The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,618 559 SH   SOLE   0 0 559
APPLE INC COM 037833100 1,325 7,466 SH   SOLE   0 0 7,466
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 217 726 SH   SOLE   0 0 726
CHEVRON CORP NEW COM 166764100 573 4,891 SH   SOLE   0 0 4,891
ILLUMINA INC COM 452327109 388 1,020 SH   SOLE   0 0 1,020
ISHARES TR EAFE GRWTH ETF 464288885 8,409 76,241 SH   SOLE   0 0 76,241
ISHARES TR RUSSELL 2000 ETF 464287655 200 899 SH   SOLE   0 0 899
ISHARES TR S&P 500 GRWT ETF 464287309 238 2,840 SH   SOLE   0 0 2,840
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,089 67,730 SH   SOLE   0 0 67,730
PAVMED INC COM 70387R106 27 11,021 SH   SOLE   0 0 11,021
QUALCOMM INC COM 747525103 666 3,645 SH   SOLE   0 0 3,645
SPDR S&P 500 ETF TR TR UNIT 78462F103 964 2,030 SH   SOLE   0 0 2,030
TESLA INC COM 88160R101 409 387 SH   SOLE   0 0 387
TWILIO INC CL A 90138F102 476 1,809 SH   SOLE   0 0 1,809
UBER TECHNOLOGIES INC COM 90353T100 745 17,750 SH   SOLE   0 0 17,750
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,076 25,678 SH   SOLE   0 0 25,678
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 25,826 304,763 SH   SOLE   0 0 304,763
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,289 25,783 SH   SOLE   0 0 25,783
VANGUARD INDEX FDS GROWTH ETF 922908736 28,026 87,343 SH   SOLE   0 0 87,343
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 9,158 35,939 SH   SOLE   0 0 35,939
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,783 18,465 SH   SOLE   0 0 18,465
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,642 31,381 SH   SOLE   0 0 31,381
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 555 1,271 SH   SOLE   0 0 1,271
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,296 18,423 SH   SOLE   0 0 18,423
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,639 19,996 SH   SOLE   0 0 19,996
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,032 12,554 SH   SOLE   0 0 12,554
VANGUARD INDEX FDS VALUE ETF 922908744 8,527 57,971 SH   SOLE   0 0 57,971
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,620 53,001 SH   SOLE   0 0 53,001
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,806 35,849 SH   SOLE   0 0 35,849
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 350 6,379 SH   SOLE   0 0 6,379
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,554 19,135 SH   SOLE   0 0 19,135
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 242 4,748 SH   SOLE   0 0 4,748