The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US TIPS ETF 808524870   25,181,909 482,782 SH   SOLE   0 0 482,782
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   19,323,762 114,092 SH   SOLE   0 0 114,092
WORLD GOLD TR SPDR GLD MINIS 98149E303   15,210,773 345,307 SH   SOLE   0 0 345,307
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   14,730,853 403,585 SH   SOLE   0 0 403,585
VANGUARD STAR FDS VG TL INTL STK F 921909768   12,569,595 208,451 SH   SOLE   0 0 208,451
WISDOMTREE TR GLB HIGH DIV FD 97717W877   10,794,234 212,233 SH   SOLE   0 0 212,233
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   8,985,577 159,347 SH   SOLE   0 0 159,347
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   6,567,898 102,240 SH   SOLE   0 0 102,240
ISHARES TR NATIONAL MUN ETF 464288414   4,365,655 40,573 SH   SOLE   0 0 40,573
JPMORGAN CHASE & CO COM 46625H100   3,169,421 15,823 SH   SOLE   0 0 15,823
MICROSOFT CORP COM 594918104   3,083,457 7,329 SH   SOLE   0 0 7,329
ALPHABET INC CAP STK CL A 02079K305   3,022,977 20,029 SH   SOLE   0 0 20,029
HOME DEPOT INC COM 437076102   2,959,347 7,715 SH   SOLE   0 0 7,715
LAM RESEARCH CORP COM 512807108   2,933,170 3,019 SH   SOLE   0 0 3,019
EATON CORP PLC SHS G29183103   2,924,809 9,354 SH   SOLE   0 0 9,354
PARKER-HANNIFIN CORP COM 701094104   2,845,645 5,120 SH   SOLE   0 0 5,120
APPLE INC COM 037833100   2,843,310 16,581 SH   SOLE   0 0 16,581
UNITEDHEALTH GROUP INC COM 91324P102   2,834,631 5,730 SH   SOLE   0 0 5,730
AT&T INC COM 00206R102   2,817,707 160,097 SH   SOLE   0 0 160,097
VISA INC COM CL A 92826C839   2,786,056 9,983 SH   SOLE   0 0 9,983
PROCTER AND GAMBLE CO COM 742718109   2,673,718 16,479 SH   SOLE   0 0 16,479
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,655,037 28,635 SH   SOLE   0 0 28,635
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,490,185 50,256 SH   SOLE   0 0 50,256
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,160,719 28,438 SH   SOLE   0 0 28,438
SALESFORCE INC COM 79466L302   2,129,343 7,070 SH   SOLE   0 0 7,070
FIFTH THIRD BANCORP COM 316773100   2,093,881 56,272 SH   SOLE   0 0 56,272
ISHARES TR CORE 1 5 YR USD 46432F859   2,060,746 43,439 SH   SOLE   0 0 43,439
MARATHON PETE CORP COM 56585A102   2,057,920 10,213 SH   SOLE   0 0 10,213
PROGRESSIVE CORP COM 743315103   2,019,184 9,763 SH   SOLE   0 0 9,763
CHEVRON CORP NEW COM 166764100   1,997,462 12,663 SH   SOLE   0 0 12,663
RPM INTL INC COM 749685103   1,938,528 16,297 SH   SOLE   0 0 16,297
SMUCKER J M CO COM NEW 832696405   1,915,238 15,216 SH   SOLE   0 0 15,216
AMGEN INC COM 031162100   1,899,826 6,682 SH   SOLE   0 0 6,682
AMERICAN ELEC PWR CO INC COM 025537101   1,888,173 21,930 SH   SOLE   0 0 21,930
INVESCO EXCHANGE TRADED FD T S&P500 EQL DIS 46137V381   1,887,434 36,994 SH   SOLE   0 0 36,994
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,855,987 15,340 SH   SOLE   0 0 15,340
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,839,978 10,076 SH   SOLE   0 0 10,076
VERTEX PHARMACEUTICALS INC COM 92532F100   1,835,482 4,391 SH   SOLE   0 0 4,391
INTEL CORP COM 458140100   1,595,599 36,124 SH   SOLE   0 0 36,124
WENDYS CO COM 95058W100   1,564,417 83,037 SH   SOLE   0 0 83,037
WISDOMTREE TR US S CAP QTY DIV 97717X651   1,543,159 31,087 SH   SOLE   0 0 31,087
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,381,674 28,060 SH   SOLE   0 0 28,060
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662   940,197 11,729 SH   SOLE   0 0 11,729
MEDPACE HLDGS INC COM 58506Q109   909,338 2,250 SH   SOLE   0 0 2,250
ISHARES TR MSCI USA MIN VOL 46429B697   658,443 7,878 SH   SOLE   0 0 7,878
NVIDIA CORPORATION COM 67066G104   451,780 500 SH   SOLE   0 0 500
SPDR SER TR S&P 400 MDCP VAL 78464A839   440,952 5,802 SH   SOLE   0 0 5,802
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   346,265 5,441 SH   SOLE   0 0 5,441
ISHARES TR GLB INFRASTR ETF 464288372   294,911 6,193 SH   SOLE   0 0 6,193
ISHARES TR CORE US AGGBD ET 464287226   290,980 2,971 SH   SOLE   0 0 2,971
SPDR SER TR BLOOMBERG HIGH Y 78468R622   164,601 1,729 SH   SOLE   0 0 1,729
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   159,107 2,666 SH   SOLE   0 0 2,666
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   111,503 2,604 SH   SOLE   0 0 2,604
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   104,557 3,289 SH   SOLE   0 0 3,289
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409   99,968 2,296 SH   SOLE   0 0 2,296
SELECT SECTOR SPDR TR ENERGY 81369Y506   96,581 1,023 SH   SOLE   0 0 1,023
WISDOMTREE TR US QTLY DIV GRT 97717X669   91,809 1,205 SH   SOLE   0 0 1,205
ISHARES TR CONSER ALLOC ETF 464289883   82,230 2,233 SH   SOLE   0 0 2,233
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   79,796 166 SH   SOLE   0 0 166
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   69,686 3,373 SH   SOLE   0 0 3,373
ISHARES TR MSCI EMG MKT ETF 464287234   69,055 1,681 SH   SOLE   0 0 1,681
COLGATE PALMOLIVE CO COM 194162103   63,035 700 SH   SOLE   0 0 700
DISNEY WALT CO COM 254687106   61,180 500 SH   SOLE   0 0 500
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   60,520 2,415 SH   SOLE   0 0 2,415
ISHARES TR CORE TOTAL USD 46434V613   56,486 1,239 SH   SOLE   0 0 1,239
GENERAL MLS INC COM 370334104   45,481 650 SH   SOLE   0 0 650
CION INVT CORP COM 17259U204   45,441 4,131 SH   SOLE   0 0 4,131
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326   35,600 1,000 SH   SOLE   0 0 1,000
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   35,301 1,243 SH   SOLE   0 0 1,243
PFIZER INC COM 717081103   33,522 1,208 SH   SOLE   0 0 1,208
CHECK POINT SOFTWARE TECH LT ORD M22465104   32,802 200 SH   SOLE   0 0 200
ISHARES TR MSCI EAFE ETF 464287465   32,343 405 SH   SOLE   0 0 405
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   31,537 1,249 SH   SOLE   0 0 1,249
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   28,798 333 SH   SOLE   0 0 333
UNITED PARCEL SERVICE INC CL B 911312106   26,753 180 SH   SOLE   0 0 180
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   22,496 279 SH   SOLE   0 0 279
ISHARES TR MSCI ACWI ETF 464288257   17,621 160 SH   SOLE   0 0 160
ISHARES TR U.S. TECH ETF 464287721   14,316 106 SH   SOLE   0 0 106
ISHARES TR ISHARES SEMICDTR 464287523   13,555 60 SH   SOLE   0 0 60
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342   12,464 400 SH   SOLE   0 0 400
OWENS CORNING NEW COM 690742101   10,008 60 SH   SOLE   0 0 60
ISHARES TR MSCI GBL SUS DEV 46435G532   9,917 126 SH   SOLE   0 0 126
ISHARES TR IBOXX HI YD ETF 464288513   8,939 115 SH   SOLE   0 0 115
ABBOTT LABS COM 002824100   6,820 60 SH   SOLE   0 0 60