The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   740,713 4,068 SH   SOLE   4,068 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   796,163 2,297 SH   SOLE   2,297 0 0
ALPHABET INC CAP STK CL A 02079K305   540,028 3,578 SH   SOLE   3,578 0 0
ALPHABET INC CAP STK CL C 02079K107   356,440 2,341 SH   SOLE   2,341 0 0
AMAZON COM INC COM 023135106   887,649 4,921 SH   SOLE   4,921 0 0
AMGEN INC COM 031162100   812,586 2,858 SH   SOLE   2,858 0 0
APPLE INC COM 037833100   7,975,604 46,510 SH   SOLE   46,510 0 0
APPLIED MATLS INC COM 038222105   471,030 2,284 SH   SOLE   2,284 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   378,045 5,580 SH   SOLE   5,580 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,497,472 3,561 SH   SOLE   3,561 0 0
BLACKSTONE INC COM 09260D107   547,919 4,171 SH   SOLE   4,171 0 0
BROADCOM INC COM 11135F101   3,004,418 2,267 SH   SOLE   2,267 0 0
BRUNSWICK CORP COM 117043109   282,321 2,925 SH   SOLE   2,925 0 0
CHEVRON CORP NEW COM 166764100   347,975 2,206 SH   SOLE   2,206 0 0
CISCO SYS INC COM 17275R102   349,956 7,012 SH   SOLE   7,012 0 0
COCA COLA CO COM 191216100   623,141 10,185 SH   SOLE   10,185 0 0
CONSTELLATION BRANDS INC CL A 21036P108   557,904 2,053 SH   SOLE   2,053 0 0
CSX CORP COM 126408103   200,178 5,400 SH   SOLE   5,400 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   67,071,075 1,835,552 SH   SOLE   1,835,552 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,065,762 41,893 SH   SOLE   41,893 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   9,497,044 152,343 SH   SOLE   152,343 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   693,987 14,431 SH   SOLE   14,431 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   602,958 12,818 SH   SOLE   12,818 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   490,209 8,291 SH   SOLE   8,291 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   19,074,174 454,688 SH   SOLE   454,688 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   2,234,184 54,162 SH   SOLE   54,162 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   36,620,471 1,211,796 SH   SOLE   1,211,796 0 0
DISNEY WALT CO COM 254687106   426,808 3,488 SH   SOLE   3,488 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   275,430 2,848 SH   SOLE   2,848 0 0
EXXON MOBIL CORP COM 30231G102   277,419 2,387 SH   SOLE   2,387 0 0
HOME DEPOT INC COM 437076102   796,354 2,076 SH   SOLE   2,076 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   223,805 1,172 SH   SOLE   1,172 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   249,431 625 SH   SOLE   625 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   205,670 3,404 SH   SOLE   3,404 0 0
ISHARES TR CALIF MUN BD ETF 464288356   3,302,854 57,401 SH   SOLE   57,401 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,581,432 23,991 SH   SOLE   23,991 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,159,365 20,037 SH   SOLE   20,037 0 0
JOHNSON & JOHNSON COM 478160104   1,498,884 9,475 SH   SOLE   9,475 0 0
JPMORGAN CHASE & CO COM 46625H100   1,051,996 5,252 SH   SOLE   5,252 0 0
LOWES COS INC COM 548661107   226,578 889 SH   SOLE   889 0 0
MCDONALDS CORP COM 580135101   555,160 1,969 SH   SOLE   1,969 0 0
MERCK & CO INC COM 58933Y105   363,390 2,754 SH   SOLE   2,754 0 0
META PLATFORMS INC CL A 30303M102   237,577 489 SH   SOLE   489 0 0
MICRON TECHNOLOGY INC COM 595112103   228,117 1,935 SH   SOLE   1,935 0 0
MICROSOFT CORP COM 594918104   5,267,998 12,521 SH   SOLE   12,521 0 0
MONDELEZ INTL INC CL A 609207105   372,960 5,328 SH   SOLE   5,328 0 0
NVIDIA CORPORATION COM 67066G104   1,971,730 2,182 SH   SOLE   2,182 0 0
OCCIDENTAL PETE CORP COM 674599105   300,254 4,620 SH   SOLE   4,620 0 0
PEPSICO INC COM 713448108   541,656 3,095 SH   SOLE   3,095 0 0
PHILLIPS 66 COM 718546104   594,884 3,642 SH   SOLE   3,642 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   600,727 5,975 SH   SOLE   5,975 0 0
PROCTER AND GAMBLE CO COM 742718109   1,378,122 8,493 SH   SOLE   8,493 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   979,946 19,556 SH   SOLE   19,556 0 0
RBB FD INC US TREASRY 12 MT 74933W478   558,530 11,179 SH   SOLE   11,179 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   801,355 16,017 SH   SOLE   16,017 0 0
RBB FD INC US TREASY 2 YR 74933W486   497,643 10,348 SH   SOLE   10,348 0 0
SAMSARA INC COM CL A 79589L106   275,716 7,296 SH   SOLE   7,296 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   967,000 39,860 SH   SOLE   39,860 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   13,027,606 213,392 SH   SOLE   213,392 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,471,649 37,715 SH   SOLE   37,715 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   11,097,493 136,283 SH   SOLE   136,283 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,596,942 32,431 SH   SOLE   32,431 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   41,797,275 518,384 SH   SOLE   518,384 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   423,416 5,545 SH   SOLE   5,545 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   243,468 1,169 SH   SOLE   1,169 0 0
SERVICENOW INC COM 81762P102   218,809 287 SH   SOLE   287 0 0
SNOWFLAKE INC CL A 833445109   233,674 1,446 SH   SOLE   1,446 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   851,375 1,628 SH   SOLE   1,628 0 0
SPDR SER TR S&P DIVID ETF 78464A763   670,768 5,111 SH   SOLE   5,111 0 0
SPDR SER TR AEROSPACE DEF 78464A631   381,906 2,718 SH   SOLE   2,718 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   16,193,946 404,343 SH   SOLE   404,343 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   23,077,881 491,110 SH   SOLE   491,110 0 0
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203   10,019 14,738 SH   SOLE   14,738 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,937,935 5,630 SH   SOLE   5,630 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,771,254 22,206 SH   SOLE   22,206 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   659,571 13,035 SH   SOLE   13,035 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   209,897 2,715 SH   SOLE   2,715 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   284,253 4,895 SH   SOLE   4,895 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,879,057 10,290 SH   SOLE   10,290 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   669,619 13,347 SH   SOLE   13,347 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   452,987 2,219 SH   SOLE   2,219 0 0
VISA INC COM CL A 92826C839   236,334 847 SH   SOLE   847 0 0
WALKER & DUNLOP INC COM 93148P102   1,398,771 13,841 SH   SOLE   13,841 0 0
WALMART INC COM 931142103   740,091 12,300 SH   SOLE   12,300 0 0
WELLS FARGO CO NEW COM 949746101   219,321 3,784 SH   SOLE   3,784 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   43,558,831 571,713 SH   SOLE   571,713 0 0
YUM BRANDS INC COM 988498101   222,949 1,608 SH   SOLE   1,608 0 0