The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   545,253 4,047 SH   SOLE   4,047 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   729,175 2,363 SH   SOLE   2,363 0 0
ALPHABET INC CAP STK CL C 02079K107   322,869 2,669 SH   SOLE   2,669 0 0
ALPHABET INC CAP STK CL A 02079K305   527,159 4,406 SH   SOLE   4,406 0 0
AMAZON COM INC COM 023135106   859,854 6,596 SH   SOLE   6,596 0 0
AMGEN INC COM 031162100   629,870 2,837 SH   SOLE   2,837 0 0
APPLE INC COM 037833100   10,488,414 54,062 SH   SOLE   54,062 0 0
APPLIED MATLS INC COM 038222105   294,717 2,039 SH   SOLE   2,039 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   399,361 5,580 SH   SOLE   5,580 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,072,445 3,145 SH   SOLE   3,145 0 0
BLACKSTONE INC COM 09260D107   502,782 5,408 SH   SOLE   5,408 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   304,083 4,755 SH   SOLE   4,755 0 0
BROADCOM INC COM 11135F101   2,743,827 3,163 SH   SOLE   3,163 0 0
BRUNSWICK CORP COM 117043109   285,046 3,290 SH   SOLE   3,290 0 0
CHEVRON CORP NEW COM 166764100   308,406 1,960 SH   SOLE   1,960 0 0
CISCO SYS INC COM 17275R102   358,182 6,923 SH   SOLE   6,923 0 0
COCA COLA CO COM 191216100   641,837 10,658 SH   SOLE   10,658 0 0
CONSTELLATION BRANDS INC CL A 21036P108   497,903 2,023 SH   SOLE   2,023 0 0
CVS HEALTH CORP COM 126650100   247,002 3,573 SH   SOLE   3,573 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   748,158 32,096 SH   SOLE   32,096 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   40,394,741 1,296,766 SH   SOLE   1,296,766 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   4,666,334 215,684 SH   SOLE   215,684 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   15,794,471 377,640 SH   SOLE   377,640 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,214,844 29,261 SH   SOLE   29,261 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   29,252,437 1,066,368 SH   SOLE   1,066,368 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,655,143 34,750 SH   SOLE   34,750 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   500,580 10,758 SH   SOLE   10,758 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,089,224 40,119 SH   SOLE   40,119 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,528,665 136,795 SH   SOLE   136,795 0 0
DISNEY WALT CO COM 254687106   480,360 5,380 SH   SOLE   5,380 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   254,323 2,834 SH   SOLE   2,834 0 0
EXXON MOBIL CORP COM 30231G102   249,350 2,325 SH   SOLE   2,325 0 0
HOME DEPOT INC COM 437076102   643,646 2,072 SH   SOLE   2,072 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   213,713 625 SH   SOLE   625 0 0
ISHARES GOLD TR ISHARES NEW 464285204   264,083 7,246 SH   SOLE   7,246 0 0
ISHARES TR CALIF MUN BD ETF 464288356   4,248,812 74,606 SH   SOLE   74,606 0 0
ISHARES TR NATIONAL MUN ETF 464288414   323,926 3,035 SH   SOLE   3,035 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   436,711 1,587 SH   SOLE   1,587 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,136,709 20,544 SH   SOLE   20,544 0 0
JOHNSON & JOHNSON COM 478160104   1,905,170 11,510 SH   SOLE   11,510 0 0
JPMORGAN CHASE & CO COM 46625H100   1,067,178 7,338 SH   SOLE   7,338 0 0
MCDONALDS CORP COM 580135101   586,077 1,964 SH   SOLE   1,964 0 0
MERCK & CO INC COM 58933Y105   328,515 2,847 SH   SOLE   2,847 0 0
MICROSOFT CORP COM 594918104   4,135,404 12,144 SH   SOLE   12,144 0 0
MONDELEZ INTL INC CL A 609207105   385,925 5,291 SH   SOLE   5,291 0 0
NVIDIA CORPORATION COM 67066G104   436,982 1,033 SH   SOLE   1,033 0 0
OCCIDENTAL PETE CORP COM 674599105   271,656 4,620 SH   SOLE   4,620 0 0
PEPSICO INC COM 713448108   563,995 3,045 SH   SOLE   3,045 0 0
PHILLIPS 66 COM 718546104   346,802 3,636 SH   SOLE   3,636 0 0
PROCTER AND GAMBLE CO COM 742718109   1,292,093 8,515 SH   SOLE   8,515 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   399,353 7,960 SH   SOLE   7,960 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   639,459 12,764 SH   SOLE   12,764 0 0
RBB FD INC US TREASRY 12 MT 74933W478   248,797 4,983 SH   SOLE   4,983 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,571,671 44,086 SH   SOLE   44,086 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   9,333,322 130,936 SH   SOLE   130,936 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   772,641 32,274 SH   SOLE   32,274 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,596,450 36,436 SH   SOLE   36,436 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,989,375 231,914 SH   SOLE   231,914 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   35,608,384 489,108 SH   SOLE   489,108 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   381,011 5,137 SH   SOLE   5,137 0 0
SNOWFLAKE INC CL A 833445109   288,783 1,641 SH   SOLE   1,641 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   725,938 1,638 SH   SOLE   1,638 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   311,823 14,176 SH   SOLE   14,176 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,070,670 22,756 SH   SOLE   22,756 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,103,710 9,005 SH   SOLE   9,005 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   21,426,258 527,564 SH   SOLE   527,564 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   21,584,877 463,961 SH   SOLE   463,961 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   593,712 5,883 SH   SOLE   5,883 0 0
TEXAS INSTRS INC COM 882508104   414,046 2,300 SH   SOLE   2,300 0 0
UNION PAC CORP COM 907818108   483,926 2,365 SH   SOLE   2,365 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,415,002 15,490 SH   SOLE   15,490 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,328,236 8,228 SH   SOLE   8,228 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   586,592 7,021 SH   SOLE   7,021 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   205,417 2,715 SH   SOLE   2,715 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   281,549 4,877 SH   SOLE   4,877 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,460,408 8,991 SH   SOLE   8,991 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   700,873 15,183 SH   SOLE   15,183 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,293,092 6,650 SH   SOLE   6,650 0 0
VISA INC COM CL A 92826C839   205,730 866 SH   SOLE   866 0 0
WALKER & DUNLOP INC COM 93148P102   227,621 2,878 SH   SOLE   2,878 0 0
WALMART INC COM 931142103   615,674 3,917 SH   SOLE   3,917 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   37,402,668 559,854 SH   SOLE   559,854 0 0
YUM BRANDS INC COM 988498101   222,788 1,608 SH   SOLE   1,608 0 0