The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   29,582 164 SH   OTR 1 0 0 164
AMAZON COM INC COM Stock 023135106   736,852 4,085 SH   SOLE 0 0 0 4,085
ISHARES MORNINGSTAR GROWTH ETF ETF 464287119   458,454 6,074 SH   SOLE 0 0 0 6,073
CUBESMART COM REIT 229663109   6,919 153 SH   OTR 1 0 0 153
GLOBAL PMTS INC COM Stock 37940X102   2,540 19 SH   OTR 1 0 0 19
ROLLINS INC COM Stock 775711104   7,542 163 SH   OTR 1 0 0 163
UNDER ARMOUR INC CL A Stock 904311107   7,070 958 SH   SOLE 0 0 0 958
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   12,285 693 SH   SOLE 0 0 0 692
INVESCO QQQ TRUST SERIES I ETF 46090E103   46,220 104 SH   SOLE 0 0 0 104
STARBUCKS CORP COM Stock 855244109   12,063 132 SH   OTR 1 0 0 132
STARBUCKS CORP COM Stock 855244109   13,160 144 SH   SOLE 0 0 0 144
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   2,872 43 SH   OTR 1 0 0 43
XPO INC COM Stock 983793100   2,075 17 SH   OTR 1 0 0 17
DOLLAR GEN CORP NEW COM Stock 256677105   3,589 23 SH   OTR 1 0 0 23
JOHNSON & JOHNSON COM Stock 478160104   52,994 335 SH   OTR 1 0 0 335
JOHNSON & JOHNSON COM Stock 478160104   150,625 952 SH   SOLE 0 0 0 952
AKAMAI TECHNOLOGIES INC COM Stock 00971T101   2,175 20 SH   OTR 1 0 0 20
SCHWAB 1000 INDEX ETF ETF 808524722   1,137,233 22,444 SH   SOLE 0 0 0 22,443
WILLIAMS SONOMA INC COM Stock 969904101   22,862 72 SH   OTR 1 0 0 72
LKQ CORP COM Stock 501889208   10,041 188 SH   OTR 1 0 0 188
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   313,902 1,208 SH   SOLE 0 0 0 1,207
DEXCOM INC COM Stock 252131107   5,548 40 SH   OTR 1 0 0 40
HCA HEALTHCARE INC COM Stock 40412C101   52,364 157 SH   OTR 1 0 0 157
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   1,164,595 28,349 SH   SOLE 0 0 0 28,349
GOLDMAN SACHS GROUP INC COM Stock 38141G104   1,732 4 SH   SOLE 0 0 0 4
GOLDMAN SACHS GROUP INC COM Stock 38141G104   9,607 23 SH   OTR 1 0 0 23
SCOTTS MIRACLE-GRO CO CL A Stock 810186106   2,238 30 SH   OTR 1 0 0 30
SHELL PLC SPON ADS ADR 780259305   6,906 103 SH   SOLE 0 0 0 103
YUM BRANDS INC COM Stock 988498101   94,733 683 SH   SOLE 0 0 0 683
OLD DOMINION FREIGHT LINE INC COM Stock 679580100   8,334 38 SH   OTR 1 0 0 38
KNIGHT-SWIFT TRANSN HLDGS INC CL A Stock 499049104   1,706 31 SH   OTR 1 0 0 31
ATLANTA BRAVES HLDGS INC COM SER C Stock 047726302   78 2 SH   OTR 1 0 0 2
PROCTER AND GAMBLE CO COM Stock 742718109   43,808 270 SH   OTR 1 0 0 270
PROCTER AND GAMBLE CO COM Stock 742718109   409,591 2,524 SH   SOLE 0 0 0 2,524
COCA COLA CO COM Stock 191216100   9,666 158 SH   SOLE 0 0 0 158
COCA COLA CO COM Stock 191216100   25,084 410 SH   OTR 1 0 0 410
GENERAL MLS INC COM Stock 370334104   4,058 58 SH   OTR 1 0 0 58
AMEREN CORP COM Stock 023608102   961 13 SH   OTR 1 0 0 13
IDEX CORP COM Stock 45167R104   4,880 20 SH   OTR 1 0 0 20
OCCIDENTAL PETE CORP COM Stock 674599105   2,795 43 SH   OTR 1 0 0 43
UNITED PARCEL SERVICE INC CL B Stock 911312106   23,206 156 SH   SOLE 0 0 0 156
VENTAS INC COM REIT 92276F100   4,354 100 SH   OTR 1 0 0 100
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664   1,633,047 58,448 SH   SOLE 0 0 0 58,448
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,371,977 44,427 SH   SOLE 0 0 0 44,427
ESSEX PPTY TR INC COM REIT 297178105   3,183 13 SH   OTR 1 0 0 13
AVALONBAY CMNTYS INC COM REIT 053484101   3,526 19 SH   OTR 1 0 0 19
INTEL CORP COM Stock 458140100   8,613 195 SH   OTR 1 0 0 195
PRESTIGE CONSMR HEALTHCARE INC COM Stock 74112D101   6,603 91 SH   OTR 1 0 0 91
PERRIGO CO PLC SHS Stock G97822103   2,801 87 SH   OTR 1 0 0 87
RELIANCE INC COM Stock 759509102   12,030 36 SH   OTR 1 0 0 36
CME GROUP INC COM Stock 12572Q105   10,119 47 SH   OTR 1 0 0 47
WILEY JOHN & SONS INC CL A Stock 968223206   2,326 61 SH   OTR 1 0 0 61
STATE STR CORP COM Stock 857477103   9,201 119 SH   OTR 1 0 0 119
MEDTRONIC PLC SHS Stock G5960L103   4,880 56 SH   SOLE 0 0 0 56
MEDTRONIC PLC SHS Stock G5960L103   9,238 106 SH   OTR 1 0 0 106
COMERICA INC COM Stock 200340107   8,853 161 SH   OTR 1 0 0 161
NETFLIX INC COM Stock 64110L106   17,005 28 SH   OTR 1 0 0 28
PAYCHEX INC COM Stock 704326107   10,438 85 SH   OTR 1 0 0 85
GLOBAL MED REIT INC COM NEW REIT 37954A204   4,559 521 SH   OTR 1 0 0 521
MEDICAL PPTYS TRUST INC COM REIT 58463J304   3,473 739 SH   OTR 1 0 0 739
HORMEL FOODS CORP COM Stock 440452100   4,187 120 SH   OTR 1 0 0 120
U HAUL HOLDING COMPANY COM Stock 023586100   203 3 SH   OTR 1 0 0 3
PACCAR INC COM Stock 693718108   3,841 31 SH   OTR 1 0 0 31
SEI INVTS CO COM Stock 784117103   2,373 33 SH   OTR 1 0 0 33
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107   3,787 60 SH   OTR 1 0 0 60
LAUDER ESTEE COS INC CL A Stock 518439104   5,541 36 SH   SOLE 0 0 0 35
PROLOGIS INC. COM REIT 74340W103   2,865 22 SH   OTR 1 0 0 22
ISHARES AGENCY BOND ETF ETF 464288166   4,895 45 SH   SOLE 0 0 0 45
MERCK & CO INC COM Stock 58933Y105   33,119 251 SH   OTR 1 0 0 251
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   435,853 4,162 SH   SOLE 0 0 0 4,161
OSHKOSH CORP COM Stock 688239201   2,868 23 SH   OTR 1 0 0 23
SPDR S&P 500 ETF TRUST ETF 78462F103   939,018 1,795 SH   SOLE 0 0 0 1,795
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104   2,600 12 SH   OTR 1 0 0 12
NORDSON CORP COM Stock 655663102   3,569 13 SH   OTR 1 0 0 13
YUM CHINA HLDGS INC COM Stock 98850P109   27,118 682 SH   SOLE 0 0 0 681
HERITAGE FINL CORP WASH COM Stock 42722X106   2,889 149 SH   OTR 1 0 0 149
ALLSTATE CORP COM Stock 020002101   20,747 120 SH   SOLE 0 0 0 119
DIAGEO PLC SPON ADR NEW ADR 25243Q205   8,776 59 SH   SOLE 0 0 0 59
HORACE MANN EDUCATORS CORP NEW COM Stock 440327104   9,100 246 SH   OTR 1 0 0 246
MATTEL INC COM Stock 577081102   1,129 57 SH   SOLE 0 0 0 57
ISHARES TIPS BOND ETF ETF 464287176   199,593 1,858 SH   SOLE 0 0 0 1,858
KALVISTA PHARMACEUTICALS INC COM Stock 483497103   2,218 187 SH   OTR 1 0 0 187
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   4,031 55 SH   SOLE 0 0 0 55
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   11,653 159 SH   OTR 1 0 0 159
VISTRA CORP COM Stock 92840M102   21,940 315 SH   OTR 1 0 0 315
SMUCKER J M CO COM NEW Stock 832696405   5,412 43 SH   OTR 1 0 0 43
MFS HIGH YIELD MUN TR SH BEN INT CEF 59318E102   8,998 2,702 SH   SOLE 0 0 0 2,702
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   7,071 74 SH   SOLE 0 0 0 74
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   7,740 81 SH   OTR 1 0 0 81
PARK HOTELS & RESORTS INC COM REIT 700517105   525 30 SH   SOLE 0 0 0 30
BANK NEW YORK MELLON CORP COM Stock 064058100   9,623 167 SH   OTR 1 0 0 167
DAVITA INC COM Stock 23918K108   3,175 23 SH   OTR 1 0 0 23
VERIZON COMMUNICATIONS INC COM Stock 92343V104   10,364 247 SH   OTR 1 0 0 247
CHUBB LIMITED COM Stock H1467J104   10,106 39 SH   OTR 1 0 0 39
PULTE GROUP INC COM Stock 745867101   6,513 54 SH   OTR 1 0 0 54
FIRST CMNTY BANKSHARES INC VA COM Stock 31983A103   77,363 2,234 SH   SOLE 0 0 0 2,234
INVITATION HOMES INC COM REIT 46187W107   17,738 498 SH   SOLE 0 0 0 498
PEPSICO INC COM Stock 713448108   9,101 52 SH   SOLE 0 0 0 52
PEPSICO INC COM Stock 713448108   17,676 101 SH   OTR 1 0 0 101
LAUREATE EDUCATION INC COMMON STOCK Stock 518613203   2,127 146 SH   OTR 1 0 0 146
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   2,690 40 SH   OTR 1 0 0 40
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   16,100 54 SH   SOLE 0 0 0 53
FIRSTENERGY CORP COM Stock 337932107   2,549 66 SH   OTR 1 0 0 66
FORD MTR CO DEL COM Stock 345370860   3,068 231 SH   OTR 1 0 0 231
PEABODY ENGR CORP COM Stock 704551100   5,483 226 SH   OTR 1 0 0 226
FIRST BANCORP N C COM Stock 318910106   1,806 50 SH   OTR 1 0 0 50
US BANCORP DEL COM NEW Stock 902973304   4,291 96 SH   OTR 1 0 0 96
XCEL ENERGY INC COM Stock 98389B100   5,106 95 SH   OTR 1 0 0 95
KINETIK HOLDINGS INC COM NEW CL A Stock 02215L209   1,954 49 SH   OTR 1 0 0 49
HOME DEPOT INC COM Stock 437076102   10,917 28 SH   SOLE 0 0 0 28
HOME DEPOT INC COM Stock 437076102   19,564 51 SH   OTR 1 0 0 51
BAXTER INTL INC COM Stock 071813109   4,616 108 SH   OTR 1 0 0 108
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   59,780 239 SH   SOLE 0 0 0 239
BRIGHTHOUSE FINL INC COM Stock 10922N103   2,525 49 SH   OTR 1 0 0 49
PETIQ INC COM CL A Stock 71639T106   3,217 176 SH   OTR 1 0 0 176
INVESCO MORTGAGE CAPITAL INC COM REIT 46131B704   2,091 216 SH   OTR 1 0 0 216
DUPONT DE NEMOURS INC COM Stock 26614N102   5,444 71 SH   OTR 1 0 0 71
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   162,068 1,021 SH   SOLE 0 0 0 1,020
COOPER COS INC COM Stock 216648501   2,435 24 SH   OTR 1 0 0 24
VICI PPTYS INC COM REIT 925652109   3,605 121 SH   OTR 1 0 0 121
BECTON DICKINSON & CO COM Stock 075887109   8,413 34 SH   SOLE 0 0 0 34
BECTON DICKINSON & CO COM Stock 075887109   19,301 78 SH   OTR 1 0 0 78
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   2,458 12 SH   OTR 1 0 0 12
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   1,037,768 21,076 SH   SOLE 0 0 0 21,075
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   8,227 391 SH   OTR 1 0 0 391
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   11,159 33 SH   SOLE 0 0 0 33
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,467,881 40,424 SH   SOLE 0 0 0 40,423
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   19,815,491 507,829 SH   SOLE 0 0 0 507,829
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   7,252,292 116,859 SH   SOLE 0 0 0 116,859
WHIRLPOOL CORP COM Stock 963320106   2,871 24 SH   OTR 1 0 0 24
WEBSTER FINL CORP COM Stock 947890109   13,048 257 SH   OTR 1 0 0 257
IQVIA HLDGS INC COM Stock 46266C105   4,299 17 SH   OTR 1 0 0 17
IQVIA HLDGS INC COM Stock 46266C105   12,645 50 SH   SOLE 0 0 0 50
ASSURED GUARANTY LTD COM Stock G0585R106   9,947 114 SH   OTR 1 0 0 114
ATMOS ENERGY CORP COM Stock 049560105   5,468 46 SH   OTR 1 0 0 46
EVANS BANCORP INC COM NEW Stock 29911Q208   7,793 261 SH   OTR 1 0 0 261
PINNACLE WEST CAP CORP COM Stock 723484101   7,622 102 SH   OTR 1 0 0 102
TELEFLEX INCORPORATED COM Stock 879369106   3,845 17 SH   OTR 1 0 0 17
SPECTRUM BRANDS HLDGS INC NEW COM Stock 84790A105   1,602 18 SH   OTR 1 0 0 18
CENTENE CORP DEL COM Stock 15135B101   6,592 84 SH   OTR 1 0 0 84
TWO HBRS INVT CORP COM REIT 90187B804   2,383 180 SH   OTR 1 0 0 180
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   170,753 1,545 SH   SOLE 0 0 0 1,545
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT REIT 456237106   2,969 692 SH   OTR 1 0 0 692
PRA GROUP INC COM Stock 69354N106   2,712 104 SH   OTR 1 0 0 104
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   55,509 132 SH   SOLE 0 0 0 132
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   102,607 244 SH   OTR 1 0 0 244
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   8,627,889 341,699 SH   SOLE 0 0 0 341,698
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   4,509 56 SH   SOLE 0 0 0 56
ALPHABET INC CAP STK CL A Stock 02079K305   57,504 381 SH   OTR 1 0 0 381
ALPHABET INC CAP STK CL A Stock 02079K305   640,547 4,244 SH   SOLE 0 0 0 4,244
FRANKLIN FTSE JAPAN HEDGED ETF FRANKLIN FTSE JAPAN HEDGED FUND ETF 35473P637   1,573 50 SH   SOLE 0 0 0 50
PG&E CORP COM Stock 69331C108   4,173 249 SH   OTR 1 0 0 249
FISERV INC COM Stock 337738108   10,708 67 SH   OTR 1 0 0 67
OREILLY AUTOMOTIVE INC COM Stock 67103H107   11,289 10 SH   OTR 1 0 0 10
HALLIBURTON CO COM Stock 406216101   18,359 466 SH   SOLE 0 0 0 465
UNILEVER PLC SPON ADR NEW ADR 904767704   25,697 512 SH   SOLE 0 0 0 512
NEWMONT CORP COM Stock 651639106   6,344 177 SH   OTR 1 0 0 177
CSX CORP COM Stock 126408103   2,261 61 SH   OTR 1 0 0 61
CSX CORP COM Stock 126408103   4,004 108 SH   SOLE 0 0 0 108
COMCAST CORP NEW CL A Stock 20030N101   19,247 444 SH   OTR 1 0 0 444
MICROSOFT CORP COM Stock 594918104   97,607 232 SH   OTR 1 0 0 232
MICROSOFT CORP COM Stock 594918104   1,706,370 4,056 SH   SOLE 0 0 0 4,055
FIRST HORIZON CORPORATION COM Stock 320517105   9,563 621 SH   OTR 1 0 0 621
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100   5,600 87 SH   OTR 1 0 0 87
VALERO ENERGY CORP COM Stock 91913Y100   6,316 37 SH   OTR 1 0 0 37
SCHLUMBERGER LTD COM STK Stock 806857108   4,001 73 SH   OTR 1 0 0 73
CVS HEALTH CORP COM Stock 126650100   3,190 40 SH   OTR 1 0 0 40
CVS HEALTH CORP COM Stock 126650100   17,333 217 SH   SOLE 0 0 0 217
SCHOLAR ROCK HLDG CORP COM Stock 80706P103   4,547 256 SH   OTR 1 0 0 256
EVERGY INC COM Stock 30034W106   19,484 365 SH   SOLE 0 0 0 365
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   96,880 5,600 SH   SOLE 0 0 0 5,600
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   22,234 272 SH   SOLE 0 0 0 272
MASCO CORP COM Stock 574599106   6,547 83 SH   OTR 1 0 0 83
SIMON PPTY GROUP INC NEW COM REIT 828806109   3,599 23 SH   OTR 1 0 0 23
RPM INTL INC COM Stock 749685103   3,569 30 SH   OTR 1 0 0 30
V F CORP COM Stock 918204108   6,136 400 SH   SOLE 0 0 0 400
BROWN & BROWN INC COM Stock 115236101   12,868 147 SH   OTR 1 0 0 147
MFA FINL INC COM REIT 55272X607   2,305 202 SH   OTR 1 0 0 202
ELANCO ANIMAL HEALTH INC COM Stock 28414H103   6,642 408 SH   OTR 1 0 0 408
MASTERBRAND INC COMMON STOCK Stock 57638P104   1,162 62 SH   OTR 1 0 0 62
READY CAPITAL CORP COM REIT 75574U101   6,154 674 SH   OTR 1 0 0 674
BOEING CO COM Stock 097023105   8,878 46 SH   OTR 1 0 0 46
COPART INC COM Stock 217204106   5,329 92 SH   OTR 1 0 0 92
VANGUARD SMALL-CAP ETF ETF 922908751   10,872 48 SH   SOLE 0 0 0 47
VANGUARD LARGE-CAP ETF ETF 922908637   33,681 140 SH   SOLE 0 0 0 140
NEXTERA ENERGY INC COM Stock 65339F101   10,098 158 SH   OTR 1 0 0 158
NIKE INC CL B Stock 654106103   19,642 209 SH   SOLE 0 0 0 209
NIKE INC CL B Stock 654106103   36,370 387 SH   OTR 1 0 0 387
ALIGN TECHNOLOGY INC COM Stock 016255101   5,247 16 SH   OTR 1 0 0 16
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   981,793 16,907 SH   SOLE 0 0 0 16,907
SOUTHWESTERN ENERGY CO COM Stock 845467109   17,737 2,340 SH   OTR 1 0 0 2,340
URBAN OUTFITTERS INC COM Stock 917047102   3,257 75 SH   OTR 1 0 0 75
TESLA INC COM Stock 88160R101   7,383 42 SH   OTR 1 0 0 42
EQUITY COMWLTH COM SH BEN INT REIT 294628102   7,986 423 SH   OTR 1 0 0 423
MSCI INC COM Stock 55354G100   3,923 7 SH   OTR 1 0 0 7
VANGUARD LONG-TERM TREASURY ETF ETF 92206C847   9,567,043 161,496 SH   SOLE 0 0 0 161,496
LINDE PLC SHS Stock G54950103   16,251 35 SH   OTR 1 0 0 35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   52,141 906 SH   SOLE 0 0 0 905
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   3,531 100 SH   OTR 1 0 0 100
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   8,959 42 SH   OTR 1 0 0 42
VANGUARD HEALTH CARE ETF ETF 92204A504   2,743 10 SH   SOLE 0 0 0 10
NXP SEMICONDUCTORS N V COM Stock N6596X109   14,599 59 SH   SOLE 0 0 0 58
BOSTON PROPERTIES INC COM REIT 101121101   3,200 49 SH   OTR 1 0 0 49
HIGHWOODS PPTYS INC COM REIT 431284108   3,508 134 SH   OTR 1 0 0 134
HOST HOTELS & RESORTS INC COM REIT 44107P104   5,480 265 SH   OTR 1 0 0 265
KILROY RLTY CORP COM REIT 49427F108   3,279 90 SH   OTR 1 0 0 90
MACERICH CO COM REIT 554382101   2,946 171 SH   OTR 1 0 0 171
PUBLIC STORAGE OPER CO COM REIT 74460D109   3,771 13 SH   OTR 1 0 0 13
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   4,180,303 86,710 SH   SOLE 0 0 0 86,710
NEWMARKET CORP COM Stock 651587107   2,538 4 SH   OTR 1 0 0 4
HARLEY DAVIDSON INC COM Stock 412822108   2,974 68 SH   OTR 1 0 0 68
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND PIMCO INTERME ETF 72201R866   70,038 1,335 SH   SOLE 0 0 0 1,334
GREEN DOT CORP CL A Stock 39304D102   1,633 175 SH   OTR 1 0 0 175
SCHWAB US TIPS ETF ETF 808524870   3,112,966 59,681 SH   SOLE 0 0 0 59,681
AMPHENOL CORP NEW CL A Stock 032095101   17,303 150 SH   OTR 1 0 0 150
CARLISLE COS INC COM Stock 142339100   4,702 12 SH   OTR 1 0 0 12
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101   8,599 100 SH   OTR 1 0 0 100
STANLEY BLACK & DECKER INC COM Stock 854502101   4,799 49 SH   OTR 1 0 0 49
FIRST INDL RLTY TR INC COM REIT 32054K103   9,037 172 SH   OTR 1 0 0 172
WELLTOWER INC COM REIT 95040Q104   7,569 81 SH   OTR 1 0 0 81
DOW INC COM Stock 260557103   1,680 29 SH   OTR 1 0 0 29
ARCH CAP GROUP LTD ORD Stock G0450A105   6,378 69 SH   OTR 1 0 0 69
ENLIVEX THERAPEUTICS LTD COM Stock M4130Y106   569 150 SH   SOLE 0 0 0 150
ARMOUR RESIDENTIAL REIT INC COM SHS REIT 042315705   7,710 390 SH   OTR 1 0 0 390
CONAGRA BRANDS INC COM Stock 205887102   3,764 127 SH   OTR 1 0 0 127
FIFTH THIRD BANCORP COM Stock 316773100   8,372 225 SH   OTR 1 0 0 225
UBER TECHNOLOGIES INC COM Stock 90353T100   4,773 62 SH   OTR 1 0 0 62
WESTERN UN CO COM Stock 959802109   9,506 680 SH   OTR 1 0 0 680
CONSOLIDATED EDISON INC COM Stock 209115104   9,989 110 SH   OTR 1 0 0 110
CONSOLIDATED EDISON INC COM Stock 209115104   41,046 452 SH   SOLE 0 0 0 452
GENERAL MTRS CO COM Stock 37045V100   4,172 92 SH   OTR 1 0 0 92
HUNTINGTON BANCSHARES INC COM Stock 446150104   16,064 1,152 SH   SOLE 0 0 0 1,151
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   105,856 625 SH   SOLE 0 0 0 625
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   759,260 9,151 SH   SOLE 0 0 0 9,151
VANGUARD RUSSELL 2000 ETF ETF 92206C664   293,814 3,454 SH   SOLE 0 0 0 3,454
WABTEC COM Stock 929740108   7,575 52 SH   OTR 1 0 0 52
ELI LILLY & CO COM Stock 532457108   5,446 7 SH   OTR 1 0 0 7
AIR PRODS & CHEMS INC COM Stock 009158106   5,088 21 SH   OTR 1 0 0 21
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   548,479 4,376 SH   SOLE 0 0 0 4,376
HOLOGIC INC COM Stock 436440101   2,885 37 SH   OTR 1 0 0 37
XP INC CL A Stock G98239109   1,771 69 SH   OTR 1 0 0 69
ISHARES RUSSELL 2000 ETF ETF 464287655   1,879,812 8,939 SH   SOLE 0 0 0 8,938
APOLLO GLOBAL MGMT INC COM Stock 03769M106   4,273 38 SH   OTR 1 0 0 38
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   7,229 97 SH   SOLE 0 0 0 97
REPLIGEN CORP COM Stock 759916109   2,207 12 SH   OTR 1 0 0 12
IMMUNOVANT INC COM Stock 45258J102   7,819 242 SH   OTR 1 0 0 242
VERTIV HOLDINGS CO COM CL A Stock 92537N108   12,005 147 SH   OTR 1 0 0 147
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   10,541 109 SH   OTR 1 0 0 109
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   639,923 4,554 SH   SOLE 0 0 0 4,554
ISHARES U.S. OIL & GAS EXPLORATION & PRODUCTION ETF ETF 464288851   118,580 1,109 SH   SOLE 0 0 0 1,108
CARRIER GLOBAL CORPORATION COM Stock 14448C104   7,324 126 SH   SOLE 0 0 0 126
CARRIER GLOBAL CORPORATION COM Stock 14448C104   20,636 355 SH   OTR 1 0 0 355
FREEPORT-MCMORAN INC CL B Stock 35671D857   6,818 145 SH   OTR 1 0 0 145
RLJ LODGING TR COM REIT 74965L101   2,411 204 SH   OTR 1 0 0 204
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   8,720 3 SH   OTR 1 0 0 3
CENTURY CASINOS INC COM Stock 156492100   1,384 438 SH   OTR 1 0 0 438
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   1,595 12 SH   SOLE 0 0 0 12
DICKS SPORTING GOODS INC COM Stock 253393102   3,373 15 SH   OTR 1 0 0 15
STONEX GROUP INC COM Stock 861896108   7,658 109 SH   OTR 1 0 0 109
NKARTA INC COM Stock 65487U108   8,659 801 SH   OTR 1 0 0 801
ALX ONCOLOGY HLDGS INC COM Stock 00166B105   3,791 340 SH   OTR 1 0 0 340
QUANTA SVCS INC COM Stock 74762E102   9,093 35 SH   OTR 1 0 0 35
ISHARES SELECT DIVIDEND ETF ETF 464287168   445,886 3,620 SH   SOLE 0 0 0 3,619
ENTERGY CORP NEW COM Stock 29364G103   3,910 37 SH   OTR 1 0 0 37
CNX RES CORP COM Stock 12653C108   6,310 266 SH   OTR 1 0 0 266
MDU RES GROUP INC COM Stock 552690109   1,562 62 SH   OTR 1 0 0 62
EVERSOURCE ENERGY COM Stock 30040W108   10,818 181 SH   OTR 1 0 0 181
BROWN FORMAN CORP CL B Stock 115637209   2,787 54 SH   OTR 1 0 0 54
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   606,573 5,314 SH   SOLE 0 0 0 5,314
AMC NETWORKS INC CL A Stock 00164V103   1,565 129 SH   OTR 1 0 0 129
MARATHON PETE CORP COM Stock 56585A102   36,270 180 SH   SOLE 0 0 0 180
HF SINCLAIR CORP COM Stock 403949100   21,975 364 SH   OTR 1 0 0 364
LAKELAND FINL CORP COM Stock 511656100   3,316 50 SH   OTR 1 0 0 50
VANGUARD SMALL CAP VALUE ETF ETF 922908611   1,396,842 7,280 SH   SOLE 0 0 0 7,279
CHEMED CORP NEW COM Stock 16359R103   3,210 5 SH   OTR 1 0 0 5
F N B CORP COM Stock 302520101   9,221 654 SH   OTR 1 0 0 654
REGENERON PHARMACEUTICALS COM Stock 75886F107   7,700 8 SH   OTR 1 0 0 8
VANGUARD RUSSELL 1000 ETF ETF 92206C730   324,475 1,362 SH   SOLE 0 0 0 1,361
FIRST SOLAR INC COM Stock 336433107   2,026 12 SH   OTR 1 0 0 12
SOFI TECHNOLOGIES INC COM Stock 83406F102   2,394 328 SH   OTR 1 0 0 328
THE AARONS COMPANY INC COM Stock 00258W108   1,360 181 SH   SOLE 0 0 0 181
THE AARONS COMPANY INC COM Stock 00258W108   1,440 192 SH   OTR 1 0 0 192
SCHWAB US AGGREGATE BOND ETF ETF 808524839   1,668,296 36,267 SH   SOLE 0 0 0 36,267
ISHARES MSCI EAFE VALUE ETF ETF 464288877   404,781 7,441 SH   SOLE 0 0 0 7,440
FIRST CTZNS BANCSHARES INC N C CL A Stock 31946M103   4,905 3 SH   OTR 1 0 0 3
FORTUNE BRANDS INNOVATIONS INC COM Stock 34964C106   5,250 62 SH   OTR 1 0 0 62
GENTEX CORP COM Stock 371901109   5,779 160 SH   OTR 1 0 0 160
CENTERSPACE COM REIT 15202L107   2,743 48 SH   OTR 1 0 0 48
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   116,305 1,442 SH   SOLE 0 0 0 1,442
ACADIA HEALTHCARE COMPANY INC COM Stock 00404A109   2,297 29 SH   OTR 1 0 0 29
HAYWARD HLDGS INC COM Stock 421298100   1,898 124 SH   OTR 1 0 0 124
RECURSION PHARMACEUTICALS INC CL A Stock 75629V104   2,742 275 SH   OTR 1 0 0 275
LIGAND PHARMACEUTICALS INC COM NEW Stock 53220K504   2,559 35 SH   OTR 1 0 0 35
DAY ONE BIOPHARMACEUTICALS INC COM Stock 23954D109   3,238 196 SH   OTR 1 0 0 196
VISA INC COM CL A Stock 92826C839   4,465 16 SH   OTR 1 0 0 16
VISA INC COM CL A Stock 92826C839   9,909 36 SH   SOLE 0 0 0 35
DFA U.S. SMALL CAP ETF ETF 25434V500   167,627 2,689 SH   SOLE 0 0 0 2,688
DFA U.S. TARGETED VALUE ETF ETF 25434V609   172,834 3,175 SH   SOLE 0 0 0 3,175
DIMENSIONAL U.S. EQUITY ETF ETF 25434V401   1,312,397 23,033 SH   SOLE 0 0 0 23,032
HERTZ GLOBAL HLDGS INC COM NEW Stock 42806J700   1,511 193 SH   OTR 1 0 0 193
HERSHEY CO COM Stock 427866108   6,224 32 SH   OTR 1 0 0 32
ROBINHOOD MKTS INC COM CL A Stock 770700102   3,583 178 SH   OTR 1 0 0 178
GXO LOGISTICS INCORPORATED COMMON STOCK Stock 36262G101   914 17 SH   OTR 1 0 0 17
HOMESTREET INC COM Stock 43785V102   4,229 281 SH   OTR 1 0 0 281
JACKSON FINANCIAL INC COM CL A Stock 46817M107   3,109 47 SH   OTR 1 0 0 47
ASTRIA THERAPEUTICS INC COM Stock 04635X102   4,194 298 SH   OTR 1 0 0 298
DFA INTERNATIONAL VALUE ETF ETF 25434V807   267,828 7,288 SH   SOLE 0 0 0 7,287
ROIVANT SCIENCES LTD SHS Stock G76279101   2,540 241 SH   OTR 1 0 0 241
ALLISON TRANSMISSION HLDGS INC COM Stock 01973R101   2,191 27 SH   OTR 1 0 0 27
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   631 29 SH   SOLE 0 0 0 29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF ETF 464286517   18,348 509 SH   SOLE 0 0 0 508
VANGUARD VALUE ETF ETF 922908744   5,530,632 33,959 SH   SOLE 0 0 0 33,959
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   1,270 116 SH   OTR 1 0 0 116
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   2,037 186 SH   SOLE 0 0 0 186
PERIMETER SOLUTIONS SA COMMON STOCK Stock L7579L106   3,309 446 SH   OTR 1 0 0 446
AMERICAN EQTY INVT LIFE HLD CO COM Stock 025676206   2,699 48 SH   OTR 1 0 0 48
COSTAR GROUP INC COM Stock 22160N109   4,830 50 SH   OTR 1 0 0 50
MID-AMER APT CMNTYS INC COM REIT 59522J103   2,105 16 SH   OTR 1 0 0 16
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   5,114 24 SH   OTR 1 0 0 24
PHILLIPS 66 COM Stock 718546104   9,147 56 SH   OTR 1 0 0 56
AMERICAN TOWER CORP NEW COM REIT 03027X100   1,778 9 SH   OTR 1 0 0 9
IRON MTN INC DEL COM REIT 46284V101   7,540 94 SH   OTR 1 0 0 94
EAGLE MATLS INC COM Stock 26969P108   6,522 24 SH   OTR 1 0 0 24
DOORDASH INC CL A Stock 25809K105   4,132 30 SH   OTR 1 0 0 30
META PLATFORMS INC CL A Stock 30303M102   42,245 87 SH   OTR 1 0 0 87
ZIMVIE INC COM Stock 98888T107   148 9 SH   SOLE 0 0 0 9
EMBECTA CORP COMMON STOCK Stock 29082K105   13 1 SH   SOLE 0 0 0 1
EMBECTA CORP COMMON STOCK Stock 29082K105   199 15 SH   OTR 1 0 0 15
ESAB CORPORATION COM Stock 29605J106   2,101 19 SH   OTR 1 0 0 19
SERVICENOW INC COM Stock 81762P102   14,486 19 SH   OTR 1 0 0 19
WESBANCO INC COM Stock 950810101   3,339 112 SH   OTR 1 0 0 112
PACKAGING CORP AMER COM Stock 695156109   7,781 41 SH   OTR 1 0 0 41
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   730,304 17,856 SH   SOLE 0 0 0 17,855
CNO FINL GROUP INC COM Stock 12621E103   7,007 255 SH   OTR 1 0 0 255
PALO ALTO NETWORKS INC COM Stock 697435105   11,081 39 SH   OTR 1 0 0 39
TOLL BROTHERS INC COM Stock 889478103   5,563 43 SH   OTR 1 0 0 43
FMC CORP COM NEW Stock 302491303   4,268 67 SH   OTR 1 0 0 67
MONDELEZ INTL INC CL A Stock 609207105   8,120 116 SH   OTR 1 0 0 116
BROADCOM INC COM Stock 11135F101   30,736 23 SH   SOLE 0 0 0 23
BROADCOM INC COM Stock 11135F101   78,199 59 SH   OTR 1 0 0 59
DIAMONDBACK ENERGY INC COM Stock 25278X109   12,088 61 SH   SOLE 0 0 0 61
RXO INC COMMON STOCK Stock 74982T103   372 17 SH   OTR 1 0 0 17
DFA EMERGING MARKETS SUSTAINABILITY CORE 1 ETF ETF 25434V682   69,458 2,157 SH   SOLE 0 0 0 2,157
DFA INTERNATIONAL SUSTAINABILITY CORE 1 ETF ETF 25434V690   204,611 6,077 SH   SOLE 0 0 0 6,076
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF ETF 25434V716   162,651 4,727 SH   SOLE 0 0 0 4,726
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   4,088 85 SH   SOLE 0 0 0 85
U HAUL HOLDING COMPANY COM SER N Stock 023586506   2,934 44 SH   OTR 1 0 0 44
D R HORTON INC COM Stock 23331A109   11,189 68 SH   OTR 1 0 0 68
D R HORTON INC COM Stock 23331A109   20,404 124 SH   SOLE 0 0 0 124
JOHNSON CTLS INTL PLC SHS Stock G51502105   2,809 43 SH   OTR 1 0 0 43
CROWN HLDGS INC COM Stock 228368106   1,744 22 SH   OTR 1 0 0 22
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   11,232 127 SH   SOLE 0 0 0 127
MARTIN MARIETTA MATLS INC COM Stock 573284106   7,981 13 SH   OTR 1 0 0 13
PIONEER NAT RES CO COM Stock 723787107   2,888 11 SH   OTR 1 0 0 11
PIONEER NAT RES CO COM Stock 723787107   51,934 198 SH   SOLE 0 0 0 197
TIMKEN CO COM Stock 887389104   2,973 34 SH   OTR 1 0 0 34
NEW YORK CMNTY BANCORP INC COM Stock 649445103   692 215 SH   OTR 1 0 0 215
INVESCO FTSE RAFI US 1500 SMALL-MID ETF ETF 46137V597   24,550 625 SH   SOLE 0 0 0 625
NOVARTIS AG SPONSORED ADR ADR 66987V109   20,023 207 SH   SOLE 0 0 0 207
ISHARES CORE MSCI EAFE ETF ETF 46432F842   6,905,725 93,044 SH   SOLE 0 0 0 93,043
COMMERCIAL METALS CO COM Stock 201723103   2,939 50 SH   OTR 1 0 0 50
COMSTOCK RES INC COM Stock 205768302   2,459 265 SH   OTR 1 0 0 265
EXPEDITORS INTL WASH INC COM Stock 302130109   20,545 169 SH   OTR 1 0 0 169
KINDER MORGAN INC DEL COM Stock 49456B101   3,631 198 SH   OTR 1 0 0 198
SLM CORP COM Stock 78442P106   3,290 151 SH   OTR 1 0 0 151
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   30,848 89 SH   SOLE 0 0 0 89
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   41,593 120 SH   OTR 1 0 0 120
EQUIFAX INC COM Stock 294429105   4,280 16 SH   OTR 1 0 0 16
NORTHERN TR CORP COM Stock 665859104   5,602 63 SH   OTR 1 0 0 63
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   909 10 SH   OTR 1 0 0 10
OMNICOM GROUP INC COM Stock 681919106   2,806 29 SH   OTR 1 0 0 29
AES CORP COM Stock 00130H105   2,636 147 SH   OTR 1 0 0 147
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810   1,766 30 SH   SOLE 0 0 0 30
MILLERKNOLL INC COM Stock 600544100   8,022 324 SH   OTR 1 0 0 324
NVIDIA CORPORATION COM Stock 67066G104   2,711 3 SH   SOLE 0 0 0 3
NVIDIA CORPORATION COM Stock 67066G104   39,757 44 SH   OTR 1 0 0 44
ARCHER DANIELS MIDLAND CO COM Stock 039483102   10,238 163 SH   OTR 1 0 0 163
BALL CORP COM Stock 058498106   3,166 47 SH   OTR 1 0 0 47
EOG RES INC COM Stock 26875P101   8,693 68 SH   OTR 1 0 0 68
ABBVIE INC COM Stock 00287Y109   6,920 38 SH   OTR 1 0 0 38
S&P GLOBAL INC COM Stock 78409V104   4,255 10 SH   OTR 1 0 0 10
S&P GLOBAL INC COM Stock 78409V104   8,370 20 SH   SOLE 0 0 0 19
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   1,992,399 38,612 SH   SOLE 0 0 0 38,612
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,305,510 17,975 SH   SOLE 0 0 0 17,974
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   888,669 15,152 SH   SOLE 0 0 0 15,152
NORWEGIAN CRUISE LINE HLDG LTD SHS Stock G66721104   2,323 111 SH   OTR 1 0 0 111
PROG HOLDINGS INC COM NPV Stock 74319R101   11,509 334 SH   SOLE 0 0 0 334
LENNOX INTL INC COM Stock 526107107   2,933 6 SH   OTR 1 0 0 6
KENVUE INC COM Stock 49177J102   7,382 344 SH   OTR 1 0 0 344
NATIONAL FUEL GAS CO COM Stock 636180101   3,975 74 SH   OTR 1 0 0 74
POTLATCHDELTIC CORPORATION COM REIT 737630103   1,975 42 SH   OTR 1 0 0 42
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105   15,828 40 SH   OTR 1 0 0 40
INVESCO LTD SHS Stock G491BT108   7,399 446 SH   OTR 1 0 0 446
CELANESE CORP DEL COM Stock 150870103   4,812 28 SH   OTR 1 0 0 28
HEICO CORP NEW COM Stock 422806109   9,359 49 SH   OTR 1 0 0 49
KNIFE RIVER CORP COMMON STOCK Stock 498894104   1,216 15 SH   OTR 1 0 0 15
ORCHID IS CAP INC COM NEW REIT 68571X301   2,581 289 SH   OTR 1 0 0 289
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   952 7 SH   SOLE 0 0 0 7
HAWAIIAN ELEC INDUSTRIES COM Stock 419870100   3,122 277 SH   OTR 1 0 0 277
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   242,353 895 SH   SOLE 0 0 0 894
INVESCO S&P 500 QUALITY ETF ETF 46137V241   50,090 829 SH   SOLE 0 0 0 829
ANSYS INC COM Stock 03662Q105   10,068 29 SH   OTR 1 0 0 29
JACOBS SOLUTIONS INC COM Stock 46982L108   3,382 22 SH   OTR 1 0 0 22
POLARIS INC COM Stock 731068102   20,079 201 SH   SOLE 0 0 0 200
PHINIA INC COMMON STOCK Stock 71880K101   461 12 SH   OTR 1 0 0 12
APOGEE THERAPEUTICS INC COM Stock 03770N101   6,246 94 SH   OTR 1 0 0 94
INDEPENDENT BANK GROUP INC COM Stock 45384B106   7,076 155 SH   OTR 1 0 0 155
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   3,300 25 SH   OTR 1 0 0 25
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   12,361 94 SH   SOLE 0 0 0 93
LIBERTY MEDIA CORP DEL COM LBTY LIV S C Stock 531229722   88 2 SH   OTR 1 0 0 2
BRIGHT HORIZONS FAM SOL IN DEL COM Stock 109194100   2,947 26 SH   OTR 1 0 0 26
T-MOBILE US INC COM Stock 872590104   11,589 71 SH   OTR 1 0 0 71
VOYA FINANCIAL INC COM Stock 929089100   3,031 41 SH   OTR 1 0 0 41
AMBAC FINL GROUP INC COM NEW Stock 023139884   2,813 180 SH   OTR 1 0 0 180
BLACKSTONE MTG TR INC COM CL A REIT 09257W100   5,216 262 SH   OTR 1 0 0 262
FASTENAL CO COM Stock 311900104   5,708 74 SH   OTR 1 0 0 74
GENERAL DYNAMICS CORP COM Stock 369550108   9,605 34 SH   SOLE 0 0 0 34
DISCOVER FINL SVCS COM Stock 254709108   3,345 26 SH   SOLE 0 0 0 25
EQT CORP COM Stock 26884L109   9,824 265 SH   OTR 1 0 0 265
MCDONALDS CORP COM Stock 580135101   1,134 4 SH   SOLE 0 0 0 4
MCDONALDS CORP COM Stock 580135101   5,639 20 SH   OTR 1 0 0 20
MOLINA HEALTHCARE INC COM Stock 60855R100   7,806 19 SH   OTR 1 0 0 19
AMETEK INC COM Stock 031100100   13,352 73 SH   OTR 1 0 0 73
GLOBAL X URANIUM ETF ETF 37954Y871   174,710 6,060 SH   SOLE 0 0 0 6,060
FLEXSHARES QUALITY DIVIDEND INDEX FUND FLEXSHARES QUALITY DIVIDEND INDEX FU ETF 33939L860   1,189,096 18,041 SH   SOLE 0 0 0 18,041
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   1,924 14 SH   OTR 1 0 0 14
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   10,594 77 SH   SOLE 0 0 0 77
CISCO SYS INC COM Stock 17275R102   10,830 217 SH   SOLE 0 0 0 217
CISCO SYS INC COM Stock 17275R102   33,889 679 SH   OTR 1 0 0 679
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND FLEXSHARES INTERNATION ETF 33939L837   1,044,008 43,320 SH   SOLE 0 0 0 43,319
CAPITAL ONE FINL CORP COM Stock 14040H105   2,829 19 SH   OTR 1 0 0 19
HAWAIIAN HOLDINGS INC COM Stock 419879101   8,904 668 SH   OTR 1 0 0 668
ADVANCED MICRO DEVICES INC COM Stock 007903107   26,893 149 SH   OTR 1 0 0 149
AT&T INC COM Stock 00206R102   17,618 1,001 SH   OTR 1 0 0 1,001
REXFORD INDL RLTY INC COM REIT 76169C100   6,036 120 SH   OTR 1 0 0 120
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND FLEXSHARES QUALITY DIVIDEN ETF 33939L845   1,782,723 27,764 SH   SOLE 0 0 0 27,764
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF ETF 808524763   190,379 3,338 SH   SOLE 0 0 0 3,338
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   4,940,086 73,306 SH   SOLE 0 0 0 73,305
GE AEROSPACE COM NEW Stock 369604301   9,654 55 SH   OTR 1 0 0 55
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   6,493,218 39,508 SH   SOLE 0 0 0 39,508
FRESHPET INC COM Stock 358039105   3,708 32 SH   OTR 1 0 0 32
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   2,433 19 SH   SOLE 0 0 0 19
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF ETF 808524730   1,622,413 58,444 SH   SOLE 0 0 0 58,444
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   13,820,233 388,100 SH   SOLE 0 0 0 388,099
VEEVA SYS INC CL A COM Stock 922475108   3,939 17 SH   OTR 1 0 0 17
SKYWORKS SOLUTIONS INC COM Stock 83088M102   3,141 29 SH   OTR 1 0 0 29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF ETF 46138E743   1,902,463 38,317 SH   SOLE 0 0 0 38,317
ISHARES S&P 500 VALUE ETF ETF 464287408   26,714 143 SH   SOLE 0 0 0 143
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   36,363 845 SH   SOLE 0 0 0 844
LULULEMON ATHLETICA INC COM Stock 550021109   5,078 13 SH   OTR 1 0 0 13
ISHARES S&P 500 GROWTH ETF ETF 464287309   111,054 1,315 SH   SOLE 0 0 0 1,315
ISHARES CORE S&P 500 ETF ETF 464287200   10,995,938 20,916 SH   SOLE 0 0 0 20,915
KONTOOR BRANDS INC COM Stock 50050N103   6,787 113 SH   SOLE 0 0 0 112
METTLER TOLEDO INTERNATIONAL COM Stock 592688105   9,319 7 SH   OTR 1 0 0 7
RENAISSANCERE HLDGS LTD COM Stock G7496G103   3,525 15 SH   OTR 1 0 0 15
WELLS FARGO CO NEW COM Stock 949746101   19,475 336 SH   OTR 1 0 0 336
UNION PAC CORP COM Stock 907818108   5,902 24 SH   OTR 1 0 0 24
CINTAS CORP COM Stock 172908105   8,931 13 SH   OTR 1 0 0 13
BREAD FINANCIAL HOLDINGS INC COM Stock 018581108   2,234 60 SH   OTR 1 0 0 60
RADIAN GROUP INC COM Stock 750236101   4,786 143 SH   OTR 1 0 0 143
SALESFORCE INC COM Stock 79466L302   32,527 108 SH   SOLE 0 0 0 108
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   4,486 50 SH   OTR 1 0 0 50
MCCORMICK & CO INC COM NON VTG Stock 579780206   2,304 30 SH   OTR 1 0 0 30
NORTHROP GRUMMAN CORP COM Stock 666807102   12,924 27 SH   OTR 1 0 0 27
IDEXX LABS INC COM Stock 45168D104   11,339 21 SH   OTR 1 0 0 21
REPUBLIC SVCS INC COM Stock 760759100   3,254 17 SH   OTR 1 0 0 17
TORO CO COM Stock 891092108   2,291 25 SH   OTR 1 0 0 25
LOCKHEED MARTIN CORP COM Stock 539830109   7,278 16 SH   OTR 1 0 0 16
JPMORGAN CHASE & CO COM Stock 46625H100   13,598 68 SH   SOLE 0 0 0 67
JPMORGAN CHASE & CO COM Stock 46625H100   68,503 342 SH   OTR 1 0 0 342
GENWORTH FINL INC COM CL A Stock 37247D106   3,459 538 SH   OTR 1 0 0 538
CHEVRON CORP NEW COM Stock 166764100   19,087 121 SH   OTR 1 0 0 121
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   27,769 258 SH   SOLE 0 0 0 258
CONOCOPHILLIPS COM Stock 20825C104   14,510 114 SH   OTR 1 0 0 114
MARKEL GROUP INC COM Stock 570535104   3,043 2 SH   OTR 1 0 0 2
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   1,798,736 35,853 SH   SOLE 0 0 0 35,852
DANAHER CORPORATION COM Stock 235851102   1,748 7 SH   OTR 1 0 0 7
M & T BK CORP COM Stock 55261F104   7,563 52 SH   OTR 1 0 0 52
REVVITY INC COM Stock 714046109   5,565 53 SH   OTR 1 0 0 53
TJX COS INC NEW COM Stock 872540109   11,081 109 SH   SOLE 0 0 0 109
BANK AMERICA CORP COM Stock 060505104   10,168 268 SH   SOLE 0 0 0 268
BANK AMERICA CORP COM Stock 060505104   26,430 697 SH   OTR 1 0 0 697
BANK AMERICA CORP COM Stock 060505104   789 20,800 SH Put SOLE 0 0 0 20,800
BANK AMERICA CORP COM Stock 060505104   1,187 31,300 SH Put SOLE 0 0 0 31,300
ONE GAS INC COM Stock 68235P108   5,356 83 SH   OTR 1 0 0 83
VANECK RUSSIA ETF ETF 92189F403   0 15 SH   SOLE 0 0 0 14
EXTRA SPACE STORAGE INC COM REIT 30225T102   5,733 39 SH   OTR 1 0 0 39
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   260,426 820 SH   SOLE 0 0 0 819
WALMART INC COM Stock 931142103   26,715 444 SH   SOLE 0 0 0 444
WALMART INC COM Stock 931142103   60,471 1,005 SH   OTR 1 0 0 1,005
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   2,292 12 SH   OTR 1 0 0 12
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   38,284 200 SH   SOLE 0 0 0 200
ORACLE CORP COM Stock 68389X105   42,959 342 SH   OTR 1 0 0 342
ORACLE CORP COM Stock 68389X105   498,271 3,967 SH   SOLE 0 0 0 3,966
RTX CORPORATION COM Stock 75513E101   7,900 81 SH   SOLE 0 0 0 81
RTX CORPORATION COM Stock 75513E101   20,969 215 SH   OTR 1 0 0 215
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   2,320,931 55,565 SH   SOLE 0 0 0 55,564
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   1,601,930 13,240 SH   SOLE 0 0 0 13,240
PFIZER INC COM Stock 717081103   10,018 361 SH   OTR 1 0 0 361
MORGAN STANLEY COM NEW Stock 617446448   5,338 57 SH   SOLE 0 0 0 56
MORGAN STANLEY COM NEW Stock 617446448   12,429 132 SH   OTR 1 0 0 132
3M CO COM Stock 88579Y101   3,606 34 SH   OTR 1 0 0 34
KLA CORP COM NEW Stock 482480100   25,149 36 SH   OTR 1 0 0 36
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF ETF 808524789   1,010,906 15,257 SH   SOLE 0 0 0 15,256
GILEAD SCIENCES INC COM Stock 375558103   15,676 214 SH   OTR 1 0 0 214
CATERPILLAR INC COM Stock 149123101   6,229 17 SH   OTR 1 0 0 17
BAKER HUGHES COMPANY CL A Stock 05722G100   19,832 592 SH   OTR 1 0 0 592
ALPHABET INC CAP STK CL C Stock 02079K107   432,418 2,840 SH   SOLE 0 0 0 2,840
BEST BUY INC COM Stock 086516101   2,461 30 SH   OTR 1 0 0 30
AMERICAN EXPRESS CO COM Stock 025816109   7,286 32 SH   OTR 1 0 0 32
OTIS WORLDWIDE CORP COM Stock 68902V107   2,085 21 SH   SOLE 0 0 0 21
OTIS WORLDWIDE CORP COM Stock 68902V107   17,571 177 SH   OTR 1 0 0 177
ANALOG DEVICES INC COM Stock 032654105   15,625 79 SH   OTR 1 0 0 79
PAYCOM SOFTWARE INC COM Stock 70432V102   1,393 7 SH   OTR 1 0 0 7
NAVIENT CORPORATION COM Stock 63938C108   3,619 208 SH   OTR 1 0 0 208
TRANSDIGM GROUP INC COM Stock 893641100   17,242 14 SH   OTR 1 0 0 14
INVESCO FTSE RAFI EMERGING MARKETS ETF ETF 46138E727   539,899 27,744 SH   SOLE 0 0 0 27,744
REDWOOD TRUST INC COM REIT 758075402   1,841 289 SH   OTR 1 0 0 289
WILLIAMS COS INC COM Stock 969457100   4,131 106 SH   OTR 1 0 0 106
CARETRUST REIT INC COM REIT 14174T107   2,413 99 SH   OTR 1 0 0 99
AGNICO EAGLE MINES LTD COM Stock 008474108   433,596 7,269 SH   SOLE 0 0 0 7,269
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   554,161 3,035 SH   SOLE 0 0 0 3,034
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   182,788 2,886 SH   SOLE 0 0 0 2,886
ECHOSTAR CORP CL A Stock 278768106   4,931 346 SH   SOLE 0 0 0 346
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   1,312,272 13,399 SH   SOLE 0 0 0 13,398
ANTERO RESOURCES CORP COM Stock 03674X106   6,757 233 SH   OTR 1 0 0 233
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   4,210,230 72,515 SH   SOLE 0 0 0 72,515
LIBERTY MEDIA CORP DEL COM LBTY ONE S C Stock 531229755   4,592 70 SH   OTR 1 0 0 70
CATALENT INC COM Stock 148806102   2,032 36 SH   OTR 1 0 0 36
SYNCHRONY FINANCIAL COM Stock 87165B103   4,226 98 SH   OTR 1 0 0 98
SYNCHRONY FINANCIAL COM Stock 87165B103   12,261 284 SH   SOLE 0 0 0 284
HEALTHEQUITY INC COM Stock 42226A107   15,510 190 SH   SOLE 0 0 0 190
EATON CORP PLC SHS Stock G29183103   11,882 38 SH   OTR 1 0 0 38
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   17,480 170 SH   SOLE 0 0 0 170
ASPEN AEROGELS INC COM Stock 04523Y105   4,770 271 SH   OTR 1 0 0 271
FIRST FNDTN INC COM Stock 32026V104   2,408 319 SH   OTR 1 0 0 319
KEYSIGHT TECHNOLOGIES INC COM Stock 49338L103   1,251 8 SH   SOLE 0 0 0 8
VANGUARD LONG-TERM BOND ETF ETF 921937793   1,806 25 SH   SOLE 0 0 0 24
BORGWARNER INC COM Stock 099724106   2,189 63 SH   OTR 1 0 0 63
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   2,665 35 SH   SOLE 0 0 0 35
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   6,243 82 SH   OTR 1 0 0 82
DELTA AIR LINES INC DEL COM NEW Stock 247361702   8,778 183 SH   SOLE 0 0 0 183
MARKETAXESS HLDGS INC COM Stock 57060D108   1,973 9 SH   OTR 1 0 0 9
VANGUARD SHORT-TERM BOND ETF ETF 921937827   188,836 2,463 SH   SOLE 0 0 0 2,462
GARTNER INC COM Stock 366651107   16,207 34 SH   OTR 1 0 0 34
GLACIER BANCORP INC NEW COM Stock 37637Q105   2,981 74 SH   OTR 1 0 0 74
HELMERICH & PAYNE INC COM Stock 423452101   7,907 188 SH   OTR 1 0 0 188
LAM RESEARCH CORP COM Stock 512807108   8,744 9 SH   OTR 1 0 0 9
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   3,615,551 72,167 SH   SOLE 0 0 0 72,166
QORVO INC COM Stock 74736K101   2,411 21 SH   OTR 1 0 0 21
PHILIP MORRIS INTL INC COM Stock 718172109   6,780 74 SH   OTR 1 0 0 74
NRG ENERGY INC COM NEW Stock 629377508   9,883 146 SH   OTR 1 0 0 146
BANK MARIN BANCORP COM Stock 063425102   2,046 122 SH   OTR 1 0 0 122
ROYAL GOLD INC COM Stock 780287108   2,680 22 SH   OTR 1 0 0 22
SERVICE CORP INTL COM Stock 817565104   7,644 103 SH   OTR 1 0 0 103
SYNOPSYS INC COM Stock 871607107   13,145 23 SH   OTR 1 0 0 23
TRINITY INDS INC COM Stock 896522109   2,479 89 SH   OTR 1 0 0 89
EQUINIX INC COM REIT 29444U700   1,651 2 SH   OTR 1 0 0 2
EQUINIX INC COM REIT 29444U700   8,578 10 SH   SOLE 0 0 0 10
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   9,436 174 SH   OTR 1 0 0 174
SPDR DOW JONES REIT ETF ETF 78464A607   1,744 19 SH   SOLE 0 0 0 18
EASTERLY GOVT PPTYS INC COM REIT 27616P103   2,682 233 SH   OTR 1 0 0 233
ALTRIA GROUP INC COM Stock 02209S103   4,362 100 SH   OTR 1 0 0 100
LOEWS CORP COM Stock 540424108   4,854 62 SH   OTR 1 0 0 62
CITIGROUP INC COM NEW Stock 172967424   14,735 233 SH   OTR 1 0 0 233
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   240,390 2,681 SH   SOLE 0 0 0 2,680
AMERICAN WTR WKS CO INC NEW COM Stock 030420103   3,544 29 SH   OTR 1 0 0 29
CADENCE DESIGN SYSTEM INC COM Stock 127387108   11,206 36 SH   OTR 1 0 0 36
AGILENT TECHNOLOGIES INC COM Stock 00846U101   102,472 704 SH   SOLE 0 0 0 704
EXXON MOBIL CORP COM Stock 30231G102   50,681 436 SH   OTR 1 0 0 436
UNITEDHEALTH GROUP INC COM Stock 91324P102   11,208 23 SH   SOLE 0 0 0 22
UNITEDHEALTH GROUP INC COM Stock 91324P102   25,230 51 SH   OTR 1 0 0 51
PRICE T ROWE GROUP INC COM Stock 74144T108   4,877 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   9,206 40 SH   OTR 1 0 0 40
TRAVELERS COMPANIES INC COM Stock 89417E109   11,471 50 SH   SOLE 0 0 0 49
LOWES COS INC COM Stock 548661107   80,616 316 SH   SOLE 0 0 0 316
COLFAX CORP COM Stock 194014502   1,187 19 SH   OTR 1 0 0 19
GODADDY INC CL A Stock 380237107   8,308 70 SH   OTR 1 0 0 70
VIRTU FINL INC CL A Stock 928254101   5,007 244 SH   OTR 1 0 0 244
SOUTHWEST AIRLS CO COM Stock 844741108   3,532 121 SH   OTR 1 0 0 121
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   133,297 3,361 SH   SOLE 0 0 0 3,361
AMERICAN INTL GROUP INC COM NEW Stock 026874784   13,523 173 SH   OTR 1 0 0 173
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108   1,417 22 SH   OTR 1 0 0 22
CHEMOURS CO COM Stock 163851108   11,108 423 SH   OTR 1 0 0 423
TRANSUNION COM Stock 89400J107   8,140 102 SH   OTR 1 0 0 102
NOVO-NORDISK A S ADR ADR 670100205   93,218 726 SH   SOLE 0 0 0 726
BIO RAD LABS INC CL A Stock 090572207   2,075 6 SH   OTR 1 0 0 6
NASDAQ INC COM Stock 631103108   5,868 93 SH   OTR 1 0 0 93
SCHWAB CHARLES CORP COM Stock 808513105   10,706 148 SH   OTR 1 0 0 148
RAPID7 INC COM Stock 753422104   11,672 238 SH   SOLE 0 0 0 238
CROWN CASTLE INC COM REIT 22822V101   6,350 60 SH   OTR 1 0 0 60
AUTOZONE INC COM Stock 053332102   9,455 3 SH   OTR 1 0 0 3
BLACKROCK INC COM Stock 09247X101   4,169 5 SH   OTR 1 0 0 5
BIO-TECHNE CORP COM Stock 09073M104   6,194 88 SH   OTR 1 0 0 88
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   555,778 10,984 SH   SOLE 0 0 0 10,983
ISHARES MSCI EAFE ETF ETF 464287465   1,102,201 13,802 SH   SOLE 0 0 0 13,801
APPLE INC COM Stock 037833100   115,063 671 SH   OTR 1 0 0 671
APPLE INC COM Stock 037833100   815,748 4,757 SH   SOLE 0 0 0 4,757
WEC ENERGY GROUP INC COM Stock 92939U106   124,347 1,514 SH   SOLE 0 0 0 1,514
ABBOTT LABS COM Stock 002824100   11,480 101 SH   OTR 1 0 0 101
DISNEY WALT CO COM Stock 254687106   18,599 152 SH   OTR 1 0 0 152
DISNEY WALT CO COM Stock 254687106   26,307 215 SH   SOLE 0 0 0 215
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   12,155 110 SH   SOLE 0 0 0 110
ISHARES RUSSELL 1000 ETF ETF 464287622   2,478,326 8,604 SH   SOLE 0 0 0 8,604
MARSH & MCLENNAN COS INC COM Stock 571748102   8,857 43 SH   OTR 1 0 0 43
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   5,238,135 29,245 SH   SOLE 0 0 0 29,245
ISHARES MORNINGSTAR U.S. EQUITY ETF ETF 464287127   530,116 7,315 SH   SOLE 0 0 0 7,314