The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 4,444 269,802 SH   SOLE   269,802 0 0
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 3,493 38,454 SH   SOLE   38,454 0 0
ISHARES GOLD TR ISHARES NEW 464285204 7,228 224,851 SH   SOLE   224,851 0 0
ISHARES INC CORE MSCI EMKT 46434G103 357 8,160 SH   SOLE   8,160 0 0
ISHARES INC MSCI EURZONE ETF 464286608 245 7,479 SH   SOLE   7,479 0 0
ISHARES TR CORE S&P SCP ETF 464287804 343 3,828 SH   SOLE   3,828 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 553 3,267 SH   SOLE   3,267 0 0
ISHARES TR INTL DEV RE ETF 464288489 615 31,807 SH   SOLE   31,807 0 0
ISHARES TR TIPS BD ETF 464287176 1,007 9,482 SH   SOLE   9,482 0 0
ISHARES TR INTL TREA BD ETF 464288117 327 8,769 SH   SOLE   8,769 0 0
ISHARES TR ASIA 50 ETF 464288430 2,083 41,326 SH   SOLE   41,326 0 0
ISHARES TR JPMORGAN USD EMG 464288281 457 5,647 SH   SOLE   5,647 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,083 13,027 SH   SOLE   13,027 0 0
ISHARES TR MSCI CHINA ETF 46429B671 1,199 28,096 SH   SOLE   28,096 0 0
ISHARES TR CORE S&P500 ETF 464287200 907 2,473 SH   SOLE   2,473 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 375 13,515 SH   SOLE   13,515 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,886 151,522 SH   SOLE   151,522 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,070 106,747 SH   SOLE   106,747 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,339 82,250 SH   SOLE   82,250 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,128 181,983 SH   SOLE   181,983 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,337 63,849 SH   SOLE   63,849 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,149 55,427 SH   SOLE   55,427 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 295 5,950 SH   SOLE   5,950 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,294 8,204 SH   SOLE   8,204 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 901 33,916 SH   SOLE   33,916 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 617 19,621 SH   SOLE   19,621 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 518 7,281 SH   SOLE   7,281 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 922 37,435 SH   SOLE   37,435 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 714 27,015 SH   SOLE   27,015 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,332 42,203 SH   SOLE   42,203 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,129 49,584 SH   SOLE   49,584 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,600 7,117 SH   SOLE   7,117 0 0
SPDR SER TR BLOOMBERG SHORT 78464A334 1,963 92,577 SH   SOLE   92,577 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 227 9,048 SH   SOLE   9,048 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 2,163 53,843 SH   SOLE   53,843 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 865 45,008 SH   SOLE   45,008 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 2,874 124,398 SH   SOLE   124,398 0 0
VANECK ETF TRUST CHINA BOND ETF 92189F379 1,305 59,245 SH   SOLE   59,245 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 298 3,639 SH   SOLE   3,639 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,146 69,522 SH   SOLE   69,522 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 982 10,352 SH   SOLE   10,352 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,752 71,099 SH   SOLE   71,099 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 262 5,539 SH   SOLE   5,539 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 750 20,266 SH   SOLE   20,266 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 315 6,731 SH   SOLE   6,731 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 987 26,535 SH   SOLE   26,535 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 304 5,199 SH   SOLE   5,199 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 1,002 29,225 SH   SOLE   29,225 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,809 83,495 SH   SOLE   83,495 0 0