The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   425,758 24,191 SH   SOLE   0 0 24,191
ABBOTT LABS COM 002824100   333,204 2,932 SH   SOLE   0 0 2,932
ABBVIE INC COM 00287Y109   687,344 3,775 SH   SOLE   0 0 3,775
ADVANCED MICRO DEVICES INC COM 007903107   365,492 2,025 SH   SOLE   0 0 2,025
ALPHABET INC CAP STK CL C 02079K107   1,168,067 7,672 SH   SOLE   0 0 7,672
ALPHABET INC CAP STK CL A 02079K305   747,254 4,951 SH   SOLE   0 0 4,951
ALTRIA GROUP INC COM 02209S103   288,590 6,616 SH   SOLE   0 0 6,616
AMAZON COM INC COM 023135106   4,110,679 22,789 SH   SOLE   0 0 22,789
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   367,926 7,950 SH   SOLE   0 0 7,950
AMERICAN CENTY ETF TR US QUALITY VAL 025072208   209,883 3,600 SH   SOLE   0 0 3,600
AMETEK INC COM 031100100   496,025 2,712 SH   SOLE   0 0 2,712
AMGEN INC COM 031162100   580,013 2,040 SH   SOLE   0 0 2,040
APPLE INC COM 037833100   5,654,693 32,976 SH   SOLE   0 0 32,976
BANK AMERICA CORP COM 060505104   253,049 6,673 SH   SOLE   0 0 6,673
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,393,603 3,314 SH   SOLE   0 0 3,314
CVS HEALTH CORP COM 126650100   281,310 3,527 SH   SOLE   0 0 3,527
CHEVRON CORP NEW COM 166764100   282,315 1,790 SH   SOLE   0 0 1,790
CISCO SYS INC COM 17275R102   271,110 5,432 SH   SOLE   0 0 5,432
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   526,874 14,419 SH   SOLE   0 0 14,419
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   466,978 18,891 SH   SOLE   0 0 18,891
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   4,096,357 71,891 SH   SOLE   0 0 71,891
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,203,352 51,385 SH   SOLE   0 0 51,385
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   312,848 5,334 SH   SOLE   0 0 5,334
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   413,266 12,274 SH   SOLE   0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   17,684,536 553,507 SH   SOLE   0 0 553,507
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   697,456 20,269 SH   SOLE   0 0 20,269
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,993,762 97,647 SH   SOLE   0 0 97,647
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   234,124 8,752 SH   SOLE   0 0 8,752
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   540,470 14,707 SH   SOLE   0 0 14,707
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   705,440 16,816 SH   SOLE   0 0 16,816
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,626,777 181,870 SH   SOLE   0 0 181,870
DISNEY WALT CO COM 254687106   294,056 2,403 SH   SOLE   0 0 2,403
EDWARDS LIFESCIENCES CORP COM 28176E108   299,772 3,137 SH   SOLE   0 0 3,137
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   22,145 21,500 SH   SOLE   0 0 21,500
EXXON MOBIL CORP COM 30231G102   1,538,544 13,236 SH   SOLE   0 0 13,236
META PLATFORMS INC CL A 30303M102   1,256,082 2,587 SH   SOLE   0 0 2,587
FEDEX CORP COM 31428X106   201,947 697 SH   SOLE   0 0 697
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113   205,161 6,955 SH   SOLE   0 0 6,955
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   341,634 8,881 SH   SOLE   0 0 8,881
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   224,178 3,213 SH   SOLE   0 0 3,213
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   765,127 26,203 SH   SOLE   0 0 26,203
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   916,878 20,236 SH   SOLE   0 0 20,236
FORTINET INC COM 34959E109   343,736 5,032 SH   SOLE   0 0 5,032
HOME DEPOT INC COM 437076102   253,757 662 SH   SOLE   0 0 662
HONEYWELL INTL INC COM 438516106   212,742 1,036 SH   SOLE   0 0 1,036
INTEL CORP COM 458140100   354,758 8,032 SH   SOLE   0 0 8,032
INTERNATIONAL BUSINESS MACHS COM 459200101   432,974 2,267 SH   SOLE   0 0 2,267
INVESCO QQQ TR UNIT SER 1 46090E103   2,121,194 4,777 SH   SOLE   0 0 4,777
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   250,012 2,800 SH   SOLE   0 0 2,800
ISHARES GOLD TR ISHARES NEW 464285204   218,158 5,193 SH   SOLE   0 0 5,193
ISHARES TR CORE S&P TTL STK 464287150   4,491,461 38,955 SH   SOLE   0 0 38,955
ISHARES TR SELECT DIVID ETF 464287168   1,850,180 15,020 SH   SOLE   0 0 15,020
ISHARES TR TIPS BD ETF 464287176   302,427 2,816 SH   SOLE   0 0 2,816
ISHARES TR CORE S&P500 ETF 464287200   9,538,795 18,144 SH   SOLE   0 0 18,144
ISHARES TR CORE US AGGBD ET 464287226   823,675 8,410 SH   SOLE   0 0 8,410
ISHARES TR IBOXX INV CP ETF 464287242   2,047,035 18,794 SH   SOLE   0 0 18,794
ISHARES TR S&P 500 GRWT ETF 464287309   5,067,088 60,008 SH   SOLE   0 0 60,008
ISHARES TR S&P 500 VAL ETF 464287408   2,056,574 11,009 SH   SOLE   0 0 11,009
ISHARES TR 7-10 YR TRSY BD 464287440   358,616 3,788 SH   SOLE   0 0 3,788
ISHARES TR 1 3 YR TREAS BD 464287457   1,685,731 20,613 SH   SOLE   0 0 20,613
ISHARES TR RUS MID CAP ETF 464287499   724,942 8,621 SH   SOLE   0 0 8,621
ISHARES TR CORE S&P MCP ETF 464287507   1,426,481 23,485 SH   SOLE   0 0 23,485
ISHARES TR RUS 1000 VAL ETF 464287598   966,993 5,399 SH   SOLE   0 0 5,399
ISHARES TR RUS 1000 GRW ETF 464287614   1,851,067 5,492 SH   SOLE   0 0 5,492
ISHARES TR RUS 2000 GRW ETF 464287648   313,719 1,158 SH   SOLE   0 0 1,158
ISHARES TR CORE S&P US VLU 464287663   423,259 4,680 SH   SOLE   0 0 4,680
ISHARES TR U.S. TECH ETF 464287721   960,809 7,114 SH   SOLE   0 0 7,114
ISHARES TR U.S. REAL ES ETF 464287739   359,195 3,996 SH   SOLE   0 0 3,996
ISHARES TR U.S. FINLS ETF 464287788   269,036 2,813 SH   SOLE   0 0 2,813
ISHARES TR CORE S&P SCP ETF 464287804   11,499,231 104,047 SH   SOLE   0 0 104,047
ISHARES TR CALIF MUN BD ETF 464288356   655,956 11,400 SH   SOLE   0 0 11,400
ISHARES TR ISHS 1-5YR INVS 464288646   2,804,850 54,697 SH   SOLE   0 0 54,697
ISHARES TR SHORT TREAS BD 464288679   584,757 5,290 SH   SOLE   0 0 5,290
ISHARES TR PFD AND INCM SEC 464288687   816,295 25,327 SH   SOLE   0 0 25,327
ISHARES TR MODERT ALLOC ETF 464289875   5,517,404 128,972 SH   SOLE   0 0 128,972
ISHARES TR CONSER ALLOC ETF 464289883   5,363,403 145,646 SH   SOLE   0 0 145,646
ISHARES TR FLTG RATE NT ETF 46429B655   229,668 4,498 SH   SOLE   0 0 4,498
ISHARES TR CORE HIGH DV ETF 46429B663   2,022,629 18,353 SH   SOLE   0 0 18,353
ISHARES TR MSCI USA MIN VOL 46429B697   5,891,774 70,493 SH   SOLE   0 0 70,493
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   914,487 18,123 SH   SOLE   0 0 18,123
ISHARES TR MSCI USA QLT FCT 46432F339   906,177 5,514 SH   SOLE   0 0 5,514
ISHARES TR MSCI USA MMENTM 46432F396   536,013 2,861 SH   SOLE   0 0 2,861
ISHARES TR CORE MSCI TOTAL 46432F834   462,307 6,813 SH   SOLE   0 0 6,813
ISHARES TR CORE MSCI EAFE 46432F842   2,196,627 29,596 SH   SOLE   0 0 29,596
ISHARES TR CORE 1 5 YR USD 46432F859   2,197,577 46,323 SH   SOLE   0 0 46,323
ISHARES INC CORE MSCI EMKT 46434G103   470,315 9,115 SH   SOLE   0 0 9,115
ISHARES TR 0-5YR INVT GR CP 46434V100   475,219 9,655 SH   SOLE   0 0 9,655
ISHARES TR CORE TOTAL USD 46434V613   2,325,364 51,006 SH   SOLE   0 0 51,006
ISHARES TR CORE DIV GRWTH 46434V621   583,632 10,052 SH   SOLE   0 0 10,052
ISHARES TR US FIXED INC BAL 46435U796   354,562 4,122 SH   SOLE   0 0 4,122
JPMORGAN CHASE & CO COM 46625H100   757,112 3,780 SH   SOLE   0 0 3,780
JOHNSON & JOHNSON COM 478160104   803,185 5,077 SH   SOLE   0 0 5,077
ELI LILLY & CO COM 532457108   484,994 623 SH   SOLE   0 0 623
MASTERCARD INCORPORATED CL A 57636Q104   264,992 550 SH   SOLE   0 0 550
MERCK & CO INC COM 58933Y105   276,171 2,093 SH   SOLE   0 0 2,093
MICROSOFT CORP COM 594918104   4,742,255 11,272 SH   SOLE   0 0 11,272
NVIDIA CORPORATION COM 67066G104   1,090,160 1,207 SH   SOLE   0 0 1,207
NUVEEN FLOATING RATE INCOME COM 67072T108   157,130 17,999 SH   SOLE   0 0 17,999
ORACLE CORP COM 68389X105   214,793 1,710 SH   SOLE   0 0 1,710
PEPSICO INC COM 713448108   225,099 1,286 SH   SOLE   0 0 1,286
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   253,388 2,520 SH   SOLE   0 0 2,520
PROCTER AND GAMBLE CO COM 742718109   3,546,127 21,856 SH   SOLE   0 0 21,856
PROLOGIS INC. COM 74340W103   940,970 7,226 SH   SOLE   0 0 7,226
PROSHARES TR S&P 500 DV ARIST 74348A467   355,797 3,508 SH   SOLE   0 0 3,508
PUBLIC STORAGE COM 74460D109   248,291 856 SH   SOLE   0 0 856
RLI CORP COM 749607107   275,263 1,854 SH   SOLE   0 0 1,854
RTX CORPORATION COM 75513E101   344,913 3,536 SH   SOLE   0 0 3,536
REALTY INCOME CORP COM 756109104   1,404,171 25,955 SH   SOLE   0 0 25,955
REPLIGEN CORP COM 759916109   316,894 1,723 SH   SOLE   0 0 1,723
SPDR S&P 500 ETF TR TR UNIT 78462F103   776,446 1,484 SH   SOLE   0 0 1,484
SPDR GOLD TR GOLD SHS 78463V107   590,622 2,871 SH   SOLE   0 0 2,871
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   271,700 4,869 SH   SOLE   0 0 4,869
SPDR SER TR FTSE INT GVT ETF 78464A490   350,498 8,767 SH   SOLE   0 0 8,767
SPDR SER TR S&P DIVID ETF 78464A763   624,372 4,757 SH   SOLE   0 0 4,757
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,953,214 3,510 SH   SOLE   0 0 3,510
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   220,210 2,375 SH   SOLE   0 0 2,375
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,896,628 23,523 SH   SOLE   0 0 23,523
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   704,453 9,225 SH   SOLE   0 0 9,225
SELECT SECTOR SPDR TR ENERGY 81369Y506   202,529 2,145 SH   SOLE   0 0 2,145
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   872,234 20,708 SH   SOLE   0 0 20,708
STARBUCKS CORP COM 855244109   236,616 2,589 SH   SOLE   0 0 2,589
STRYKER CORPORATION COM 863667101   217,918 609 SH   SOLE   0 0 609
TESLA INC COM 88160R101   1,073,062 6,104 SH   SOLE   0 0 6,104
UNITEDHEALTH GROUP INC COM 91324P102   258,155 522 SH   SOLE   0 0 522
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,933,766 27,018 SH   SOLE   0 0 27,018
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,051,202 17,433 SH   SOLE   0 0 17,433
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   845,986 2,776 SH   SOLE   0 0 2,776
VANGUARD BD INDEX FDS INTERMED TERM 921937819   246,256 3,266 SH   SOLE   0 0 3,266
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,129,593 15,553 SH   SOLE   0 0 15,553
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   437,373 8,718 SH   SOLE   0 0 8,718
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   15,501,715 128,124 SH   SOLE   0 0 128,124
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,684,025 53,547 SH   SOLE   0 0 53,547
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   209,002 4,218 SH   SOLE   0 0 4,218
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   281,755 4,804 SH   SOLE   0 0 4,804
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,037,057 24,828 SH   SOLE   0 0 24,828
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,216,999 38,178 SH   SOLE   0 0 38,178
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,206,380 15,604 SH   SOLE   0 0 15,604
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   294,144 3,839 SH   SOLE   0 0 3,839
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   864,741 3,712 SH   SOLE   0 0 3,712
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   523,234 6,499 SH   SOLE   0 0 6,499
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,999,200 4,159 SH   SOLE   0 0 4,159
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   208,674 885 SH   SOLE   0 0 885
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,409,364 16,297 SH   SOLE   0 0 16,297
VANGUARD INDEX FDS SM CP VAL ETF 922908611   257,130 1,340 SH   SOLE   0 0 1,340
VANGUARD INDEX FDS MID CAP ETF 922908629   444,671 1,780 SH   SOLE   0 0 1,780
VANGUARD INDEX FDS GROWTH ETF 922908736   14,807,161 43,019 SH   SOLE   0 0 43,019
VANGUARD INDEX FDS VALUE ETF 922908744   6,560,897 40,286 SH   SOLE   0 0 40,286
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,821,407 7,968 SH   SOLE   0 0 7,968
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,106,282 8,104 SH   SOLE   0 0 8,104
VERIZON COMMUNICATIONS INC COM 92343V104   655,350 15,618 SH   SOLE   0 0 15,618
VERTEX PHARMACEUTICALS INC COM 92532F100   297,623 712 SH   SOLE   0 0 712
VISA INC COM CL A 92826C839   243,726 873 SH   SOLE   0 0 873
WALMART INC COM 931142103   218,604 3,633 SH   SOLE   0 0 3,633
WASTE MGMT INC DEL COM 94106L109   346,134 1,624 SH   SOLE   0 0 1,624
WELLS FARGO CO NEW COM 949746101   339,781 5,862 SH   SOLE   0 0 5,862
WELLTOWER INC COM 95040Q104   452,810 4,846 SH   SOLE   0 0 4,846
WORKDAY INC CL A 98138H101   284,478 1,043 SH   SOLE   0 0 1,043
WORKHORSE GROUP INC COM NEW 98138J206   2,381 10,150 SH   SOLE   0 0 10,150