The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   570,027 5,214 SH   SOLE   0 0 5,214
AGILON HEALTH INC COM 00857U107   174,445 13,900 SH   SOLE   0 0 13,900
ALPHABET INC CAP STK CL C 02079K107   2,483,187 17,620 SH   SOLE   0 0 17,620
AMAZON COM INC COM 023135106   1,299,847 8,555 SH   SOLE   0 0 8,555
APPLE INC COM 037833100   6,047,182 31,409 SH   SOLE   0 0 31,409
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,355,740 6,605 SH   SOLE   0 0 6,605
BIG LOTS INC COM 089302103   77,900 10,000 SH   SOLE   0 0 10,000
CHEVRON CORP NEW COM 166764100   239,551 1,606 SH   SOLE   0 0 1,606
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   207,370 8,601 SH   SOLE   0 0 8,601
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,636,598 134,942 SH   SOLE   0 0 134,942
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   754,688 26,351 SH   SOLE   0 0 26,351
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,258,324 37,844 SH   SOLE   0 0 37,844
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   321,589 11,002 SH   SOLE   0 0 11,002
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   83,888,389 1,618,530 SH   SOLE   0 0 1,618,530
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,285,950 172,525 SH   SOLE   0 0 172,525
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   13,466,528 257,339 SH   SOLE   0 0 257,339
EXXON MOBIL CORP COM 30231G102   589,882 5,900 SH   SOLE   0 0 5,900
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   813,275 15,187 SH   SOLE   0 0 15,187
HUNTINGTON BANCSHARES INC COM 446150104   297,616 23,397 SH   SOLE   0 0 23,397
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   1,446,863 78,019 SH   SOLE   0 0 78,019
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   1,315,531 80,142 SH   SOLE   0 0 80,142
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,269,751 108,679 SH   SOLE   0 0 108,679
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,189,606 107,045 SH   SOLE   0 0 107,045
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,755,297 90,948 SH   SOLE   0 0 90,948
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,513,074 77,773 SH   SOLE   0 0 77,773
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,405,142 84,469 SH   SOLE   0 0 84,469
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,492,608 73,600 SH   SOLE   0 0 73,600
INVESCO EXCHNG TRAD SLF INDE BULLETSHS 2032 46139W858   1,243,532 60,103 SH   SOLE   0 0 60,103
INVESCO EXCHNG TRAD SLF INDE INVESCO BULLETSH 46139W825   1,171,289 55,003 SH   SOLE   0 0 55,003
ISHARES TR CORE MSCI INTL 46435G326   572,431 8,992 SH   SOLE   0 0 8,992
ISHARES TR CORE TOTAL USD 46434V613   31,855,532 691,459 SH   SOLE   0 0 691,459
ISHARES TR GRWT ALLOCAT ETF 464289867   351,427 6,607 SH   SOLE   0 0 6,607
ISHARES TR MSCI INTL QUALTY 46434V456   731,669 19,480 SH   SOLE   0 0 19,480
ISHARES TR NATIONAL MUN ETF 464288414   31,765,259 293,010 SH   SOLE   0 0 293,010
ISHARES TR RUS 1000 ETF 464287622   4,087,323 15,585 SH   SOLE   0 0 15,585
ISHARES TR RUS 1000 GRW ETF 464287614   2,020,022 6,663 SH   SOLE   0 0 6,663
ISHARES TR S&P 500 GRWT ETF 464287309   246,929 3,288 SH   SOLE   0 0 3,288
ISHARES TR SELECT DIVID ETF 464287168   659,597 5,627 SH   SOLE   0 0 5,627
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   302,958 5,945 SH   SOLE   0 0 5,945
JOHNSON & JOHNSON COM 478160104   402,822 2,570 SH   SOLE   0 0 2,570
JPMORGAN CHASE & CO COM 46625H100   211,920 1,246 SH   SOLE   0 0 1,246
MICROSOFT CORP COM 594918104   1,001,213 2,663 SH   SOLE   0 0 2,663
NETFLIX INC COM 64110L106   477,143 980 SH   SOLE   0 0 980
NVIDIA CORPORATION COM 67066G104   1,797,649 3,630 SH   SOLE   0 0 3,630
PEPSICO INC COM 713448108   548,414 3,229 SH   SOLE   0 0 3,229
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   815,862 24,188 SH   SOLE   0 0 24,188
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   333,749 4,023 SH   SOLE   0 0 4,023
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   299,468 4,272 SH   SOLE   0 0 4,272
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,237,570 163,787 SH   SOLE   0 0 163,787
SPDR SER TR S&P 600 SMCP VAL 78464A300   824,603 9,898 SH   SOLE   0 0 9,898
TESLA INC COM 88160R101   628,655 2,530 SH   SOLE   0 0 2,530
TRAVELERS COMPANIES INC COM 89417E109   288,783 1,516 SH   SOLE   0 0 1,516
TWILIO INC CL A 90138F102   303,480 4,000 SH   SOLE   0 0 4,000
UNITEDHEALTH GROUP INC COM 91324P102   288,829 549 SH   SOLE   0 0 549
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   28,043,951 330,434 SH   SOLE   0 0 330,434
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   25,329,341 344,383 SH   SOLE   0 0 344,383
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   700,254 4,829 SH   SOLE   0 0 4,829
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,351,456 9,726 SH   SOLE   0 0 9,726
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   252,363 1,481 SH   SOLE   0 0 1,481
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   951,311 8,522 SH   SOLE   0 0 8,522
WELLS FARGO CO NEW COM 949746101   277,946 5,647 SH   SOLE   0 0 5,647
WORTHINGTON ENTERPRISES INC COM 981811102   445,417 7,740 SH   SOLE   0 0 7,740
WORTHINGTON STL INC COM SHS 982104101   216,868 7,718 SH   SOLE   0 0 7,718