The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 5,733 323,739 SH   SOLE   323,739 0 0
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 3,989 38,925 SH   SOLE   38,925 0 0
ISHARES INC CORE MSCI EMKT 46434G103 414 7,340 SH   SOLE   7,340 0 0
ISHARES INC MSCI EURZONE ETF 464286608 261 5,988 SH   SOLE   5,988 0 0
ISHARES TR DOW JONES US ETF 464287846 215 1,921 SH   SOLE   1,921 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,617 15,637 SH   SOLE   15,637 0 0
ISHARES TR CORE S&P SCP ETF 464287804 419 3,846 SH   SOLE   3,846 0 0
ISHARES TR ASIA 50 ETF 464288430 2,645 38,008 SH   SOLE   38,008 0 0
ISHARES TR JPMORGAN USD EMG 464288281 513 5,254 SH   SOLE   5,254 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 685 3,299 SH   SOLE   3,299 0 0
ISHARES TR INTL DEV RE ETF 464288489 758 27,479 SH   SOLE   27,479 0 0
ISHARES TR CORE S&P500 ETF 464287200 999 2,196 SH   SOLE   2,196 0 0
ISHARES TR MSCI CHINA ETF 46429B671 1,251 22,841 SH   SOLE   22,841 0 0
PROSHARES TR II SHT VIX ST TRM 74347W130 2,137 85,383 SH   SOLE   85,383 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,833 170,604 SH   SOLE   170,604 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,914 154,040 SH   SOLE   154,040 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,107 107,519 SH   SOLE   107,519 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,635 55,058 SH   SOLE   55,058 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,990 82,962 SH   SOLE   82,962 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 412 7,814 SH   SOLE   7,814 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,973 107,321 SH   SOLE   107,321 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 585 16,375 SH   SOLE   16,375 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,934 10,773 SH   SOLE   10,773 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,022 29,585 SH   SOLE   29,585 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,272 35,932 SH   SOLE   35,932 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 595 6,530 SH   SOLE   6,530 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2,160 51,882 SH   SOLE   51,882 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 511 14,803 SH   SOLE   14,803 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 772 19,621 SH   SOLE   19,621 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,831 53,140 SH   SOLE   53,140 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 4,703 88,096 SH   SOLE   88,096 0 0
SPDR SER TR BLOMBRG BRC EMRG 78464A391 1,018 44,896 SH   SOLE   44,896 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 2,643 102,048 SH   SOLE   102,048 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 3,239 7,151 SH   SOLE   7,151 0 0
SPDR SER TR BLOMBERG INTL TR 78464A516 304 10,468 SH   SOLE   10,468 0 0
VANECK VECTORS ETF TR CHINAAMC CHINA B 92189F379 1,513 61,585 SH   SOLE   61,585 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 3,902 144,675 SH   SOLE   144,675 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 230 4,390 SH   SOLE   4,390 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 216 1,006 SH   SOLE   1,006 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 369 3,341 SH   SOLE   3,341 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 628 13,366 SH   SOLE   13,366 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,114 8,902 SH   SOLE   8,902 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,022 69,119 SH   SOLE   69,119 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,172 79,174 SH   SOLE   79,174 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 335 5,312 SH   SOLE   5,312 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 218 2,918 SH   SOLE   2,918 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 608 10,074 SH   SOLE   10,074 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 802 16,552 SH   SOLE   16,552 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 549 7,848 SH   SOLE   7,848 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 1,008 28,096 SH   SOLE   28,096 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717X628 3,538 70,353 SH   SOLE   70,353 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 3,200 83,757 SH   SOLE   83,757 0 0