The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100   2,048,690 10,562 SH   SOLE 0 0 0 10,562
Berkshire Hathaway INC Del CL A 084670108   517,810 1 SH   SOLE 0 0 0 1
Select Sector SPDR TR FINANCIAL 81369Y605   9,207,032 273,125 SH   SOLE 0 0 0 273,125
JPMorgan Chase & Co COM 46625H100   990,848 6,813 SH   SOLE 0 0 0 6,813
Select Sector SPDR TR TECHNOLOGY 81369Y803   4,413,240 25,384 SH   SOLE 0 0 0 25,384
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   33,509,217 615,865 SH   SOLE 0 0 0 615,865
Vangaurd Tax- Managed FDS VAN FTSE DEV MKT 921943858   14,219,243 307,909 SH   SOLE 0 0 0 307,909
Vangaurd Index FDS SMALL CP ETF 922908751   6,871,052 34,547 SH   SOLE 0 0 0 34,547
Vangaurd Index FDS TOTAL STK MKT 922908769   15,061,425 68,374 SH   SOLE 0 0 0 68,374
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   7,775,781 155,081 SH   SOLE 0 0 0 155,081
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,551,581 56,894 SH   SOLE 0 0 0 56,894
ODYSSEY MARINE EXPL INC COM NEW 676118201   49,036 13,621 SH   SOLE 0 0 0 13,621
VANGUARD INDEX FDS VALUE ETF 922908744   8,137,690 57,267 SH   SOLE 0 0 0 57,267
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   6,503,018 60,595 SH   SOLE 0 0 0 60,595
ISHARES TR IBOXX INV CP ETF 464287242   13,172,124 121,806 SH   SOLE 0 0 0 121,806
SPDR GOLD TR GOLD SHS 78463V107   5,380,189 30,180 SH   SOLE 0 0 0 30,180
SPDR S&P 500 ETF TR TR UNIT 78462F103   501,793 1,132 SH   SOLE 0 0 0 1,132
VANGUARD WORLD FD ESG US STK ETF 921910733   338,237 4,317 SH   SOLE 0 0 0 4,317
ALPHABET INC CAP STK CL A 02079K107   290,328 2,400 SH   SOLE 0 0 0 2,400
SYSCO CORP COM 871829107   303,330 4,088 SH   SOLE 0 0 0 4,088
EATON CORP PLC SHS G29183103   301,650 1,500 SH   SOLE 0 0 0 1,500
JOHNSON & JOHNSON COM 478160104   274,764 1,660 SH   SOLE 0 0 0 1,660
TESLA INC COM 88160R101   258,367 987 SH   SOLE 0 0 0 987
ISHARES TR ESG EAFE ETF 46436E759   224,271 3,682 SH   SOLE 0 0 0 3,682
COCA COLA CO COM 191216100   216,792 3,600 SH   SOLE 0 0 0 3,600
PFIZER INC COM 717081103   215,720 5,881 SH   SOLE 0 0 0 5,881
STARBUCKS CORP COM 855244109   204,064 2,060 SH   SOLE 0 0 0 2,060
ALPHABET INC CAP STK CL A 02079K305   509,922 4,260 SH   SOLE 0 0 0 4,260