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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EQUITY RESIDENTIAL SH BEN INT 29476L107   443,155 7,386 SH   SOLE   0 0 7,386
GLOBAL X FDS US PFD ETF 37954Y657   921,041 46,377 SH   SOLE   0 0 46,377
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,378,044 66,252 SH   SOLE   0 0 66,252
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   148,496 12,935 SH   SOLE   0 0 12,935
INVESCO QQQ TR UNIT SER 1 46090E103   2,042,880 6,366 SH   SOLE   0 0 6,366
ISHARES TR EAFE GRWTH ETF 464288885   428,434 4,573 SH   SOLE   0 0 4,573
ISHARES TR ISHS 1-5YR INVS 464288646   4,701,339 93,022 SH   SOLE   0 0 93,022
ISHARES TR CORE MSCI EAFE 46432F842   807,123 12,074 SH   SOLE   0 0 12,074
ISHARES TR PFD AND INCM SEC 464288687   1,044,700 33,463 SH   SOLE   0 0 33,463
ISHARES TR MSCI CHINA ETF 46429B671   766,610 15,366 SH   SOLE   0 0 15,366
ISHARES TR CORE S&P500 ETF 464287200   7,207,009 17,532 SH   SOLE   0 0 17,532
ISHARES TR CORE S&P TTL STK 464287150   6,389,561 70,564 SH   SOLE   0 0 70,564
ISHARES TR IBOXX INV CP ETF 464287242   2,241,741 20,452 SH   SOLE   0 0 20,452
ISHARES TR IBOXX HI YD ETF 464288513   480,230 6,356 SH   SOLE   0 0 6,356
ISHARES TR CORE S&P MCP ETF 464287507   5,345,608 21,369 SH   SOLE   0 0 21,369
ISHARES TR 20 YR TR BD ETF 464287432   1,152,410 10,834 SH   SOLE   0 0 10,834
ISHARES TR CORE US AGGBD ET 464287226   317,061 3,182 SH   SOLE   0 0 3,182
ISHARES TR BLACKROCK ULTRA 46434V878   3,022,719 60,154 SH   SOLE   0 0 60,154
PALANTIR TECHNOLOGIES INC CL A 69608A108   117,928 13,956 SH   SOLE   0 0 13,956
PIMCO ETF TR ACTIVE BD ETF 72201R775   6,026,011 64,967 SH   SOLE   0 0 64,967
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   7,531,299 152,237 SH   SOLE   0 0 152,237
PROLOGIS INC. COM 74340W103   1,780,606 14,271 SH   SOLE   0 0 14,271
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   681,237 16,247 SH   SOLE   0 0 16,247
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,797,961 162,967 SH   SOLE   0 0 162,967
SCHWAB STRATEGIC TR LONG TERM US 808524680   205,905 5,497 SH   SOLE   0 0 5,497
SPDR GOLD TR GOLD SHS 78463V107   602,244 3,287 SH   SOLE   0 0 3,287
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,722,135 4,207 SH   SOLE   0 0 4,207
SPDR SER TR S&P DIVID ETF 78464A763   7,965,997 64,393 SH   SOLE   0 0 64,393
SPDR SER TR SPDR S&P1500VL 78464A128   4,718,552 33,223 SH   SOLE   0 0 33,223
SPDR SER TR BLOOMBERG HIGH Y 78468R622   850,721 9,165 SH   SOLE   0 0 9,165
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,882,662 79,678 SH   SOLE   0 0 79,678
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,153,129 59,545 SH   SOLE   0 0 59,545
VANGUARD INDEX FDS MID CAP ETF 922908629   4,235,365 20,080 SH   SOLE   0 0 20,080
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,627,627 26,704 SH   SOLE   0 0 26,704
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   387,643 8,106 SH   SOLE   0 0 8,106
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   873,840 10,893 SH   SOLE   0 0 10,893
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,638,904 78,172 SH   SOLE   0 0 78,172
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   230,654 3,940 SH   SOLE   0 0 3,940
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   492,608 6,462 SH   SOLE   0 0 6,462
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   473,006 7,889 SH   SOLE   0 0 7,889
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,542,766 16,510 SH   SOLE   0 0 16,510
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   493,809 2,071 SH   SOLE   0 0 2,071