The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   620,486 4,004 SH   SOLE   4,004 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   806,391 2,298 SH   SOLE   2,298 0 0
ALPHABET INC CAP STK CL A 02079K305   473,130 3,387 SH   SOLE   3,387 0 0
ALPHABET INC CAP STK CL C 02079K107   318,220 2,258 SH   SOLE   2,258 0 0
AMAZON COM INC COM 023135106   663,675 4,368 SH   SOLE   4,368 0 0
AMGEN INC COM 031162100   810,200 2,813 SH   SOLE   2,813 0 0
APPLE INC COM 037833100   10,230,547 53,137 SH   SOLE   53,137 0 0
APPLIED MATLS INC COM 038222105   363,361 2,242 SH   SOLE   2,242 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   375,813 5,580 SH   SOLE   5,580 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,248,310 3,500 SH   SOLE   3,500 0 0
BLACKSTONE INC COM 09260D107   541,281 4,134 SH   SOLE   4,134 0 0
BROADCOM INC COM 11135F101   3,196,488 2,864 SH   SOLE   2,864 0 0
BRUNSWICK CORP COM 117043109   282,994 2,925 SH   SOLE   2,925 0 0
CHEVRON CORP NEW COM 166764100   308,314 2,067 SH   SOLE   2,067 0 0
CISCO SYS INC COM 17275R102   354,233 7,012 SH   SOLE   7,012 0 0
COCA COLA CO COM 191216100   600,224 10,185 SH   SOLE   10,185 0 0
CONSTELLATION BRANDS INC CL A 21036P108   489,043 2,023 SH   SOLE   2,023 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,814,297 43,951 SH   SOLE   43,951 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   56,961,832 1,713,138 SH   SOLE   1,713,138 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   579,210 12,321 SH   SOLE   12,321 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   493,977 10,183 SH   SOLE   10,183 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   17,482,666 412,327 SH   SOLE   412,327 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   33,489,756 1,169,335 SH   SOLE   1,169,335 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   242,465 4,416 SH   SOLE   4,416 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   204,604 8,998 SH   SOLE   8,998 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,557,530 143,535 SH   SOLE   143,535 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,037,588 42,489 SH   SOLE   42,489 0 0
DISNEY WALT CO COM 254687106   312,683 3,463 SH   SOLE   3,463 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   276,370 2,848 SH   SOLE   2,848 0 0
EXXON MOBIL CORP COM 30231G102   218,594 2,186 SH   SOLE   2,186 0 0
HOME DEPOT INC COM 437076102   719,438 2,076 SH   SOLE   2,076 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   210,850 625 SH   SOLE   625 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   336,531 13,472 SH   SOLE   13,472 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   474,461 1,565 SH   SOLE   1,565 0 0
ISHARES TR CALIF MUN BD ETF 464288356   3,013,808 52,016 SH   SOLE   52,016 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,766,324 16,293 SH   SOLE   16,293 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,255,674 22,496 SH   SOLE   22,496 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,217,460 22,144 SH   SOLE   22,144 0 0
JOHNSON & JOHNSON COM 478160104   1,506,305 9,610 SH   SOLE   9,610 0 0
JPMORGAN CHASE & CO COM 46625H100   1,114,273 6,551 SH   SOLE   6,551 0 0
MCDONALDS CORP COM 580135101   583,828 1,969 SH   SOLE   1,969 0 0
MERCK & CO INC COM 58933Y105   295,880 2,714 SH   SOLE   2,714 0 0
MICROSOFT CORP COM 594918104   4,585,707 12,195 SH   SOLE   12,195 0 0
MONDELEZ INTL INC CL A 609207105   383,227 5,291 SH   SOLE   5,291 0 0
NVIDIA CORPORATION COM 67066G104   598,287 1,208 SH   SOLE   1,208 0 0
OCCIDENTAL PETE CORP COM 674599105   275,860 4,620 SH   SOLE   4,620 0 0
PEPSICO INC COM 713448108   525,655 3,095 SH   SOLE   3,095 0 0
PHILLIPS 66 COM 718546104   484,896 3,642 SH   SOLE   3,642 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   596,245 5,975 SH   SOLE   5,975 0 0
PROCTER AND GAMBLE CO COM 742718109   1,242,550 8,479 SH   SOLE   8,479 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   443,301 8,871 SH   SOLE   8,871 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   862,793 17,304 SH   SOLE   17,304 0 0
RBB FD INC US TREASRY 12 MT 74933W478   555,140 11,117 SH   SOLE   11,117 0 0
RBB FD INC US TREASY 2 YR 74933W486   496,851 10,278 SH   SOLE   10,278 0 0
SAMSARA INC COM CL A 79589L106   243,540 7,296 SH   SOLE   7,296 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,407,187 38,073 SH   SOLE   38,073 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,026,245 133,115 SH   SOLE   133,115 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   974,230 39,619 SH   SOLE   39,619 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   38,830,599 510,057 SH   SOLE   510,057 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,539,569 32,590 SH   SOLE   32,590 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   12,097,496 217,307 SH   SOLE   217,307 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   399,406 5,545 SH   SOLE   5,545 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   200,757 1,043 SH   SOLE   1,043 0 0
SERVICENOW INC COM 81762P102   202,763 287 SH   SOLE   287 0 0
SNOWFLAKE INC CL A 833445109   287,754 1,446 SH   SOLE   1,446 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   773,638 1,628 SH   SOLE   1,628 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,029,628 8,239 SH   SOLE   8,239 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   474,411 9,927 SH   SOLE   9,927 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   16,214,171 402,837 SH   SOLE   402,837 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   22,929,119 489,520 SH   SOLE   489,520 0 0
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203   10,845 10,738 SH   SOLE   10,738 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,776,439 5,714 SH   SOLE   5,714 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,218,526 21,999 SH   SOLE   21,999 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   659,055 12,910 SH   SOLE   12,910 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   285,525 4,895 SH   SOLE   4,895 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   210,060 2,715 SH   SOLE   2,715 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,766,877 10,369 SH   SOLE   10,369 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   613,551 12,809 SH   SOLE   12,809 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   563,714 2,952 SH   SOLE   2,952 0 0
VISA INC COM CL A 92826C839   212,618 817 SH   SOLE   817 0 0
WALKER & DUNLOP INC COM 93148P102   1,536,489 13,841 SH   SOLE   13,841 0 0
WALMART INC COM 931142103   614,835 3,900 SH   SOLE   3,900 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   40,225,174 572,356 SH   SOLE   572,356 0 0
YUM BRANDS INC COM 988498101   210,101 1,608 SH   SOLE   1,608 0 0