The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 483 145 SH   SOLE   0 0 145
APPLE INC COM 037833100 4,704 26,505 SH   SOLE   0 0 26,505
DISNEY WALT CO COM 254687106 288 1,859 SH   SOLE   0 0 1,859
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 5,110 96,153 SH   SOLE   0 0 96,153
ISHARES GOLD TR ISHARES NEW 464285204 614 17,555 SH   SOLE   0 0 17,555
ISHARES INC CORE MSCI EMKT 46434G103 3,407 56,947 SH   SOLE   0 0 56,947
ISHARES TR CORE DIV GRWTH 46434V621 387 6,958 SH   SOLE   0 0 6,958
ISHARES TR CORE MSCI EAFE 46432F842 845 11,359 SH   SOLE   0 0 11,359
ISHARES TR CORE S&P500 ETF 464287200 9,427 19,844 SH   SOLE   0 0 19,844
ISHARES TR MSCI EAFE ETF 464287465 648 8,210 SH   SOLE   0 0 8,210
ISHARES TR MSCI EMG MKT ETF 464287234 1,443 29,601 SH   SOLE   0 0 29,601
ISHARES TR S&P SML 600 GWT 464287887 3,334 24,020 SH   SOLE   0 0 24,020
ISHARES TR SP SMCP600VL ETF 464287879 5,700 54,532 SH   SOLE   0 0 54,532
ISHARES TR TIPS BD ETF 464287176 4,750 36,788 SH   SOLE   0 0 36,788
ISHARES TR U.S. UTILITS ETF 464287697 304 3,424 SH   SOLE   0 0 3,424
ISHARES TR US TREAS BD ETF 46429B267 5,567 209,095 SH   SOLE   0 0 209,095
MICROSOFT CORP COM 594918104 674 2,004 SH   SOLE   0 0 2,004
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,279 72,020 SH   SOLE   0 0 72,020
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,491 27,192 SH   SOLE   0 0 27,192
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 540 3,846 SH   SOLE   0 0 3,846
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,225 24,353 SH   SOLE   0 0 24,353
SOUTHERN CO COM 842587107 239 3,498 SH   SOLE   0 0 3,498
SPDR GOLD TR GOLD SHS 78463V107 1,162 6,820 SH   SOLE   0 0 6,820
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,202 6,748 SH   SOLE   0 0 6,748
SPDR SER TR S&P DIVID ETF 78464A763 890 6,891 SH   SOLE   0 0 6,891
SPDR SER TR S&P KENSHO NEW 78468R648 875 14,801 SH   SOLE   0 0 14,801
TRUIST FINL CORP COM 89832Q109 691 11,800 SH   SOLE   0 0 11,800
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,303 97,981 SH   SOLE   0 0 97,981
VANGUARD INDEX FDS GROWTH ETF 922908736 294 914 SH   SOLE   0 0 914
VANGUARD INDEX FDS SM CP VAL ETF 922908611 565 3,172 SH   SOLE   0 0 3,172
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,140 11,132 SH   SOLE   0 0 11,132
VANGUARD INDEX FDS VALUE ETF 922908744 254 1,721 SH   SOLE   0 0 1,721
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,962 85,825 SH   SOLE   0 0 85,825
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,336 42,663 SH   SOLE   0 0 42,663
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,036 94,922 SH   SOLE   0 0 94,922
VISA INC COM CL A 92826C839 204 939 SH   SOLE   0 0 939
WORLD GOLD TR SPDR GLD MINIS 98149E204 2,093 116,159 SH   SOLE   0 0 116,159