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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 562,786 3,120 SH   SOLE   0 0 3,120
APPLE INC COM 037833100 BBG001S5N8V8 3,885,680 22,660 SH   SOLE   0 0 22,660
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 BBG00DRGLK53 4,617,620 80,940 SH   SOLE   0 0 80,940
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 2,093,592 20,171 SH   SOLE   0 0 20,171
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 298,053 3,150 SH   SOLE   0 0 3,150
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 3,948,959 68,015 SH   SOLE   0 0 68,015
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 10,894,229 20,722 SH   SOLE   0 0 20,722
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 7,151,437 73,019 SH   SOLE   0 0 73,019
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 2,768,098 21,174 SH   SOLE   0 0 21,174
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 8,114,515 78,966 SH   SOLE   0 0 78,966
ISHARES TR U.S. UTILITS ETF 464287697 BBG001SFGXG6 287,283 3,399 SH   SOLE   0 0 3,399
MICROSOFT CORP COM 594918104 BBG001S5TD05 776,228 1,845 SH   SOLE   0 0 1,845
PROSOMNUS INC COMMON STOCK 50535E108 BBG01BWV1H47 264,989 465,710 SH   SOLE   0 0 465,710
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,246,865 23,799 SH   SOLE   0 0 23,799
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 4,248,012 28,755 SH   SOLE   0 0 28,755
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 3,731,067 17,915 SH   SOLE   0 0 17,915
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 1,188,045 32,828 SH   SOLE   0 0 32,828
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,714,320 7,101 SH   SOLE   0 0 7,101
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 5,833,838 178,459 SH   SOLE   0 0 178,459
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 8,834,669 101,280 SH   SOLE   0 0 101,280
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 4,915,096 37,451 SH   SOLE   0 0 37,451
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 3,082,399 42,440 SH   SOLE   0 0 42,440
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 338,004 982 SH   SOLE   0 0 982
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,100,542 10,947 SH   SOLE   0 0 10,947
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 7,748,262 29,812 SH   SOLE   0 0 29,812
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,462,186 39,679 SH   SOLE   0 0 39,679
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 6,691,775 86,558 SH   SOLE   0 0 86,558
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 9,180,779 182,993 SH   SOLE   0 0 182,993
VISA INC COM CL A 92826C839 BBG001SRCFY3 252,288 904 SH   SOLE   0 0 904