The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Total Stock Market ETF STOK 922908769   37,222,657 168,979 SH   SOLE   0 0 168,979
Berkshire Hathaway; Class B STOK 084670702   19,242,630 56,430 SH   SOLE   0 0 56,430
Vanguard Utilities ETF STOK 92204A876   10,805,477 76,004 SH   SOLE   0 0 76,004
Vanguard S&P 500 ETF STOK 922908363   10,439,579 25,632 SH   SOLE   0 0 25,632
Vanguard FTSE Developed Markets ETF STOK 921943858   8,487,065 183,782 SH   SOLE   0 0 183,782
Berkshire Hathaway A STOK 084990175   3,624,670 700 SH   SOLE   0 0 700
VANGUARD SHORT TERM TREASURY ETF STOK 92206C102   3,331,032 57,700 SH   SOLE   0 0 57,700
Vanguard REIT ETF STOK 922908553   2,488,489 29,781 SH   SOLE   0 0 29,781
Vanguard Int'l Equity Index ETF STOK 922042775   2,308,395 42,426 SH   SOLE   0 0 42,426
DIMENSIONAL WLD EX US CR EQ 2 ETF STOK 25434V880   1,139,579 48,888 SH   SOLE   0 0 48,888
VANGUARD FTSE EUROPE ETF STOK 922042874   1,068,397 17,316 SH   SOLE   0 0 17,316
Ishares Lehman Treas 3-7 yr STOK 464288661   1,036,559 8,993 SH   SOLE   0 0 8,993
Apple STOK 037833100   916,089 4,723 SH   SOLE   0 0 4,723
FIRST TRUST INTERNET INDEX CF ETF STOK 33733E302   831,412 5,101 SH   SOLE   0 0 5,101
VANGUARD VALUE ETF STOK 922908744   786,470 5,535 SH   SOLE   0 0 5,535
All World ex-U.S. Real Estate Index ETF STOK 922042676   785,164 19,536 SH   SOLE   0 0 19,536
iShares All World Ex US STOK 464288240   686,115 13,940 SH   SOLE   0 0 13,940
Vanguard Total International Stock ETF STOK 921909768   510,392 9,101 SH   SOLE   0 0 9,101
VANGUARD SMALL CAP VALUE ETF STOK 922908611   499,788 3,022 SH   SOLE   0 0 3,022
NVIDIA CORP STOK 67066G104   472,090 1,116 SH   SOLE   0 0 1,116
Ishares Lehman TIPS STOK 464287176   471,190 4,378 SH   SOLE   0 0 4,378
ISHARES MSCI TAIWAN ETF STOK 46434G772   411,152 8,744 SH   SOLE   0 0 8,744
Vanguard Small-Cap Growth ETF STOK 922908595   387,973 1,689 SH   SOLE   0 0 1,689
INVESCO S&P 500 EQUAL WEIGHT ETF STOK 46137V357   353,398 2,362 SH   SOLE   0 0 2,362
ISHARES 1-3 YEAR TREASRY BOND ETF IV STOK 464287457   307,918 3,798 SH   SOLE   0 0 3,798
COSTCO WHOLESALE CO STOK 22160K105   286,418 532 SH   SOLE   0 0 532
FIRST TRUST NASDAQ CYBRSCRTY ETF STOK 33734X846   275,775 6,073 SH   SOLE   0 0 6,073
FIRST TRUST CLOUD COMPUTING ETF STOK 33734X192   249,919 3,291 SH   SOLE   0 0 3,291
Visa International STOK 92826C839   245,807 1,035 SH   SOLE   0 0 1,035
SPDR S&P CHINA ETF IV STOK 78463X400   215,326 2,919 SH   SOLE   0 0 2,919
MICROSOFT CORP STOK 594918104   205,666 604 SH   SOLE   0 0 604
WHEELS UP EXPERIENCE I F STOK 96328L106   19,499 16,666 SH   SOLE   0 0 16,666