The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   500,865 3,718 SH   SOLE   0 0 3,718
ADVANCED MICRO DEVICES INC COM 007903107   226,111 1,985 SH   SOLE   0 0 1,985
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   362,627 7,950 SH   SOLE   0 0 7,950
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   200,000 4,000 SH   SOLE   0 0 4,000
AMGEN INC COM 031162100   448,480 2,020 SH   SOLE   0 0 2,020
APPLE INC COM 037833100   6,613,724 34,097 SH   SOLE   0 0 34,097
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,012,429 2,969 SH   SOLE   0 0 2,969
BRISTOL-MYERS SQUIBB CO COM 110122108   210,076 3,285 SH   SOLE   0 0 3,285
CVS HEALTH CORP COM 126650100   240,607 3,480 SH   SOLE   0 0 3,480
CHEVRON CORP NEW COM 166764100   272,805 1,734 SH   SOLE   0 0 1,734
CISCO SYS INC COM 17275R102   273,899 5,294 SH   SOLE   0 0 5,294
COCA COLA CO COM 191216100   219,737 3,649 SH   SOLE   0 0 3,649
DELL TECHNOLOGIES INC CL C 24703L202   284,835 5,264 SH   SOLE   0 0 5,264
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,217,011 40,456 SH   SOLE   0 0 40,456
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,879,301 83,458 SH   SOLE   0 0 83,458
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   202,317 6,159 SH   SOLE   0 0 6,159
DISNEY WALT CO COM 254687106   249,169 2,791 SH   SOLE   0 0 2,791
EDWARDS LIFESCIENCES CORP COM 28176E108   318,269 3,374 SH   SOLE   0 0 3,374
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   73,780 16,000 SH   SOLE   0 0 16,000
META PLATFORMS INC CL A 30303M102   780,873 2,721 SH   SOLE   0 0 2,721
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   210,443 3,334 SH   SOLE   0 0 3,334
FORTINET INC COM 34959E109   377,950 5,000 SH   SOLE   0 0 5,000
HONEYWELL INTL INC COM 438516106   246,715 1,189 SH   SOLE   0 0 1,189
INVESCO QQQ TR UNIT SER 1 46090E103   1,621,252 4,389 SH   SOLE   0 0 4,389
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   212,645 9,557 SH   SOLE   0 0 9,557
ISHARES TR S&P 500 VAL ETF 464287408   1,791,587 11,095 SH   SOLE   0 0 11,095
ISHARES TR 1 3 YR TREAS BD 464287457   1,632,303 20,132 SH   SOLE   0 0 20,132
ISHARES TR CORE S&P MCP ETF 464287507   915,888 3,503 SH   SOLE   0 0 3,503
ISHARES TR CORE S&P US VLU 464287663   356,709 4,558 SH   SOLE   0 0 4,558
ISHARES TR SP SMCP600VL ETF 464287879   202,542 2,130 SH   SOLE   0 0 2,130
ISHARES TR NATIONAL MUN ETF 464288414   216,969 2,033 SH   SOLE   0 0 2,033
ISHARES TR PFD AND INCM SEC 464288687   653,214 21,119 SH   SOLE   0 0 21,119
ISHARES TR CONSER ALLOC ETF 464289883   5,272,450 149,616 SH   SOLE   0 0 149,616
ISHARES TR MSCI USA QLT FCT 46432F339   696,175 5,162 SH   SOLE   0 0 5,162
ISHARES INC CORE MSCI EMKT 46434G103   293,937 5,963 SH   SOLE   0 0 5,963
ISHARES TR CORE DIV GRWTH 46434V621   514,529 9,985 SH   SOLE   0 0 9,985
JPMORGAN CHASE & CO COM 46625H100   528,381 3,633 SH   SOLE   0 0 3,633
JOHNSON & JOHNSON COM 478160104   1,006,213 6,079 SH   SOLE   0 0 6,079
LILLY ELI & CO COM 532457108   284,344 606 SH   SOLE   0 0 606
MASTERCARD INCORPORATED CL A 57636Q104   201,752 513 SH   SOLE   0 0 513
MICROSOFT CORP COM 594918104   3,702,953 10,884 SH   SOLE   0 0 10,884
NUVEEN FLOATING RATE INCOME COM 67072T108   142,000 17,997 SH   SOLE   0 0 17,997
ORACLE CORP COM 68389X105   200,428 1,683 SH   SOLE   0 0 1,683
PFIZER INC COM 717081103   238,225 6,495 SH   SOLE   0 0 6,495
PROLOGIS INC. COM 74340W103   886,124 7,226 SH   SOLE   0 0 7,226
REPLIGEN CORP COM 759916109   243,311 1,720 SH   SOLE   0 0 1,720
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   205,901 3,921 SH   SOLE   0 0 3,921
SPDR SER TR FTSE INT GVT ETF 78464A490   297,084 7,114 SH   SOLE   0 0 7,114
SPDR SER TR S&P DIVID ETF 78464A763   591,265 4,824 SH   SOLE   0 0 4,824
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,753,304 3,661 SH   SOLE   0 0 3,661
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,846,637 25,429 SH   SOLE   0 0 25,429
SEAGEN INC COM 81181C104   202,083 1,050 SH   SOLE   0 0 1,050
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   653,636 8,813 SH   SOLE   0 0 8,813
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   526,256 15,611 SH   SOLE   0 0 15,611
STARBUCKS CORP COM 855244109   274,640 2,772 SH   SOLE   0 0 2,772
TESLA INC COM 88160R101   1,515,446 5,789 SH   SOLE   0 0 5,789
UNITEDHEALTH GROUP INC COM 91324P102   223,286 465 SH   SOLE   0 0 465
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   698,871 2,750 SH   SOLE   0 0 2,750
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   207,357 4,218 SH   SOLE   0 0 4,218
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,040,452 25,577 SH   SOLE   0 0 25,577
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,259,216 3,092 SH   SOLE   0 0 3,092
VANGUARD INDEX FDS MID CAP ETF 922908629   257,071 1,168 SH   SOLE   0 0 1,168
VERIZON COMMUNICATIONS INC COM 92343V104   600,708 16,152 SH   SOLE   0 0 16,152
VMWARE INC CL A COM 928563402   412,678 2,872 SH   SOLE   0 0 2,872
WASTE MGMT INC DEL COM 94106L109   278,148 1,604 SH   SOLE   0 0 1,604
WELLTOWER INC COM 95040Q104   401,053 4,958 SH   SOLE   0 0 4,958
WORKHORSE GROUP INC COM NEW 98138J206   8,847 10,150 SH   SOLE   0 0 10,150
ABBOTT LABS COM 002824100   313,957 2,880 SH   SOLE   0 0 2,880
AMAZON COM INC COM 023135106   2,913,154 22,347 SH   SOLE   0 0 22,347
AMETEK INC COM 031100100   437,076 2,700 SH   SOLE   0 0 2,700
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,814,063 37,667 SH   SOLE   0 0 37,667
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   581,822 20,269 SH   SOLE   0 0 20,269
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   50,595 10,652 SH   SOLE   0 0 10,652
HOME DEPOT INC COM 437076102   201,144 648 SH   SOLE   0 0 648
ISHARES TR CORE S&P500 ETF 464287200   7,542,038 16,921 SH   SOLE   0 0 16,921
ISHARES TR RUS MID CAP ETF 464287499   668,118 9,149 SH   SOLE   0 0 9,149
ISHARES TR RUS 2000 VAL ETF 464287630   262,620 1,865 SH   SOLE   0 0 1,865
ISHARES TR U.S. TECH ETF 464287721   745,657 6,849 SH   SOLE   0 0 6,849
ISHARES TR CORE S&P SCP ETF 464287804   9,004,512 90,526 SH   SOLE   0 0 90,526
ISHARES TR JPMORGAN USD EMG 464288281   286,066 3,306 SH   SOLE   0 0 3,306
ISHARES TR SHORT TREAS BD 464288679   584,280 5,290 SH   SOLE   0 0 5,290
ISHARES TR MODERT ALLOC ETF 464289875   4,533,103 112,178 SH   SOLE   0 0 112,178
ISHARES TR FLTG RATE NT ETF 46429B655   228,588 4,498 SH   SOLE   0 0 4,498
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   926,930 18,643 SH   SOLE   0 0 18,643
ISHARES TR CORE MSCI EAFE 46432F842   1,941,020 28,756 SH   SOLE   0 0 28,756
ISHARES TR CORE TOTAL USD 46434V613   928,088 20,411 SH   SOLE   0 0 20,411
ISHARES TR U.S. FIXED INCME 46435U796   521,170 6,197 SH   SOLE   0 0 6,197
NVIDIA CORPORATION COM 67066G104   410,752 971 SH   SOLE   0 0 971
PROCTER AND GAMBLE CO COM 742718109   3,526,215 23,239 SH   SOLE   0 0 23,239
RLI CORP COM 749607107   285,905 2,195 SH   SOLE   0 0 2,195
SPDR S&P 500 ETF TR TR UNIT 78462F103   500,918 1,130 SH   SOLE   0 0 1,130
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,144,207 25,514 SH   SOLE   0 0 25,514
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,666,827 119,420 SH   SOLE   0 0 119,420
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   261,386 4,804 SH   SOLE   0 0 4,804
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,076,145 14,223 SH   SOLE   0 0 14,223
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   873,225 17,388 SH   SOLE   0 0 17,388
VANGUARD INDEX FDS SM CP VAL ETF 922908611   221,646 1,340 SH   SOLE   0 0 1,340
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,369,390 6,217 SH   SOLE   0 0 6,217
WELLS FARGO CO NEW COM 949746101   241,623 5,661 SH   SOLE   0 0 5,661
AT&T INC COM 00206R102   361,964 22,694 SH   SOLE   0 0 22,694
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   222,463 7,179 SH   SOLE   0 0 7,179
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   281,576 6,075 SH   SOLE   0 0 6,075
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,760,820 161,339 SH   SOLE   0 0 161,339
EXXON MOBIL CORP COM 30231G102   1,255,811 11,709 SH   SOLE   0 0 11,709
INTEL CORP COM 458140100   284,547 8,509 SH   SOLE   0 0 8,509
INTERNATIONAL BUSINESS MACHS COM 459200101   308,393 2,305 SH   SOLE   0 0 2,305
ISHARES TR CORE US AGGBD ET 464287226   867,641 8,858 SH   SOLE   0 0 8,858
ISHARES TR IBOXX INV CP ETF 464287242   2,115,167 19,560 SH   SOLE   0 0 19,560
ISHARES TR S&P 500 GRWT ETF 464287309   3,769,671 53,486 SH   SOLE   0 0 53,486
ISHARES TR RUS 1000 VAL ETF 464287598   747,620 4,737 SH   SOLE   0 0 4,737
ISHARES TR RUS 1000 GRW ETF 464287614   1,256,892 4,568 SH   SOLE   0 0 4,568
ISHARES TR RUS 2000 GRW ETF 464287648   317,559 1,309 SH   SOLE   0 0 1,309
ISHARES TR U.S. REAL ES ETF 464287739   336,121 3,884 SH   SOLE   0 0 3,884
ISHARES TR U.S. FINLS ETF 464287788   209,638 2,810 SH   SOLE   0 0 2,810
ISHARES TR ISHS 1-5YR INVS 464288646   2,873,224 57,270 SH   SOLE   0 0 57,270
ISHARES TR CORE HIGH DV ETF 46429B663   1,879,765 18,650 SH   SOLE   0 0 18,650
ISHARES TR MSCI USA MIN VOL 46429B697   5,087,036 68,439 SH   SOLE   0 0 68,439
ISHARES TR CORE 1 5 YR USD 46432F859   2,160,467 46,322 SH   SOLE   0 0 46,322
MERCK & CO INC COM 58933Y105   269,464 2,335 SH   SOLE   0 0 2,335
PEPSICO INC COM 713448108   251,704 1,359 SH   SOLE   0 0 1,359
RAYTHEON TECHNOLOGIES CORP COM 75513E101   303,812 3,101 SH   SOLE   0 0 3,101
REALTY INCOME CORP COM 756109104   1,637,816 27,393 SH   SOLE   0 0 27,393
SPDR GOLD TR GOLD SHS 78463V107   527,679 2,960 SH   SOLE   0 0 2,960
VANGUARD STAR FDS VG TL INTL STK F 921909768   683,415 12,186 SH   SOLE   0 0 12,186
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,248,932 51,407 SH   SOLE   0 0 51,407
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   267,836 3,540 SH   SOLE   0 0 3,540
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   366,620 4,639 SH   SOLE   0 0 4,639
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,417,105 16,959 SH   SOLE   0 0 16,959
ALPHABET INC CAP STK CL C 02079K107   906,734 7,496 SH   SOLE   0 0 7,496
ALPHABET INC CAP STK CL A 02079K305   585,034 4,888 SH   SOLE   0 0 4,888
ALTRIA GROUP INC COM 02209S103   351,523 7,760 SH   SOLE   0 0 7,760
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   535,016 22,805 SH   SOLE   0 0 22,805
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   373,743 12,274 SH   SOLE   0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   13,574,071 499,966 SH   SOLE   0 0 499,966
ISHARES TR CORE S&P TTL STK 464287150   3,699,997 37,817 SH   SOLE   0 0 37,817
ISHARES TR SELECT DIVID ETF 464287168   1,836,125 16,206 SH   SOLE   0 0 16,206
ISHARES TR TIPS BD ETF 464287176   732,288 6,804 SH   SOLE   0 0 6,804
ISHARES TR MSCI USA MMENTM 46432F396   412,502 2,860 SH   SOLE   0 0 2,860
ISHARES TR CORE MSCI TOTAL 46432F834   504,655 8,059 SH   SOLE   0 0 8,059
ISHARES TR 0-5YR INVT GR CP 46434V100   446,184 9,255 SH   SOLE   0 0 9,255
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   204,786 2,710 SH   SOLE   0 0 2,710
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   596,749 8,210 SH   SOLE   0 0 8,210
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   420,415 9,104 SH   SOLE   0 0 9,104
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,774,072 30,730 SH   SOLE   0 0 30,730
VANGUARD INDEX FDS GROWTH ETF 922908736   11,172,082 39,483 SH   SOLE   0 0 39,483
VANGUARD INDEX FDS VALUE ETF 922908744   5,093,290 35,843 SH   SOLE   0 0 35,843
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,476,785 7,425 SH   SOLE   0 0 7,425