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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 299,541 2,900 SH   SOLE   0 0 2,900
APPLE INC COM 037833100 BBG001S5N8V8 4,269,866 25,894 SH   SOLE   0 0 25,894
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 6,091,026 135,176 SH   SOLE   0 0 135,176
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 890,171 10,960 SH   SOLE   0 0 10,960
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 3,014,074 60,292 SH   SOLE   0 0 60,292
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 8,880,635 21,606 SH   SOLE   0 0 21,606
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 7,126,064 71,517 SH   SOLE   0 0 71,517
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 2,504,645 22,782 SH   SOLE   0 0 22,782
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 7,378,657 78,841 SH   SOLE   0 0 78,841
ISHARES TR U.S. UTILITS ETF 464287697 BBG001SFGXG6 264,859 3,164 SH   SOLE   0 0 3,164
ISHARES TR US CONSM STAPLES 464287812 BBG001SF7V89 2,209,869 11,092 SH   SOLE   0 0 11,092
MICROSOFT CORP COM 594918104 BBG001S5TD05 531,914 1,845 SH   SOLE   0 0 1,845
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 6,313,287 96,268 SH   SOLE   0 0 96,268
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 2,094,781 25,290 SH   SOLE   0 0 25,290
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 4,794,426 37,034 SH   SOLE   0 0 37,034
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,837,057 18,788 SH   SOLE   0 0 18,788
SOUTHERN CO COM 842587107 BBG001S5W777 236,850 3,404 SH   SOLE   0 0 3,404
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,768,704 6,764 SH   SOLE   0 0 6,764
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 4,327,989 133,211 SH   SOLE   0 0 133,211
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 7,182,218 97,385 SH   SOLE   0 0 97,385
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 4,201,956 33,967 SH   SOLE   0 0 33,967
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 402,380 11,800 SH   SOLE   0 0 11,800
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 227,989 914 SH   SOLE   0 0 914
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 552,197 3,479 SH   SOLE   0 0 3,479
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5,363,053 26,276 SH   SOLE   0 0 26,276
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,208,073 37,710 SH   SOLE   0 0 37,710
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,153,437 15,131 SH   SOLE   0 0 15,131
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 7,780,831 172,256 SH   SOLE   0 0 172,256
VISA INC COM CL A 92826C839 BBG001SRCFY3 203,816 904 SH   SOLE   0 0 904
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 2,557,139 65,383 SH   SOLE   0 0 65,383