The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102   38,579 2,155,293 SH   SOLE 0 0 0 2,155,293
ACADIA PHARMACEUTICALS INC COM COM 004225108   98 6,300 SH   SOLE 0 0 0 6,300
ALPHABET INC COM CL C COM CL C 02079K107   1,183 12,400 SH   SOLE 0 0 0 12,400
ALTRIA GROUP INC COM COM 02209S103   285 6,300 SH   SOLE 0 0 0 6,300
AMAZON COM INC COM COM 023135106   8,122 82,600 SH   DFND 0 20,815 0 617,845
AMERICAN AIRLINES GROUP INC COM COM 02376R102   81 5,985 SH   SOLE 0 0 0 5,985
AMERICAN ELECTRIC POWER CO INC COM COM 025537101   34,529 378,624 SH   SOLE 0 0 0 378,624
ANHEUSER-BUSCH INBEV SA/NV ADR SPONSORED ADR SPONSORED 03524A108   88 1,638 SH   SOLE 0 0 0 1,638
APPLE INC COM COM 037833100   53,743 376,031 SH   DFND 0 42,917 0 333,114
ATLANTIC UNION BANKSHARES CORP COM COM 04911A107   37 1,071 SH   SOLE 0 0 0 1,071
ATMOS ENERGY CORP COM COM 049560105   1,441 13,104 SH   SOLE 0 0 0 13,104
AVANOS MEDICAL INC COM COM 05350V106   2 63 SH   SOLE 0 0 0 63
BMO HARRIS BK NATL ASSN CHICAG CD CD 05600XJT8   1,095 1,098 PRN   SOLE 0 0 0 1,098
BANK OF AMERICA CORPORATION COM COM 060505104   1,174 34,083 SH   SOLE 0 0 0 34,083
BEAL BK PLANO TEX CD CD 07371BCG4   1,096 1,098 PRN   SOLE 0 0 0 1,098
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702   2,339 7,875 SH   SOLE 0 0 0 7,875
BRISTOL-MYERS SQUIBB CO COM COM 110122108   3,658 48,510 SH   SOLE 0 0 0 48,510
BUILDERS FIRSTSOURCE INC COM COM 12008R107   1,180 18,900 SH   SOLE 0 0 0 18,900
CARNIVAL CORP UNITS UNITS 143658300   212 24,570 SH   SOLE 0 0 0 24,570
CATERPILLAR INC COM COM 149123101   34,287 157,500 SH   SOLE 0 0 0 157,500
CAVCO INDUSTRIES COM COM 149568107   2,798 12,600 SH   SOLE 0 0 0 12,600
THE CHEMOURS COMPANY LLC COM COM 163851108   4 126 SH   SOLE 0 0 0 126
CHEVRON CORPORATION COM COM 166764100   116,777 669,186 SH   SOLE 0 0 0 669,186
CHINA CRESCENT ENTERPRISES INC COM COM 16945G207   0 189 SH   SOLE 0 0 0 189
COCA-COLA CO COM COM 191216100   38,034 630,000 SH   SOLE 0 0 0 630,000
CONOCOPHILLIPS COM COM 20825C104   574 4,725 SH   SOLE 0 0 0 4,725
CORTEVA INC COM COM 22052L104   16 252 SH   SOLE 0 0 0 252
COUSINS PROPERTIES INC COM USD1 00(POST REV SPLIT) COM USD1 00(POST REV SPLIT) 222795502   49 2,016 SH   SOLE 0 0 0 2,016
CUSTOMERS BK PHOENIXVILLE PA CD CD 23204HLF3   8,140 8,150 PRN   SOLE 0 0 0 8,150
DXC TECHNOLOGY COMPANY COM COM 23355L106   2 63 SH   SOLE 0 0 0 63
DISCOVER BANK CD CD 254673P75   15,705 15,750 PRN   SOLE 0 0 0 15,750
DOCUSIGN INC COM COM 256163106   153 3,150 SH   SOLE 0 0 0 3,150
DOW INC COM COM 260557103   12 252 SH   SOLE 0 0 0 252
DUKE ENERGY CORP COM COM 26441C204   75,680 786,500 SH   SOLE 0 0 0 786,500
DUPONT DE NEMOURS INC COM COM 26614N102   2,015 31,562 SH   SOLE 0 0 0 31,562
EMERSON ELECTRIC CO COM COM 291011104   2,265 25,200 SH   SOLE 0 0 0 25,200
ENBRIDGE INC COM COM 29250N105   12,321 315,000 SH   SOLE 0 0 0 315,000
ENERGY TRANSFER LP COM UNITS REP LTD PTN INT COM UNITS REP LTD PTN INT 29273V100   1,289 107,415 SH   SOLE 0 0 0 107,415
ENTERGY CORP COM COM 29364G103   870 7,938 SH   SOLE 0 0 0 7,938
ESSENTIAL UTILITIES INC COM COM 29670G102   2,581 57,015 SH   SOLE 0 0 0 57,015
EVERGY INC COM COM 30034W106   43,133 718,200 SH   SOLE 0 0 0 718,200
EXP WORLD HOLDINGS INC COM COM 30212W100   107 8,712 SH   SOLE 0 0 0 8,712
EXXON MOBIL CORPORATION COM COM 30231G102   131,416 1,226,547 SH   SOLE 0 0 0 1,226,547
FVCBANKCORP INC CD CD 302978BR1   198 198 PRN   SOLE 0 0 0 198
FIDELITY COVINGTON TRUST MSCI UTILS INDEX ETF MSCI UTILS INDEX ETF 316092865   56,653 1,287,720 SH   SOLE 0 0 0 1,287,720
FIRST REPUBLIC BANK SAN FRANCI CD CD 33616CJZ4   15,707 15,750 PRN   SOLE 0 0 0 15,750
FLOWERS FOODS INC COM COM 343498101   39,526 1,406,940 SH   SOLE 0 0 0 1,406,940
FREEPORT-MCMORAN INC COM CL B COM CL B 35671D857   5,805 163,937 SH   SOLE 0 0 0 163,937
GSK PLC ADR SPONSORED ADR SPONSORED 37733W204   8 252 SH   SOLE 0 0 0 252
HF SINCLAIR CORP COM COM 403949100   696 12,096 SH   SOLE 0 0 0 12,096
HALEON PLC ADR ADR 405552100   3 378 SH   SOLE 0 0 0 378
HALLIBURTON CO COM COM 406216101   903 25,515 SH   SOLE 0 0 0 25,515
HERSHEY COMPANY COM COM 427866108   1,452 6,300 SH   SOLE 0 0 0 6,300
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109   21 1,449 SH   SOLE 0 0 0 1,449
HIVE BLOCKCHAIN TECH LTD COM COM 43366H704   2 819 SH   SOLE 0 0 0 819
INTEL CORP COM COM 458140100   1,400 50,400 SH   SOLE 0 0 0 50,400
INTERNATIONAL BUS MACH CORP COM COM 459200101   13,035 94,500 SH   SOLE 0 0 0 94,500
ISHARES TRUST SELECT DIVID ETF SELECT DIVID ETF 464287168   22 189 SH   SOLE 0 0 0 189
ISHARES TRUST CORE S&P MCP ETF CORE S&P MCP ETF 464287507   913 3,780 SH   SOLE 0 0 0 3,780
ISHARES TRUST RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648   2,761 12,600 SH   SOLE 0 0 0 12,600
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804   894 9,324 SH   SOLE 0 0 0 9,324
JPMORGAN CHASE BANK NA CD M/W QTRLY CLBL CD M/W QTRLY CLBL 46593LEE5   15,649 15,750 PRN   SOLE 0 0 0 15,750
JP MORGAN CHASE & CO COM COM 46625H100   2,378 18,724 SH   SOLE 0 0 0 18,724
JOHNSON & JOHNSON COM COM 478160104   3,100 17,955 SH   SOLE 0 0 0 17,955
KAMAN CORP COM COM 483548103   194 8,001 SH   SOLE 0 0 0 8,001
KIMBERLY CLARK CORP COM COM 494368103   4,082 32,130 SH   SOLE 0 0 0 32,130
KRAFT HEINZ CO COM COM 500754106   158 4,158 SH   SOLE 0 0 0 4,158
KYNDRYL HLDGS INC COM COM 50155Q100   1 126 SH   SOLE 0 0 0 126
LUMENTUM HLDGS INC COM COM 55024U109   31 504 SH   SOLE 0 0 0 504
MARINE PRODUCTS CORP COM COM 568427108   663 63,000 SH   SOLE 0 0 0 63,000
MCDONALD'S CORPORATION COM COM 580135101   11,418 43,281 SH   SOLE 0 0 0 43,281
MERCK & CO INC COM COM 58933Y105   64,397 630,000 SH   SOLE 0 0 0 630,000
MICRO FOCUS INTERNATIONAL PLC ADR SPONSORED ADR SPONSORED 594837403   1 126 SH   SOLE 0 0 0 126
MONDELEZ INTL INC COM CL A COM CL A 609207105   797 12,600 SH   SOLE 0 0 0 12,600
MOUNTAIN COMM BK ERWIN TENN CD MTHLY CD MTHLY 62400PKC3   9,998 10,000 PRN   SOLE 0 0 0 10,000
NORFOLK SOUTHERN CORP COM COM 655844108   338,456 1,430,667 SH   SOLE 0 0 0 1,430,667
NVIDIA CORP COM COM 67066G104   11,310 76,200 SH   SOLE 0 0 0 76,200
ORGANON & CO COM COM 68622V106   1,039 40,635 SH   SOLE 0 0 0 40,635
PEPSICO INC COM COM 713448108   67,422 378,000 SH   SOLE 0 0 0 378,000
PHILIP MORRIS INTL INC COM COM 718172109   595 6,300 SH   SOLE 0 0 0 6,300
PRINCIPAL FINANCIAL GROUP COM COM 74251V102   940 10,962 SH   SOLE 0 0 0 10,962
PROCTER & GAMBLE CO COM COM 742718109   57,476 410,004 SH   SOLE 0 0 0 410,004
PRUDENTIAL FINANCIAL INC COM COM 744320102   1,499 14,805 SH   SOLE 0 0 0 14,805
QUALCOMM INC COM COM 747525103   5,528 47,250 SH   SOLE 0 0 0 47,250
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409   262 5,040 SH   SOLE 0 0 0 5,040
SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF PORTFOLI S&P 1500 COMP STK ETF 78464A805   31,427 661,500 SH   SOLE 0 0 0 661,500
SEARS CANADA INC COM COM 81234D109   0 1,596 SH   SOLE 0 0 0 1,596
SHERWIN-WILLIAMS CO COM COM 824348106   14,567 63,000 SH   SOLE 0 0 0 63,000
SIRIUS XM HOLDINGS INC COM COM 82968B103   1,666 270,900 SH   SOLE 0 0 0 270,900
SITIO ROYALTIES CO COM COM 82983N108   267 9,064 SH   SOLE 0 0 0 9,064
SMUCKER (JM) CO COM COM 832696405   310 2,079 SH   SOLE 0 0 0 2,079
SOUTHSIDE BANCSHARES INC COM COM 84470P109   19,656 554,211 SH   DFND 0 277,106 0 277,106
SOUTHWEST AIRLINES CO COM COM 844741108   616 17,073 SH   SOLE 0 0 0 17,073
SYLVAMO CORPORATION COM COM 871332102   12 252 SH   SOLE 0 0 0 252
TRI POINTE GROUP INC COM COM 87265H109   99 5,670 SH   SOLE 0 0 0 5,670
TEXAS INSTRUMENTS INC COM COM 882508104   21,031 126,126 SH   SOLE 0 0 0 126,126
3M COMPANY COM COM 88579Y101   14,617 119,400 SH   SOLE 0 0 0 119,400
TRULIEVE CANNABIS CORP COM COM 89788C104   385 35,910 SH   SOLE 0 0 0 35,910
TRUSTMARK CORP COM COM 898402102   7,989 228,690 SH   SOLE 0 0 0 228,690
UNITED FIDELITY BANK CD CD 910286FN8   9,997 10,000 PRN   SOLE 0 0 0 10,000
UNITED RENTALS INC COM COM 911363109   2,898 8,820 SH   SOLE 0 0 0 8,820
UNITEDHEALTH GROUP INC COM COM 91324P102   3,337 6,300 SH   SOLE 0 0 0 6,300
UNIVERSITY BANK CD MTHLY CD MTHLY 914098DD7   9,997 10,000 PRN   SOLE 0 0 0 10,000
VANGUARD STAR FD TL INTL STK F ETF STAR FD TL INTL STK F ETF 921909768   504,641 10,081,047 SH   DFND 0 308,573 0 9,772,473
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827   14 189 SH   SOLE 0 0 0 189
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT ETF 921937835   14 189 SH   OTR 0 189 0 0
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406   2,380 22,365 SH   SOLE 0 0 0 22,365
VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805   947,338 19,884,009 SH   DFND 0 405,264 0 19,478,745
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775   101,065 2,082,583 SH   DFND 0 138,839 0 1,943,744
VANGUARD ENERGY ETF ENERGY ETF 92204A306   19,174 157,500 SH   SOLE 0 0 0 157,500
VANGUARD INF TECH ETF INF TECH ETF 92204A702   90 270 SH   SOLE 0 0 0 270
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363   578,703 1,638,171 SH   DFND 0 89,203 0 1,548,968
VANGUARD MID CAP ETF MID CAP ETF 922908629   16,751 82,215 SH   SOLE 0 0 0 82,215
VANGUARD SMALL CP ETF SMALL CP ETF 922908751   143,374 773,563 SH   DFND 0 46,770 0 726,793
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769   1,335,842 6,931,909 SH   DFND 0 151,066 0 6,780,843
VERIZON COMMUNICATIONS COM COM 92343V104   1,711 45,423 SH   SOLE 0 0 0 45,423
VIAVI SOLUTIONS INC COM COM 925550105   33 2,772 SH   SOLE 0 0 0 2,772
WP CAREY INC COM USD0 001 COM USD0 001 92936U109   2,140 27,909 SH   SOLE 0 0 0 27,909
WABTEC CORP COM COM 929740108   25 258 SH   SOLE 0 0 0 258
WALMART INC COM COM 931142103   1,795 12,600 SH   SOLE 0 0 0 12,600
WARNER BROS DISCOVERY INC COM COM 934423104   4,449 391,134 SH   SOLE 0 0 0 391,134
WEBSTER BANK WATERBURY CD CD 94768NLF9   7,852 7,875 PRN   SOLE 0 0 0 7,875
WELLS FARGO & COMPANY COM COM 949746101   1,444 32,634 SH   SOLE 0 0 0 32,634
WELLS FARGO BANK NATIONAL ASSN CD CD 9497633B0   8,179 8,200 PRN   SOLE 0 0 0 8,200
WESTERN ALLIANCE BANCORP CD CD 95763PJF9   2,400 2,400 PRN   SOLE 0 0 0 2,400
XCEL ENERGY INC COM COM 98389B100   5,772 86,751 SH   SOLE 0 0 0 86,751