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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 440,626 2,900 SH   SOLE   0 0 2,900
APPLE INC COM 037833100 BBG001S5N8V8 4,196,128 21,795 SH   SOLE   0 0 21,795
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 BBG00DRGLK53 3,804,690 71,790 SH   SOLE   0 0 71,790
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 1,635,617 17,435 SH   SOLE   0 0 17,435
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 647,803 12,808 SH   SOLE   0 0 12,808
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 3,482,229 64,701 SH   SOLE   0 0 64,701
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 10,173,738 21,300 SH   SOLE   0 0 21,300
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 7,170,766 72,250 SH   SOLE   0 0 72,250
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 2,752,677 21,997 SH   SOLE   0 0 21,997
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 8,131,315 78,891 SH   SOLE   0 0 78,891
ISHARES TR U.S. UTILITS ETF 464287697 BBG001SFGXG6 271,682 3,399 SH   SOLE   0 0 3,399
MICROSOFT CORP COM 594918104 BBG001S5TD05 693,794 1,845 SH   SOLE   0 0 1,845
PROSOMNUS INC COMMON STOCK 50535E108 BBG01BWV1H47 456,489 465,710 SH   SOLE   0 0 465,710
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,064,256 24,621 SH   SOLE   0 0 24,621
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 4,172,213 30,593 SH   SOLE   0 0 30,593
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 3,536,560 18,374 SH   SOLE   0 0 18,374
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 202,023 2,579 SH   SOLE   0 0 2,579
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,281,540 6,904 SH   SOLE   0 0 6,904
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 5,395,371 164,343 SH   SOLE   0 0 164,343
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 8,458,935 101,147 SH   SOLE   0 0 101,147
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 4,533,709 36,278 SH   SOLE   0 0 36,278
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 2,305,627 31,348 SH   SOLE   0 0 31,348
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 284,144 914 SH   SOLE   0 0 914
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,294,785 7,194 SH   SOLE   0 0 7,194
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 6,849,988 28,876 SH   SOLE   0 0 28,876
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,878,332 39,320 SH   SOLE   0 0 39,320
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 6,354,320 82,129 SH   SOLE   0 0 82,129
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 8,705,653 181,746 SH   SOLE   0 0 181,746
VISA INC COM CL A 92826C839 BBG001SRCFY3 235,356 904 SH   SOLE   0 0 904