The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,840 6,850 SH   SOLE 0 0 0 6,850
AIR PRODS & CHEMS INC COM 009158106 563 1,851 SH   SOLE 0 0 0 1,851
ALPHABET INC CAP STK CL A 02079K305 1,202 415 SH   SOLE 0 0 0 415
AMAZON COM INC COM 023135106 317 95 SH   SOLE 0 0 0 95
AMERICAN TOWER CORP NEW COM 03027X100 388 1,328 SH   SOLE 0 0 0 1,328
ANALOG DEVICES INC COM 032654105 2,189 12,452 SH   SOLE 0 0 0 12,452
APPLE INC COM 037833100 3,901 21,968 SH   SOLE 0 0 0 21,968
AT&T INC COM 00206R102 964 39,175 SH   SOLE 0 0 0 39,175
BARCLAYS BANK PLC PACER IPATH GLD 06747D809 8,085 271,601 SH   SOLE 0 0 0 271,601
BECTON DICKINSON & CO COM 075887109 1,108 4,406 SH   SOLE 0 0 0 4,406
BLACKROCK INC COM 09247X101 1,437 1,569 SH   SOLE 0 0 0 1,569
BRISTOL-MYERS SQUIBB CO COM 110122108 1,043 16,732 SH   SOLE 0 0 0 16,732
CAPITAL ONE FINL CORP COM 14040H105 329 2,266 SH   SOLE 0 0 0 2,266
CATERPILLAR INC COM 149123101 363 1,755 SH   SOLE 0 0 0 1,755
CBOE GLOBAL MKTS INC COM 12503M108 1,447 11,100 SH   SOLE 0 0 0 11,100
COMCAST CORP NEW CL A 20030N101 1,258 24,987 SH   SOLE 0 0 0 24,987
CONSTELLATION BRANDS INC CL A 21036P108 682 2,719 SH   SOLE 0 0 0 2,719
CVS HEALTH CORP COM 126650100 212 2,057 SH   SOLE 0 0 0 2,057
DEERE & CO COM 244199105 803 2,343 SH   SOLE 0 0 0 2,343
EOG RES INC COM 26875P101 1,324 14,901 SH   SOLE 0 0 0 14,901
EQUINIX INC COM 29444U700 224 265 SH   SOLE 0 0 0 265
EXELON CORP COM 30161N101 247 4,282 SH   SOLE 0 0 0 4,282
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 4,227 88,340 SH   SOLE 0 0 0 88,340
GENUINE PARTS CO COM 372460105 1,208 8,615 SH   SOLE 0 0 0 8,615
HOME DEPOT INC COM 437076102 1,664 4,009 SH   SOLE 0 0 0 4,009
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 791 56,251 SH   SOLE 0 0 0 56,251
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 5,000 192,905 SH   SOLE 0 0 0 192,905
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 3,309 125,593 SH   SOLE 0 0 0 125,593
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 3,274 19,066 SH   SOLE 0 0 0 19,066
ISHARES INC MSCI STH KOR ETF 464286772 1,931 24,797 SH   SOLE 0 0 0 24,797
ISHARES INC CORE MSCI EMKT 46434G103 6,619 110,571 SH   SOLE 0 0 0 110,571
ISHARES TR CORE 1 5 YR USD 46432F859 691 13,702 SH   SOLE 0 0 0 13,702
ISHARES TR CORE HIGH DV ETF 46429B663 757 7,492 SH   SOLE 0 0 0 7,492
ISHARES TR A RATE CP BD ETF 46429B291 1,268 22,619 SH   SOLE 0 0 0 22,619
ISHARES TR ISHARES BIOTECH 464287556 1,168 7,656 SH   SOLE 0 0 0 7,656
ISHARES TR CORE S&P500 ETF 464287200 452 948 SH   SOLE 0 0 0 948
ISHARES TR RUS 2000 VAL ETF 464287630 5,912 35,606 SH   SOLE 0 0 0 35,606
ISHARES TR JPMORGAN USD EMG 464288281 3,432 31,466 SH   SOLE 0 0 0 31,466
ISHARES TR EAFE VALUE ETF 464288877 9,599 190,494 SH   SOLE 0 0 0 190,494
ISHARES TR EAFE GRWTH ETF 464288885 9,616 87,192 SH   SOLE 0 0 0 87,192
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 4,308 83,212 SH   SOLE 0 0 0 83,212
JPMORGAN CHASE & CO COM 46625H100 1,463 9,240 SH   SOLE 0 0 0 9,240
LAUDER ESTEE COS INC CL A 518439104 830 2,241 SH   SOLE 0 0 0 2,241
MASTERCARD INCORPORATED CL A 57636Q104 2,029 5,646 SH   SOLE 0 0 0 5,646
META PLATFORMS INC CL A 30303M102 1,166 3,468 SH   SOLE 0 0 0 3,468
MFS SPL VALUE TR SH BEN INT 55274E102 107 15,640 SH   SOLE 0 0 0 15,640
MICROSOFT CORP COM 594918104 3,117 9,269 SH   SOLE 0 0 0 9,269
NEXTERA ENERGY INC COM 65339F101 601 6,435 SH   SOLE 0 0 0 6,435
NORTHROP GRUMMAN CORP COM 666807102 652 1,686 SH   SOLE 0 0 0 1,686
NVIDIA CORPORATION COM 67066G104 904 3,074 SH   SOLE 0 0 0 3,074
PEPSICO INC COM 713448108 696 4,009 SH   SOLE 0 0 0 4,009
PHILIP MORRIS INTL INC COM 718172109 611 6,434 SH   SOLE 0 0 0 6,434
PHILLIPS 66 COM 718546104 849 11,720 SH   SOLE 0 0 0 11,720
PPG INDS INC COM 693506107 758 4,398 SH   SOLE 0 0 0 4,398
QUALCOMM INC COM 747525103 379 2,071 SH   SOLE 0 0 0 2,071
ROPER TECHNOLOGIES INC COM 776696106 671 1,365 SH   SOLE 0 0 0 1,365
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 667 7,364 SH   SOLE 0 0 0 7,364
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,066 19,200 SH   SOLE 0 0 0 19,200
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,518 38,867 SH   SOLE 0 0 0 38,867
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 681 6,431 SH   SOLE 0 0 0 6,431
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,385 9,832 SH   SOLE 0 0 0 9,832
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,384 6,768 SH   SOLE 0 0 0 6,768
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 464 6,482 SH   SOLE 0 0 0 6,482
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,255 16,160 SH   SOLE 0 0 0 16,160
SEMPRA COM 816851109 428 3,234 SH   SOLE 0 0 0 3,234
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 294 8,055 SH   SOLE 0 0 0 8,055
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,159 19,544 SH   SOLE 0 0 0 19,544
SPDR S&P 500 ETF TR TR UNIT 78462F103 34 72 SH   SOLE 0 0 0 72
SPDR S&P 500 ETF TR TR UNIT 78462F103 220 500 SH Put SOLE 0 0 0 500
SPDR SER TR BLOOMBERG INVT 78468R200 2,215 72,405 SH   SOLE 0 0 0 72,405
SPDR SER TR PORTFOLIO SHORT 78464A474 10,129 327,051 SH   SOLE 0 0 0 327,051
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,430 47,324 SH   SOLE 0 0 0 47,324
SPDR SER TR PORTFOLIO INTRMD 78464A375 642 17,754 SH   SOLE 0 0 0 17,754
SPDR SER TR S&P DIVID ETF 78464A763 1,012 7,835 SH   SOLE 0 0 0 7,835
STARBUCKS CORP COM 855244109 1,497 12,799 SH   SOLE 0 0 0 12,799
TESLA INC COM 88160R101 264 250 SH   SOLE 0 0 0 250
TESLA INC COM 88160R101 258 300 SH Call SOLE 0 0 0 300
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382 7,206 468,218 SH   SOLE 0 0 0 468,218
UNION PAC CORP COM 907818108 777 3,086 SH   SOLE 0 0 0 3,086
UNITED PARCEL SERVICE INC CL B 911312106 3,976 18,548 SH   SOLE 0 0 0 18,548
UNITEDHEALTH GROUP INC COM 91324P102 1,646 3,278 SH   SOLE 0 0 0 3,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 869 3,599 SH   SOLE 0 0 0 3,599
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,131 24,081 SH   SOLE 0 0 0 24,081
VANGUARD INDEX FDS VALUE ETF 922908744 258 1,757 SH   SOLE 0 0 0 1,757
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 625 5,386 SH   SOLE 0 0 0 5,386
VANGUARD INDEX FDS GROWTH ETF 922908736 799 2,491 SH   SOLE 0 0 0 2,491
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,151 18,278 SH   SOLE 0 0 0 18,278
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 914 2,094 SH   SOLE 0 0 0 2,094
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 28,990 312,530 SH   SOLE 0 0 0 312,530
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 237 2,916 SH   SOLE 0 0 0 2,916
VANGUARD STAR FDS VG TL INTL STK F 921909768 655 10,306 SH   SOLE 0 0 0 10,306
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,354 5,137 SH   SOLE 0 0 0 5,137
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 661 3,305 SH   SOLE 0 0 0 3,305
VERIZON COMMUNICATIONS INC COM 92343V104 317 6,107 SH   SOLE 0 0 0 6,107
WESTROCK CO COM 96145D105 444 10,000 SH   SOLE 0 0 0 10,000
WISDOMTREE TR US LARGECAP DIVD 97717W307 359 5,430 SH   SOLE 0 0 0 5,430
WISDOMTREE TR US MIDCAP DIVID 97717W505 6,264 141,209 SH   SOLE 0 0 0 141,209
WISDOMTREE TR US SMALLCAP DIVD 97717W604 332 10,114 SH   SOLE 0 0 0 10,114
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,083 20,469 SH   SOLE 0 0 0 20,469