The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
All World ex-U.S. Real Estate Index ETF COMMON 922042676 1,213 22,449 SH   SOLE   0 0 22,449
Apple COMMON 037833100 896 5,048 SH   SOLE   0 0 5,048
Berkshire Hathaway; Class A COMMON 084670108 3,605 8 SH   SOLE   0 0 8
Berkshire Hathaway; Class B COMMON 084670207 11,229 37,555 SH   SOLE   0 0 37,555
Costco COMMON 22160K105 302 532 SH   SOLE   0 0 532
DIMENSIONAL WLD EX US CR EQ 2 ETF COMMON 25434V880 1,276 48,888 SH   SOLE   0 0 48,888
FIRST TRUST CLOUD COMPUTING ETF COMMON 33734X192 342 3,280 SH   SOLE   0 0 3,280
FIRST TRUST INTERNET INDEX CF ETF COMMON 33733E302 1,092 4,831 SH   SOLE   0 0 4,831
FIRST TRUST NASDAQ CYBRSCRTY ETF COMMON 33734X846 279 5,290 SH   SOLE   0 0 5,290
Google/Alphabet COMMON 02079K305 240 83 SH   SOLE   0 0 83
INVESCO S&P 500 EQUAL WEIGHT ETF COMMON 46137V357 322 1,979 SH   SOLE   0 0 1,979
ISHARES 1-3 YEAR TREASRY BOND ETF IV COMMON 464287457 784 9,171 SH   SOLE   0 0 9,171
iShares All World Ex US COMMON 464288240 775 13,940 SH   SOLE   0 0 13,940
ISHARES CHINA LARGE CAP ETF COMMON 464287184 455 12,393 SH   SOLE   0 0 12,393
Ishares Lehman TIPS COMMON 464287176 566 4,384 SH   SOLE   0 0 4,384
Ishares Lehman Treas 3-7 yr COMMON 464288661 1,493 11,602 SH   SOLE   0 0 11,602
ISHARES MSCI TAIWAN ETF COMMON 46434G772 598 8,986 SH   SOLE   0 0 8,986
ISHARES SELECT DIVIDEND ETF COMMON 464287168 751 6,125 SH   SOLE   0 0 6,125
Nvidia COMMON 67066G104 505 1,716 SH   SOLE   0 0 1,716
SCHWAB US TIPS ETF COMMON 808524870 364 5,794 SH   SOLE   0 0 5,794
VANGUARD ESG INTL STOCK ETF COMMON 921910725 202 3,258 SH   SOLE   0 0 3,258
Vanguard FTSE Developed Markets ETF COMMON 921943858 6,435 126,072 SH   SOLE   0 0 126,072
VANGUARD FTSE EMERGING MARKETS ETF COMMON 922042858 1,164 23,537 SH   SOLE   0 0 23,537
VANGUARD GROWTH ETF COMMON 922908736 376 1,205 SH   SOLE   0 0 1,205
Vanguard Int'l Equity Index ETF COMMON 922042775 5,768 94,135 SH   SOLE   0 0 94,135
Vanguard REIT ETF COMMON 922908553 3,540 30,569 SH   SOLE   0 0 30,569
Vanguard S&P 500 ETF COMMON 922908363 3,353 7,681 SH   SOLE   0 0 7,681
VANGUARD SHORT TERM TREASURY ETF COMMON 92206C102 3,702 60,851 SH   SOLE   0 0 60,851
VANGUARD SMALL CAP VALUE ETF COMMON 922908611 539 3,011 SH   SOLE   0 0 3,011
Vanguard Small-Cap Growth ETF COMMON 922908595 432 1,534 SH   SOLE   0 0 1,534
Vanguard Total Stock Market ETF COMMON 922908769 36,967 153,193 SH   SOLE   0 0 153,193
Vanguard Utilities ETF COMMON 92204A876 10,087 64,522 SH   SOLE   0 0 64,522
VANGUARD VALUE ETF COMMON 922908744 930 6,353 SH   SOLE   0 0 6,353
Visa COMMON 92826C839 224 1,035 SH   SOLE   0 0 1,035