The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   299,889 2,962 SH   SOLE   0 0 2,962
AMAZON COM INC COM 023135106   1,625,990 15,742 SH   SOLE   0 0 15,742
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   368,681 7,950 SH   SOLE   0 0 7,950
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   201,400 4,000 SH   SOLE   0 0 4,000
AMETEK INC COM 031100100   392,391 2,700 SH   SOLE   0 0 2,700
AMGEN INC COM 031162100   488,335 2,020 SH   SOLE   0 0 2,020
APPLE INC COM 037833100   4,967,176 30,122 SH   SOLE   0 0 30,122
BANK AMERICA CORP COM 060505104   207,763 7,264 SH   SOLE   0 0 7,264
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   842,016 2,727 SH   SOLE   0 0 2,727
BRISTOL-MYERS SQUIBB CO COM 110122108   227,683 3,285 SH   SOLE   0 0 3,285
CVS HEALTH CORP COM 126650100   267,667 3,602 SH   SOLE   0 0 3,602
CHEVRON CORP NEW COM 166764100   268,194 1,644 SH   SOLE   0 0 1,644
COCA COLA CO COM 191216100   207,365 3,343 SH   SOLE   0 0 3,343
DISNEY WALT CO COM 254687106   279,450 2,791 SH   SOLE   0 0 2,791
HOME DEPOT INC COM 437076102   220,607 748 SH   SOLE   0 0 748
HONEYWELL INTL INC COM 438516106   227,174 1,189 SH   SOLE   0 0 1,189
INTEL CORP COM 458140100   272,927 8,354 SH   SOLE   0 0 8,354
INTERNATIONAL BUSINESS MACHS COM 459200101   273,251 2,084 SH   SOLE   0 0 2,084
ISHARES TR CORE S&P TTL STK 464287150   3,172,883 35,040 SH   SOLE   0 0 35,040
ISHARES TR SELECT DIVID ETF 464287168   1,908,529 16,287 SH   SOLE   0 0 16,287
ISHARES TR TIPS BD ETF 464287176   711,255 6,451 SH   SOLE   0 0 6,451
ISHARES TR CORE S&P500 ETF 464287200   6,443,198 15,674 SH   SOLE   0 0 15,674
ISHARES TR CORE US AGGBD ET 464287226   798,216 8,011 SH   SOLE   0 0 8,011
ISHARES TR IBOXX INV CP ETF 464287242   2,159,470 19,701 SH   SOLE   0 0 19,701
ISHARES TR S&P 500 GRWT ETF 464287309   3,378,365 52,878 SH   SOLE   0 0 52,878
ISHARES TR S&P 500 VAL ETF 464287408   1,674,593 11,034 SH   SOLE   0 0 11,034
ISHARES TR 1 3 YR TREAS BD 464287457   1,548,880 18,852 SH   SOLE   0 0 18,852
ISHARES TR RUS MDCP VAL ETF 464287473   322,954 3,041 SH   SOLE   0 0 3,041
ISHARES TR RUS MID CAP ETF 464287499   639,642 9,148 SH   SOLE   0 0 9,148
ISHARES TR CORE S&P MCP ETF 464287507   853,716 3,413 SH   SOLE   0 0 3,413
ISHARES TR RUS 1000 VAL ETF 464287598   712,513 4,680 SH   SOLE   0 0 4,680
ISHARES TR RUS 1000 GRW ETF 464287614   1,052,604 4,308 SH   SOLE   0 0 4,308
ISHARES TR RUS 2000 VAL ETF 464287630   374,002 2,730 SH   SOLE   0 0 2,730
ISHARES TR RUS 2000 GRW ETF 464287648   304,739 1,344 SH   SOLE   0 0 1,344
ISHARES TR CORE S&P US VLU 464287663   336,289 4,558 SH   SOLE   0 0 4,558
ISHARES TR U.S. TECH ETF 464287721   580,301 6,253 SH   SOLE   0 0 6,253
ISHARES TR U.S. REAL ES ETF 464287739   329,752 3,884 SH   SOLE   0 0 3,884
ISHARES TR CORE S&P SCP ETF 464287804   7,822,863 80,898 SH   SOLE   0 0 80,898
ISHARES TR JPMORGAN USD EMG 464288281   297,892 3,453 SH   SOLE   0 0 3,453
ISHARES TR NATIONAL MUN ETF 464288414   219,021 2,033 SH   SOLE   0 0 2,033
ISHARES TR ISHS 1-5YR INVS 464288646   2,865,606 56,700 SH   SOLE   0 0 56,700
ISHARES TR SHORT TREAS BD 464288679   584,545 5,290 SH   SOLE   0 0 5,290
ISHARES TR PFD AND INCM SEC 464288687   538,957 17,263 SH   SOLE   0 0 17,263
ISHARES TR MODERT ALLOC ETF 464289875   4,389,576 110,125 SH   SOLE   0 0 110,125
ISHARES TR CONSER ALLOC ETF 464289883   5,193,449 148,554 SH   SOLE   0 0 148,554
JOHNSON & JOHNSON COM 478160104   946,274 6,105 SH   SOLE   0 0 6,105
LILLY ELI & CO COM 532457108   204,078 594 SH   SOLE   0 0 594
MICROSOFT CORP COM 594918104   2,821,692 9,787 SH   SOLE   0 0 9,787
PEPSICO INC COM 713448108   256,576 1,407 SH   SOLE   0 0 1,407
PFIZER INC COM 717081103   269,302 6,601 SH   SOLE   0 0 6,601
PROCTER AND GAMBLE CO COM 742718109   3,444,358 23,165 SH   SOLE   0 0 23,165
RLI CORP COM 749607107   372,148 2,800 SH   SOLE   0 0 2,800
REALTY INCOME CORP COM 756109104   1,734,128 27,387 SH   SOLE   0 0 27,387
REPLIGEN CORP COM 759916109   289,579 1,720 SH   SOLE   0 0 1,720
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,770,876 24,206 SH   SOLE   0 0 24,206
STARBUCKS CORP COM 855244109   297,336 2,855 SH   SOLE   0 0 2,855
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,835,519 24,904 SH   SOLE   0 0 24,904
VANGUARD STAR FDS VG TL INTL STK F 921909768   628,809 11,389 SH   SOLE   0 0 11,389
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   618,029 2,681 SH   SOLE   0 0 2,681
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   574,139 7,776 SH   SOLE   0 0 7,776
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   411,220 9,104 SH   SOLE   0 0 9,104
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   11,684,989 110,758 SH   SOLE   0 0 110,758
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,116,528 50,307 SH   SOLE   0 0 50,307
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   254,196 4,754 SH   SOLE   0 0 4,754
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   905,484 22,413 SH   SOLE   0 0 22,413
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   830,216 16,388 SH   SOLE   0 0 16,388
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,001,576 2,663 SH   SOLE   0 0 2,663
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,076,127 12,959 SH   SOLE   0 0 12,959
VANGUARD INDEX FDS SM CP VAL ETF 922908611   224,178 1,412 SH   SOLE   0 0 1,412
VANGUARD INDEX FDS GROWTH ETF 922908736   9,560,140 38,326 SH   SOLE   0 0 38,326
VANGUARD INDEX FDS VALUE ETF 922908744   4,813,686 34,854 SH   SOLE   0 0 34,854
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,358,030 7,164 SH   SOLE   0 0 7,164
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,278,135 6,262 SH   SOLE   0 0 6,262
VMWARE INC CL A COM 928563402   426,113 3,413 SH   SOLE   0 0 3,413
WELLS FARGO CO NEW COM 949746101   230,720 6,172 SH   SOLE   0 0 6,172
RAYTHEON TECHNOLOGIES CORP COM 75513E101   303,699 3,101 SH   SOLE   0 0 3,101
INVESCO QQQ TR UNIT SER 1 46090E103   1,322,424 4,121 SH   SOLE   0 0 4,121
EDWARDS LIFESCIENCES CORP COM 28176E108   295,677 3,574 SH   SOLE   0 0 3,574
FORTINET INC COM 34959E109   332,300 5,000 SH   SOLE   0 0 5,000
AT&T INC COM 00206R102   318,193 16,529 SH   SOLE   0 0 16,529
ABBVIE INC COM 00287Y109   605,214 3,798 SH   SOLE   0 0 3,798
ALPHABET INC CAP STK CL C 02079K107   782,655 7,526 SH   SOLE   0 0 7,526
ALPHABET INC CAP STK CL A 02079K305   553,918 5,340 SH   SOLE   0 0 5,340
ALTRIA GROUP INC COM 02209S103   365,031 8,181 SH   SOLE   0 0 8,181
CISCO SYS INC COM 17275R102   297,472 5,691 SH   SOLE   0 0 5,691
DELL TECHNOLOGIES INC CL C 24703L202   304,148 7,564 SH   SOLE   0 0 7,564
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   464,051 20,159 SH   SOLE   0 0 20,159
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,502,491 33,817 SH   SOLE   0 0 33,817
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,996,125 37,877 SH   SOLE   0 0 37,877
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   368,834 12,274 SH   SOLE   0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   10,604,949 416,207 SH   SOLE   0 0 416,207
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   539,561 20,269 SH   SOLE   0 0 20,269
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,804,151 83,756 SH   SOLE   0 0 83,756
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   283,460 6,075 SH   SOLE   0 0 6,075
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,660,426 158,735 SH   SOLE   0 0 158,735
EXXON MOBIL CORP COM 30231G102   1,292,468 11,786 SH   SOLE   0 0 11,786
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   61,037 13,747 SH   SOLE   0 0 13,747
META PLATFORMS INC CL A 30303M102   619,077 2,921 SH   SOLE   0 0 2,921
ISHARES TR FLTG RATE NT ETF 46429B655   312,519 6,202 SH   SOLE   0 0 6,202
ISHARES TR CORE HIGH DV ETF 46429B663   1,873,177 18,426 SH   SOLE   0 0 18,426
ISHARES TR MSCI USA MIN VOL 46429B697   4,826,431 66,352 SH   SOLE   0 0 66,352
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   800,693 16,143 SH   SOLE   0 0 16,143
ISHARES TR MSCI USA QLT FCT 46432F339   640,193 5,160 SH   SOLE   0 0 5,160
ISHARES TR MSCI USA MMENTM 46432F396   397,479 2,859 SH   SOLE   0 0 2,859
ISHARES TR CORE MSCI TOTAL 46432F834   499,255 8,059 SH   SOLE   0 0 8,059
ISHARES TR CORE MSCI EAFE 46432F842   1,735,183 25,956 SH   SOLE   0 0 25,956
ISHARES TR CORE 1 5 YR USD 46432F859   2,183,429 46,303 SH   SOLE   0 0 46,303
ISHARES INC CORE MSCI EMKT 46434G103   235,640 4,830 SH   SOLE   0 0 4,830
ISHARES TR 0-5YR INVT GR CP 46434V100   448,682 9,255 SH   SOLE   0 0 9,255
ISHARES TR CORE TOTAL USD 46434V613   935,045 20,261 SH   SOLE   0 0 20,261
ISHARES TR CORE DIV GRWTH 46434V621   483,306 9,668 SH   SOLE   0 0 9,668
ISHARES TR U.S. FIXED INCME 46435U796   620,201 7,289 SH   SOLE   0 0 7,289
JPMORGAN CHASE & CO COM 46625H100   461,687 3,543 SH   SOLE   0 0 3,543
LORDSTOWN MOTORS CORP COM CL A 54405Q100   7,317 11,035 SH   SOLE   0 0 11,035
MERCK & CO INC COM 58933Y105   248,446 2,335 SH   SOLE   0 0 2,335
NVIDIA CORPORATION COM 67066G104   264,715 953 SH   SOLE   0 0 953
NUVEEN FLOATING RATE INCOME COM 67072T108   147,576 17,997 SH   SOLE   0 0 17,997
PROLOGIS INC. COM 74340W103   901,588 7,226 SH   SOLE   0 0 7,226
SPDR S&P 500 ETF TR TR UNIT 78462F103   317,052 774 SH   SOLE   0 0 774
SPDR GOLD TR GOLD SHS 78463V107   544,713 2,973 SH   SOLE   0 0 2,973
SPDR SER TR S&P DIVID ETF 78464A763   596,715 4,824 SH   SOLE   0 0 4,824
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,686,456 3,679 SH   SOLE   0 0 3,679
SEAGEN INC COM 81181C104   212,594 1,050 SH   SOLE   0 0 1,050
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   616,443 8,251 SH   SOLE   0 0 8,251
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   509,821 15,858 SH   SOLE   0 0 15,858
TESLA INC COM 88160R101   1,185,681 5,715 SH   SOLE   0 0 5,715
UNITEDHEALTH GROUP INC COM 91324P102   219,539 465 SH   SOLE   0 0 465
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   207,694 4,218 SH   SOLE   0 0 4,218
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,522,947 26,016 SH   SOLE   0 0 26,016
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   801,252 10,511 SH   SOLE   0 0 10,511
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   251,346 3,280 SH   SOLE   0 0 3,280
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   250,206 3,119 SH   SOLE   0 0 3,119
VERIZON COMMUNICATIONS INC COM 92343V104   556,678 14,314 SH   SOLE   0 0 14,314
WASTE MGMT INC DEL COM 94106L109   261,708 1,604 SH   SOLE   0 0 1,604
WELLTOWER INC COM 95040Q104   353,217 4,927 SH   SOLE   0 0 4,927
WORKHORSE GROUP INC COM NEW 98138J206   13,500 10,150 SH   SOLE   0 0 10,150