The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   873,317 8,455 SH   SOLE   0 0 8,455
APPLE INC COM 037833100   4,924,371 29,863 SH   SOLE   0 0 29,863
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,532,735 4,964 SH   SOLE   0 0 4,964
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   684,943 15,187 SH   SOLE   0 0 15,187
HUNTINGTON BANCSHARES INC COM 446150104   332,182 29,659 SH   SOLE   0 0 29,659
ISHARES TR SELECT DIVID ETF 464287168   800,926 6,835 SH   SOLE   0 0 6,835
ISHARES TR CORE US AGGBD ET 464287226   2,932,406 29,430 SH   SOLE   0 0 29,430
ISHARES TR 1 3 YR TREAS BD 464287457   7,607,195 92,590 SH   SOLE   0 0 92,590
ISHARES TR RUS 1000 GRW ETF 464287614   1,591,810 6,515 SH   SOLE   0 0 6,515
ISHARES TR RUS 1000 ETF 464287622   4,141,530 18,388 SH   SOLE   0 0 18,388
ISHARES TR GRWT ALLOCAT ETF 464289867   556,884 11,131 SH   SOLE   0 0 11,131
MICROSOFT CORP COM 594918104   829,846 2,878 SH   SOLE   0 0 2,878
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,034,872 166,113 SH   SOLE   0 0 166,113
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   310,601 4,766 SH   SOLE   0 0 4,766
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   331,442 5,054 SH   SOLE   0 0 5,054
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   812,793 16,659 SH   SOLE   0 0 16,659
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   31,320,070 424,219 SH   SOLE   0 0 424,219
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,787,978 35,905 SH   SOLE   0 0 35,905
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   647,425 4,829 SH   SOLE   0 0 4,829
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,496,290 11,535 SH   SOLE   0 0 11,535
VANGUARD INDEX FDS TOTAL STK MKT 922908769   699,175 3,426 SH   SOLE   0 0 3,426
WORTHINGTON INDS INC COM 981811102   329,197 5,092 SH   SOLE   0 0 5,092
AGILON HEALTH INC COM 00857U107   395,082 16,635 SH   SOLE   0 0 16,635
ALPHABET INC CAP STK CL C 02079K107   1,861,600 17,900 SH   SOLE   0 0 17,900
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   995,799 34,612 SH   SOLE   0 0 34,612
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   488,368 18,121 SH   SOLE   0 0 18,121
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   67,920,200 1,528,701 SH   SOLE   0 0 1,528,701
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,811,581 167,203 SH   SOLE   0 0 167,203
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   11,192,809 251,524 SH   SOLE   0 0 251,524
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   331,444 13,008 SH   SOLE   0 0 13,008
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,065,835 126,151 SH   SOLE   0 0 126,151
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,427,918 71,149 SH   SOLE   0 0 71,149
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775   1,638,348 24,346 SH   SOLE   0 0 24,346
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,453,590 75,296 SH   SOLE   0 0 75,296
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,690,353 88,223 SH   SOLE   0 0 88,223
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,468,198 121,706 SH   SOLE   0 0 121,706
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,543,960 123,553 SH   SOLE   0 0 123,553
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   3,141,722 149,038 SH   SOLE   0 0 149,038
ISHARES TR MSCI USA MIN VOL 46429B697   2,128,227 29,258 SH   SOLE   0 0 29,258
ISHARES TR CORE MSCI INTL 46435G326   543,747 8,992 SH   SOLE   0 0 8,992
JPMORGAN CHASE & CO COM 46625H100   276,392 2,121 SH   SOLE   0 0 2,121
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,151,156 22,665 SH   SOLE   0 0 22,665
NETFLIX INC COM 64110L106   347,553 1,006 SH   SOLE   0 0 1,006
NVIDIA CORPORATION COM 67066G104   1,116,636 4,020 SH   SOLE   0 0 4,020
ROOT INC CL A NEW 77664L207   95,725 21,225 SH   SOLE   0 0 21,225
SPDR SER TR S&P 600 SMCP VAL 78464A300   770,714 10,117 SH   SOLE   0 0 10,117
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   665,943 5,144 SH   SOLE   0 0 5,144
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,402,382 18,771 SH   SOLE   0 0 18,771
TESLA INC COM 88160R101   561,387 2,706 SH   SOLE   0 0 2,706
TWILIO INC CL A 90138F102   267,187 4,010 SH   SOLE   0 0 4,010
UNITEDHEALTH GROUP INC COM 91324P102   256,907 544 SH   SOLE   0 0 544
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   24,534,522 332,311 SH   SOLE   0 0 332,311
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   14,074,193 184,628 SH   SOLE   0 0 184,628
WHEELS UP EXPERIENCE INC COM CL A 96328L106   17,398 27,493 SH   SOLE   0 0 27,493