD ETF 464288513   516,317 6,671 SH   SOLE   6,671 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,912,536 21,333 SH   SOLE   21,333 0 0
ISHARES TR CORE S&P500 ETF 464287200   10,141,606 21,231 SH   SOLE   21,231 0 0
ISHARES TR PFD AND INCM SEC 464288687   741,559 23,771 SH   SOLE   23,771 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   1,494,647 29,674 SH   SOLE   29,674 0 0
ISHARES TR 20 YR TR BD ETF 464287432   994,678 10,056 SH   SOLE   10,056 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   4,798,662 93,582 SH   SOLE   93,582 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,818,203 25,839 SH   SOLE   25,839 0 0
ISHARES TR CORE S&P TTL STK 464287150   7,608,065 72,298 SH   SOLE   72,298 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,210,011 19,967 SH   SOLE   19,967 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   239,625 13,956 SH   SOLE   13,956 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   6,191,137 66,960 SH   SOLE   66,960 0 0
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   8,199,479 162,423 SH   SOLE   162,423 0 0
PROLOGIS INC. COM 74340W103   1,944,031 14,582 SH   SOLE   14,582 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,953,261 214,715 SH   SOLE   214,715 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   819,050 17,333 SH   SOLE   17,333 0 0
SPDR GOLD TR GOLD SHS 78463V107   628,376 3,287 SH   SOLE   3,287 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,509,778 5,279 SH   SOLE   5,279 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   917,352 9,682 SH   SOLE   9,682 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,675,155 21,404 SH   SOLE   21,404 0 0
SPDR SER TR SPDR S&P1500VL 78464A128   5,576,725 34,791 SH   SOLE   34,791 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,965,316 67,503 SH   SOLE   67,503 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   346,178 3,917 SH   SOLE   3,917 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   24,282,270 102,355 SH   SOLE   102,355 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,977,650 21,389 SH   SOLE   21,389 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,583,173 24,548 SH   SOLE   24,548 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   201,526 2,604 SH   SOLE   2,604 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   479,123 8,076 SH   SOLE   8,076 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   236,614 4,056 SH   SOLE   4,056 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   914,954 11,256 SH   SOLE   11,256 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,204,981 69,128 SH   SOLE   69,128 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,031,362 17,785 SH   SOLE   17,785 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,499,955 43,129 SH   SOLE   43,129 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   220,576 879 SH   SOLE   879 0 0