The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 4,763 264,006 SH   SOLE   264,006 0 0
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 3,806 39,277 SH   SOLE   39,277 0 0
ISHARES GOLD TR ISHARES NEW 464285204 7,755 226,023 SH   SOLE   226,023 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 203 2,984 SH   SOLE   2,984 0 0
ISHARES INC MSCI EURZONE ETF 464286608 347 9,551 SH   SOLE   9,551 0 0
ISHARES INC CORE MSCI EMKT 46434G103 360 7,340 SH   SOLE   7,340 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,321 15,242 SH   SOLE   15,242 0 0
ISHARES TR MSCI EAFE ETF 464287465 254 4,068 SH   SOLE   4,068 0 0
ISHARES TR ASIA 50 ETF 464288430 2,305 36,740 SH   SOLE   36,740 0 0
ISHARES TR CORE S&P SCP ETF 464287804 496 5,369 SH   SOLE   5,369 0 0
ISHARES TR TIPS BD ETF 464287176 540 4,737 SH   SOLE   4,737 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 551 3,253 SH   SOLE   3,253 0 0
ISHARES TR INTL DEV RE ETF 464288489 626 27,896 SH   SOLE   27,896 0 0
ISHARES TR INTL TREA BD ETF 464288117 678 16,582 SH   SOLE   16,582 0 0
ISHARES TR CORE S&P500 ETF 464287200 902 2,378 SH   SOLE   2,378 0 0
ISHARES TR MSCI CHINA ETF 46429B671 1,135 20,335 SH   SOLE   20,335 0 0
PROSHARES TR II SHT VIX ST TRM 74347W130 2,026 87,800 SH   SOLE   87,800 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,168 150,225 SH   SOLE   150,225 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,262 76,379 SH   SOLE   76,379 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,206 165,705 SH   SOLE   165,705 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,291 105,366 SH   SOLE   105,366 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 484 15,930 SH   SOLE   15,930 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,075 53,220 SH   SOLE   53,220 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,974 126,363 SH   SOLE   126,363 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 260 5,045 SH   SOLE   5,045 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,779 10,559 SH   SOLE   10,559 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 682 19,621 SH   SOLE   19,621 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,099 38,115 SH   SOLE   38,115 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,668 47,939 SH   SOLE   47,939 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 423 14,987 SH   SOLE   14,987 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,469 50,777 SH   SOLE   50,777 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 720 7,844 SH   SOLE   7,844 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,161 48,744 SH   SOLE   48,744 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 930 45,460 SH   SOLE   45,460 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 4,052 89,577 SH   SOLE   89,577 0 0
SPDR SER TR BLOOMBERG SHORT 78464A334 1,844 79,600 SH   SOLE   79,600 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,899 7,685 SH   SOLE   7,685 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 260 9,662 SH   SOLE   9,662 0 0
VANECK ETF TRUST CHINA BOND ETF 92189F379 1,435 61,321 SH   SOLE   61,321 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 3,654 149,266 SH   SOLE   149,266 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 419 4,601 SH   SOLE   4,601 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 951 9,213 SH   SOLE   9,213 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,660 82,683 SH   SOLE   82,683 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 333 6,312 SH   SOLE   6,312 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,746 54,954 SH   SOLE   54,954 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 827 19,856 SH   SOLE   19,856 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 425 8,243 SH   SOLE   8,243 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 782 19,178 SH   SOLE   19,178 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 332 5,422 SH   SOLE   5,422 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 1,041 29,656 SH   SOLE   29,656 0 0