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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EQUITY RESIDENTIAL SH BEN INT 29476L107   462,088 7,832 SH   SOLE   0 0 7,832
GLOBAL X FDS US PFD ETF 37954Y657   884,628 45,670 SH   SOLE   0 0 45,670
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,163,220 56,660 SH   SOLE   0 0 56,660
INVESCO QQQ TR UNIT SER 1 46090E103   1,718,857 6,455 SH   SOLE   0 0 6,455
ISHARES TR IBOXX HI YD ETF 464288513   754,295 10,244 SH   SOLE   0 0 10,244
ISHARES TR BLACKROCK ULTRA 46434V878   3,038,112 60,714 SH   SOLE   0 0 60,714
ISHARES TR CORE US AGGBD ET 464287226   307,124 3,167 SH   SOLE   0 0 3,167
ISHARES TR CORE S&P TTL STK 464287150   6,566,170 77,431 SH   SOLE   0 0 77,431
ISHARES TR CORE S&P500 ETF 464287200   6,708,618 17,461 SH   SOLE   0 0 17,461
ISHARES TR 20 YR TR BD ETF 464287432   597,279 5,999 SH   SOLE   0 0 5,999
ISHARES TR PFD AND INCM SEC 464288687   1,057,135 34,626 SH   SOLE   0 0 34,626
ISHARES TR CORE S&P MCP ETF 464287507   5,149,145 21,287 SH   SOLE   0 0 21,287
ISHARES TR IBOXX INV CP ETF 464287242   2,554,692 24,231 SH   SOLE   0 0 24,231
ISHARES TR ISHS 1-5YR INVS 464288646   4,208,396 84,472 SH   SOLE   0 0 84,472
PIMCO ETF TR ACTIVE BD ETF 72201R775   5,233,452 57,841 SH   SOLE   0 0 57,841
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   9,659,155 198,015 SH   SOLE   0 0 198,015
PROLOGIS INC. COM 74340W103   769,044 6,822 SH   SOLE   0 0 6,822
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   486,887 12,019 SH   SOLE   0 0 12,019
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,032,958 156,951 SH   SOLE   0 0 156,951
SPDR GOLD TR GOLD SHS 78463V107   511,974 3,018 SH   SOLE   0 0 3,018
SPDR S&P 500 ETF TR TR UNIT 78462F103   709,095 1,854 SH   SOLE   0 0 1,854
SPDR SER TR SPDR S&P1500VL 78464A128   4,000,301 28,614 SH   SOLE   0 0 28,614
SPDR SER TR BLOOMBERG HIGH Y 78468R622   744,270 8,270 SH   SOLE   0 0 8,270
SPDR SER TR S&P DIVID ETF 78464A763   7,973,441 63,731 SH   SOLE   0 0 63,731
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,273,433 59,485 SH   SOLE   0 0 59,485
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   496,860 6,024 SH   SOLE   0 0 6,024
VANGUARD INDEX FDS MID CAP ETF 922908629   5,287,824 25,945 SH   SOLE   0 0 25,945
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,368,106 33,308 SH   SOLE   0 0 33,308
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   371,165 6,695 SH   SOLE   0 0 6,695
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,393,191 29,826 SH   SOLE   0 0 29,826
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   2,781,210 61,099 SH   SOLE   0 0 61,099
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,958,306 33,869 SH   SOLE   0 0 33,869
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   485,652 6,459 SH   SOLE   0 0 6,459
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   459,470 7,857 SH   SOLE   0 0 7,857
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   447,010 5,767 SH   SOLE   0 0 5,767
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,452,208 16,149 SH   SOLE   0 0 16,149
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   613,755 7,419 SH   SOLE   0 0 7,419
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   500,606 2,018 SH   SOLE   0 0 2,018