The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Total Stock Market ETF STOCK 922908769   39,956,461 188,110 SH   SOLE   0 0 188,110
Berkshire Hathaway; Class B STOCK 084670702   19,986,367 57,055 SH   SOLE   0 0 57,055
Vanguard Utilities ETF STOCK 92204A876   10,594,859 83,071 SH   SOLE   0 0 83,071
Vanguard S&P 500 ETF STOCK 922908363   10,078,483 25,665 SH   SOLE   0 0 25,665
Vanguard FTSE Developed Markets ETF STOCK 921943858   8,253,548 188,782 SH   SOLE   0 0 188,782
Berkshire Hathaway A STOCK 084990175   3,720,339 700 SH   SOLE   0 0 700
VANGUARD SHORT TERM TREASURY ETF STOCK 92206C102   3,316,622 57,580 SH   SOLE   0 0 57,580
Vanguard REIT ETF STOCK 922908553   2,949,029 38,977 SH   SOLE   0 0 38,977
Vanguard Int'l Equity Index ETF STOCK 922042775   2,206,998 42,549 SH   SOLE   0 0 42,549
Vanguard Total International Stock ETF STOCK 921909768   1,495,109 27,936 SH   SOLE   0 0 27,936
DIMENSIONAL WLD EX US CR EQ 2 ETF STOCK 25434V880   1,100,958 48,888 SH   SOLE   0 0 48,888
Ishares Lehman Treas 3-7 yr STOCK 464288661   1,017,460 8,991 SH   SOLE   0 0 8,991
VANGUARD FTSE EUROPE ETF STOCK 922042874   1,003,116 17,316 SH   SOLE   0 0 17,316
FIRST TRUST INTERNET INDEX CF ETF STOCK 33733E302   814,171 5,101 SH   SOLE   0 0 5,101
Apple STOCK 037833100   793,424 4,634 SH   SOLE   0 0 4,634
VANGUARD VALUE ETF STOCK 922908744   768,334 5,570 SH   SOLE   0 0 5,570
All World ex-U.S. Real Estate Index ETF STOCK 922042676   733,308 18,837 SH   SOLE   0 0 18,837
iShares All World Ex US STOCK 464288240   655,308 13,940 SH   SOLE   0 0 13,940
NVIDIA CORP STOCK 67066G104   485,449 1,116 SH   SOLE   0 0 1,116
VANGUARD SMALL CAP VALUE ETF STOCK 922908611   481,930 3,022 SH   SOLE   0 0 3,022
INVESCO S&P 500 EQUAL WEIGHT ETF STOCK 46137V357   456,926 3,225 SH   SOLE   0 0 3,225
Ishares Lehman TIPS STOCK 464287176   454,447 4,381 SH   SOLE   0 0 4,381
ISHARES MSCI TAIWAN ETF STOCK 46434G772   389,529 8,744 SH   SOLE   0 0 8,744
Vanguard Small-Cap Growth ETF STOCK 922908595   361,696 1,689 SH   SOLE   0 0 1,689
ISHARES 1-3 YEAR TREASRY BOND ETF IV STOCK 464287457   308,013 3,804 SH   SOLE   0 0 3,804
COSTCO WHOLESALE CO STOCK 22160K105   300,559 532 SH   SOLE   0 0 532
FIRST TRUST NASDAQ CYBRSCRTY ETF STOCK 33734X846   275,896 6,073 SH   SOLE   0 0 6,073
FIRST TRUST CLOUD COMPUTING ETF STOCK 33734X192   249,820 3,291 SH   SOLE   0 0 3,291
Visa International STOCK 92826C839   238,060 1,035 SH   SOLE   0 0 1,035
ALPHABET INC. CLASS A STOCK 02079K305   217,228 1,660 SH   SOLE   0 0 1,660
ONTO INNOVATION INC STOCK 683344105   213,724 1,676 SH   SOLE   0 0 1,676
SPDR S&P CHINA ETF IV STOCK 78463X400   208,828 2,919 SH   SOLE   0 0 2,919
WHEELS UP EXPERIENCE I F STOCK 96328L106   34,499 16,666 SH   SOLE   0 0 16,666