The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   59,570,515 1,431,639 SH   SOLE   0 0 1,431,639
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   24,843,453 330,409 SH   SOLE   0 0 330,409
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   23,398,209 325,699 SH   SOLE   0 0 325,699
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   17,497,399 269,564 SH   SOLE   0 0 269,564
ISHARES TR 1 3 YR TREAS BD 464287457   12,565,847 154,809 SH   SOLE   0 0 154,809
ISHARES TR CORE MSCI EAFE 46432F842   11,153,943 180,953 SH   SOLE   0 0 180,953
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   10,092,025 229,625 SH   SOLE   0 0 229,625
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,787,195 171,793 SH   SOLE   0 0 171,793
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,474,430 44,325 SH   SOLE   0 0 44,325
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,539,088 166,979 SH   SOLE   0 0 166,979
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   7,437,923 68,736 SH   SOLE   0 0 68,736
ISHARES TR CORE US AGGBD ET 464287226   7,255,822 74,810 SH   SOLE   0 0 74,810
ISHARES TR MSCI USA MIN VOL 46429B697   4,132,123 57,311 SH   SOLE   0 0 57,311
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775   4,116,644 61,898 SH   SOLE   0 0 61,898
ISHARES TR RUS 1000 ETF 464287622   3,880,515 18,433 SH   SOLE   0 0 18,433
APPLE INC COM 037833100   3,860,764 29,714 SH   SOLE   0 0 29,714
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,746,659 50,257 SH   SOLE   0 0 50,257
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,723,887 122,496 SH   SOLE   0 0 122,496
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   3,110,789 148,274 SH   SOLE   0 0 148,274
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,920,809 135,223 SH   SOLE   0 0 135,223
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,920,003 58,237 SH   SOLE   0 0 58,237
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,551,607 52,894 SH   SOLE   0 0 52,894
ISHARES TR RUSSELL 2000 ETF 464287655   2,516,015 14,430 SH   SOLE   0 0 14,430
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,499,551 122,018 SH   SOLE   0 0 122,018
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,434,241 120,866 SH   SOLE   0 0 120,866
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,290,701 45,329 SH   SOLE   0 0 45,329
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,986,399 14,622 SH   SOLE   0 0 14,622
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   1,881,288 12,082 SH   SOLE   0 0 12,082
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,655,824 87,494 SH   SOLE   0 0 87,494
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,650,100 16,050 SH   SOLE   0 0 16,050
ALPHABET INC CAP STK CL C 02079K107   1,588,267 17,900 SH   SOLE   0 0 17,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,517,935 4,914 SH   SOLE   0 0 4,914
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,487,609 19,693 SH   SOLE   0 0 19,693
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,417,920 74,647 SH   SOLE   0 0 74,647
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   1,382,838 70,499 SH   SOLE   0 0 70,499
ISHARES TR RUS 1000 GRW ETF 464287614   1,367,065 6,381 SH   SOLE   0 0 6,381
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   964,884 35,710 SH   SOLE   0 0 35,710
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   933,442 12,575 SH   SOLE   0 0 12,575
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   895,215 22,966 SH   SOLE   0 0 22,966
ISHARES TR SELECT DIVID ETF 464287168   824,301 6,835 SH   SOLE   0 0 6,835
SPDR SER TR S&P 600 SMCP VAL 78464A300   750,884 10,117 SH   SOLE   0 0 10,117
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   728,075 15,187 SH   SOLE   0 0 15,187
ISHARES TR GRWT ALLOCAT ETF 464289867   717,822 15,221 SH   SOLE   0 0 15,221
AMAZON COM INC COM 023135106   705,180 8,395 SH   SOLE   0 0 8,395
MICROSOFT CORP COM 594918104   675,420 2,816 SH   SOLE   0 0 2,816
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   653,074 4,829 SH   SOLE   0 0 4,829
NVIDIA CORPORATION COM 67066G104   620,685 4,247 SH   SOLE   0 0 4,247
VANGUARD INDEX FDS SML CP GRW ETF 922908595   594,401 2,964 SH   SOLE   0 0 2,964
ISHARES TR CORE MSCI INTL 46435G326   503,372 8,992 SH   SOLE   0 0 8,992
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   421,523 16,834 SH   SOLE   0 0 16,834
AGILON HEALTH INC COM 00857U107   403,500 25,000 SH   SOLE   0 0 25,000
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   333,665 5,054 SH   SOLE   0 0 5,054
TESLA INC COM 88160R101   331,477 2,691 SH   SOLE   0 0 2,691
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   327,513 13,489 SH   SOLE   0 0 13,489
HUNTINGTON BANCSHARES INC COM 446150104   316,928 22,477 SH   SOLE   0 0 22,477
NETFLIX INC COM 64110L106   296,649 1,006 SH   SOLE   0 0 1,006
UNITEDHEALTH GROUP INC COM 91324P102   281,851 532 SH   SOLE   0 0 532
JPMORGAN CHASE & CO COM 46625H100   280,370 2,091 SH   SOLE   0 0 2,091
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   264,799 4,766 SH   SOLE   0 0 4,766
WORTHINGTON INDS INC COM 981811102   252,190 5,073 SH   SOLE   0 0 5,073
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   221,824 1,234 SH   SOLE   0 0 1,234
ROOT INC CL A NEW 77664L207   95,300 21,225 SH   SOLE   0 0 21,225
WHEELS UP EXPERIENCE INC COM CL A 96328L106   28,318 27,493 SH   SOLE   0 0 27,493