The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 222 1,244 SH   SOLE   1,244 0 0
ABBVIE INC COM 00287Y109 391 2,892 SH   SOLE   2,892 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 830 2,413 SH   SOLE   2,413 0 0
ALPHABET INC CAP STK CL C 02079K107 407 150 SH   SOLE   150 0 0
AMAZON COM INC COM 023135106 1,277 409 SH   SOLE   409 0 0
AMGEN INC COM 031162100 552 2,387 SH   SOLE   2,387 0 0
APPLE INC COM 037833100 8,833 53,134 SH   SOLE   53,134 0 0
APPLIED MATLS INC COM 038222105 321 2,244 SH   SOLE   2,244 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 560 9,410 SH   SOLE   9,410 0 0
BANK NEW YORK MELLON CORP COM 064058100 383 6,455 SH   SOLE   6,455 0 0
BAXTER INTL INC COM 071813109 202 2,361 SH   SOLE   2,361 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 739 2,346 SH   SOLE   2,346 0 0
BLACKSTONE INC COM 09260D107 575 5,121 SH   SOLE   5,121 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 258 3,976 SH   SOLE   3,976 0 0
BROADCOM INC COM 11135F101 1,719 3,048 SH   SOLE   3,048 0 0
BRUNSWICK CORP COM 117043109 304 3,315 SH   SOLE   3,315 0 0
CHEVRON CORP NEW COM 166764100 285 2,205 SH   SOLE   2,205 0 0
CISCO SYS INC COM 17275R102 599 10,170 SH   SOLE   10,170 0 0
CME GROUP INC COM 12572Q105 406 1,770 SH   SOLE   1,770 0 0
COCA COLA CO COM 191216100 625 10,233 SH   SOLE   10,233 0 0
CONSTELLATION BRANDS INC CL A 21036P108 486 2,001 SH   SOLE   2,001 0 0
CVS HEALTH CORP COM 126650100 288 2,784 SH   SOLE   2,784 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 18,041 368,954 SH   SOLE   368,954 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 219 4,558 SH   SOLE   4,558 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 23,823 810,479 SH   SOLE   810,479 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 681 13,755 SH   SOLE   13,755 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 15,180 482,801 SH   SOLE   482,801 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,643 81,918 SH   SOLE   81,918 0 0
DISNEY WALT CO COM 254687106 777 5,180 SH   SOLE   5,180 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 308 3,010 SH   SOLE   3,010 0 0
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172 18,993 732,780 SH   SOLE   732,780 0 0
ETF SER SOLUTIONS NATIONWIDE S&P 26922B766 2,478 102,196 SH   SOLE   102,196 0 0
GLOBAL X FDS S&P 500 RISK 37960A206 405 15,500 SH   SOLE   15,500 0 0
HOME DEPOT INC COM 437076102 798 2,218 SH   SOLE   2,218 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 8,666 271,917 SH   SOLE   271,917 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 219 745 SH   SOLE   745 0 0
ISHARES GOLD TR ISHARES NEW 464285204 233 6,622 SH   SOLE   6,622 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 290 4,070 SH   SOLE   4,070 0 0
ISHARES TR CALIF MUN BD ETF 464288356 3,150 51,311 SH   SOLE   51,311 0 0
ISHARES TR ISHARES BIOTECH 464287556 7,305 55,468 SH   SOLE   55,468 0 0
ISHARES TR NATIONAL MUN ETF 464288414 409 3,564 SH   SOLE   3,564 0 0
ISHARES TR PFD AND INCM SEC 464288687 568 14,836 SH   SOLE   14,836 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 490 1,759 SH   SOLE   1,759 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 711 11,625 SH   SOLE   11,625 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 317 6,280 SH   SOLE   6,280 0 0
JOHNSON & JOHNSON COM 478160104 1,600 9,605 SH   SOLE   9,605 0 0
JPMORGAN CHASE & CO COM 46625H100 1,314 8,823 SH   SOLE   8,823 0 0
MCDONALDS CORP COM 580135101 577 2,260 SH   SOLE   2,260 0 0
MERCK & CO INC COM 58933Y105 233 2,867 SH   SOLE   2,867 0 0
MICROSOFT CORP COM 594918104 3,330 10,975 SH   SOLE   10,975 0 0
MIMEDX GROUP INC COM 602496101 47 10,000 SH   SOLE   10,000 0 0
MONDELEZ INTL INC CL A 609207105 232 3,436 SH   SOLE   3,436 0 0
PACIFIC PREMIER BANCORP COM 69478X105 343 7,984 SH   SOLE   7,984 0 0
PEPSICO INC COM 713448108 516 2,943 SH   SOLE   2,943 0 0
PFIZER INC COM 717081103 215 4,023 SH   SOLE   4,023 0 0
PHILLIPS 66 COM 718546104 317 3,630 SH   SOLE   3,630 0 0
PROCTER AND GAMBLE CO COM 742718109 1,121 6,919 SH   SOLE   6,919 0 0
REVOLVE GROUP INC CL A 76156B107 217 5,000 SH   SOLE   5,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,561 144,273 SH   SOLE   144,273 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,263 23,937 SH   SOLE   23,937 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 20,901 195,801 SH   SOLE   195,801 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 29,366 368,204 SH   SOLE   368,204 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9,080 120,146 SH   SOLE   120,146 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,532 113,562 SH   SOLE   113,562 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,057 32,300 SH   SOLE   32,300 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 396 6,487 SH   SOLE   6,487 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 311 4,074 SH   SOLE   4,074 0 0
SNOWFLAKE INC CL A 833445109 600 2,125 SH   SOLE   2,125 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 518 1,146 SH   SOLE   1,146 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 491 10,059 SH   SOLE   10,059 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 480 19,204 SH   SOLE   19,204 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 1,333 37,499 SH   SOLE   37,499 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 33,231 711,269 SH   SOLE   711,269 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 10,184 209,079 SH   SOLE   209,079 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 781 5,960 SH   SOLE   5,960 0 0
TESLA INC COM 88160R101 283 284 SH   SOLE   284 0 0
TEXAS INSTRS INC COM 882508104 464 2,600 SH   SOLE   2,600 0 0
UNION PAC CORP COM 907818108 561 2,341 SH   SOLE   2,341 0 0
VANECK ETF TRUST CHINA BOND ETF 92189F379 285 11,464 SH   SOLE   11,464 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 664 12,142 SH   SOLE   12,142 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 12,914 44,479 SH   SOLE   44,479 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 895 8,495 SH   SOLE   8,495 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,228 10,057 SH   SOLE   10,057 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 295 4,877 SH   SOLE   4,877 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 218 2,715 SH   SOLE   2,715 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 662 4,126 SH   SOLE   4,126 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,009 20,625 SH   SOLE   20,625 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 208 874 SH   SOLE   874 0 0
WALMART INC COM 931142103 514 3,570 SH   SOLE   3,570 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,684 26,629 SH   SOLE   26,629 0 0