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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EQUITY RESIDENTIAL SH BEN INT 29476L107   497,648 7,544 SH   SOLE   7,544 0 0
GLOBAL X FDS US PFD ETF 37954Y657   913,951 47,135 SH   SOLE   47,135 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,160,965 55,179 SH   SOLE   55,179 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   117,171 10,305 SH   SOLE   10,305 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   3,443,502 9,321 SH   SOLE   9,321 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,291,724 19,137 SH   SOLE   19,137 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   4,656,774 92,820 SH   SOLE   92,820 0 0
ISHARES TR IBOXX HI YD ETF 464288513   483,741 6,444 SH   SOLE   6,444 0 0
ISHARES TR CORE S&P TTL STK 464287150   6,983,871 71,381 SH   SOLE   71,381 0 0
ISHARES TR CORE US AGGBD ET 464287226   314,079 3,207 SH   SOLE   3,207 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,603,859 21,431 SH   SOLE   21,431 0 0
ISHARES TR MSCI CHINA ETF 46429B671   688,826 15,396 SH   SOLE   15,396 0 0
ISHARES TR EAFE GRWTH ETF 464288885   440,502 4,617 SH   SOLE   4,617 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   1,606,739 31,943 SH   SOLE   31,943 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,123,585 10,915 SH   SOLE   10,915 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,220,546 20,534 SH   SOLE   20,534 0 0
ISHARES TR CORE S&P500 ETF 464287200   9,029,615 20,259 SH   SOLE   20,259 0 0
ISHARES TR PFD AND INCM SEC 464288687   708,820 22,917 SH   SOLE   22,917 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   213,945 13,956 SH   SOLE   13,956 0 0
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   7,772,065 155,753 SH   SOLE   155,753 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   5,951,211 64,955 SH   SOLE   64,955 0 0
PROLOGIS INC. COM 74340W103   1,762,190 14,370 SH   SOLE   14,370 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   10,453,543 202,196 SH   SOLE   202,196 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680   201,238 5,545 SH   SOLE   5,545 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   714,126 16,304 SH   SOLE   16,304 0 0
SPDR GOLD TR GOLD SHS 78463V107   585,973 3,287 SH   SOLE   3,287 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,281,319 5,146 SH   SOLE   5,146 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   857,196 9,314 SH   SOLE   9,314 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,640,045 21,537 SH   SOLE   21,537 0 0
SPDR SER TR SPDR S&P1500VL 78464A128   4,962,505 33,409 SH   SOLE   33,409 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,839,966 80,341 SH   SOLE   80,341 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,629,142 93,650 SH   SOLE   93,650 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,223,611 19,184 SH   SOLE   19,184 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,696,518 27,496 SH   SOLE   27,496 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   465,665 7,938 SH   SOLE   7,938 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   492,591 6,511 SH   SOLE   6,511 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   868,839 10,994 SH   SOLE   10,994 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   229,181 3,970 SH   SOLE   3,970 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,623,370 78,786 SH   SOLE   78,786 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,915,520 17,949 SH   SOLE   17,949 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,170,439 38,703 SH   SOLE   38,703 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   506,979 2,071 SH   SOLE   2,071 0 0