The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   6,450,309 42,453 SH   SOLE   0 0 42,453
PRUDENTIAL FINL INC COM 744320102   315,486 3,042 SH   SOLE   0 0 3,042
WISDOMTREE TR JAPN HEDGE EQT 97717W851   860,268 9,778 SH   SOLE   0 0 9,778
INVESCO QQQ TR UNIT SER 1 46090E103   950,916 2,322 SH   SOLE   0 0 2,322
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   922,812 4,794 SH   SOLE   0 0 4,794
STARBUCKS CORP COM 855244109   799,763 8,330 SH   SOLE   0 0 8,330
ELEVANCE HEALTH INC COM 036752103   2,771,563 5,877 SH   SOLE   0 0 5,877
ISHARES GOLD TR ISHARES NEW 464285204   11,105,440 284,536 SH   SOLE   0 0 284,536
EBAY INC. COM 278642103   340,803 7,813 SH   SOLE   0 0 7,813
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   132,172 12,795 SH   SOLE   0 0 12,795
VULCAN MATLS CO COM 929160109   298,291 1,314 SH   SOLE   0 0 1,314
JOHNSON & JOHNSON COM 478160104   2,295,958 14,648 SH   SOLE   0 0 14,648
VANGUARD INDEX FDS TOTAL STK MKT 922908769   384,296 1,620 SH   SOLE   0 0 1,620
VANGUARD WORLD FDS ENERGY ETF 92204A306   316,539 2,699 SH   SOLE   0 0 2,699
COSTCO WHSL CORP NEW COM 22160K105   1,958,469 2,967 SH   SOLE   0 0 2,967
CLEVELAND-CLIFFS INC NEW COM 185899101   863,807 42,302 SH   SOLE   0 0 42,302
ISHARES TR MSCI EMG MKT ETF 464287234   447,095 11,119 SH   SOLE   0 0 11,119
GOLDMAN SACHS GROUP INC COM 38141G104   280,455 727 SH   SOLE   0 0 727
SHELL PLC SPON ADS 780259305   462,715 7,032 SH   SOLE   0 0 7,032
ISHARES TR US INDUSTRIALS 464287754   245,760 2,149 SH   SOLE   0 0 2,149
PROCTER AND GAMBLE CO COM 742718109   855,647 5,839 SH   SOLE   0 0 5,839
COCA COLA CO COM 191216100   797,559 13,534 SH   SOLE   0 0 13,534
ISHARES TR U.S. ENERGY ETF 464287796   470,231 10,658 SH   SOLE   0 0 10,658
OCCIDENTAL PETE CORP COM 674599105   1,321,203 22,127 SH   SOLE   0 0 22,127
INTEL CORP COM 458140100   582,850 11,599 SH   SOLE   0 0 11,599
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   347,097 921 SH   SOLE   0 0 921
MERCK & CO INC COM 58933Y105   666,221 6,111 SH   SOLE   0 0 6,111
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,181,621 2,486 SH   SOLE   0 0 2,486
MASTERCARD INCORPORATED CL A 57636Q104   1,962,975 4,602 SH   SOLE   0 0 4,602
ISHARES TR TIPS BD ETF 464287176   925,704 8,612 SH   SOLE   0 0 8,612
ISHARES TR S&P 100 ETF 464287101   534,125 2,391 SH   SOLE   0 0 2,391
PEPSICO INC COM 713448108   367,534 2,164 SH   SOLE   0 0 2,164
ISHARES TR 1 3 YR TREAS BD 464287457   1,486,729 18,122 SH   SOLE   0 0 18,122
KIMBERLY-CLARK CORP COM 494368103   658,463 5,419 SH   SOLE   0 0 5,419
HONEYWELL INTL INC COM 438516106   430,345 2,052 SH   SOLE   0 0 2,052
HOME DEPOT INC COM 437076102   1,388,626 4,007 SH   SOLE   0 0 4,007
AUTOMATIC DATA PROCESSING IN COM 053015103   450,098 1,932 SH   SOLE   0 0 1,932
BRIGHTHOUSE FINL INC COM 10922N103   864,819 16,342 SH   SOLE   0 0 16,342
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,378,529 10,108 SH   SOLE   0 0 10,108
SPDR GOLD TR GOLD SHS 78463V107   631,243 3,302 SH   SOLE   0 0 3,302
ANGI INC COM CL A NEW 00183L102   46,934 18,849 SH   SOLE   0 0 18,849
TECK RESOURCES LTD CL B 878742204   671,374 15,883 SH   SOLE   0 0 15,883
ISHARES TR RUS 1000 GRW ETF 464287614   306,808 1,012 SH   SOLE   0 0 1,012
ISHARES TR CORE S&P SCP ETF 464287804   1,253,319 11,578 SH   SOLE   0 0 11,578
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   39,523,635 110,816 SH   SOLE   0 0 110,816
ADOBE INC COM 00724F101   272,646 457 SH   SOLE   0 0 457
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,279,445 29,462 SH   SOLE   0 0 29,462
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   332,755 6,445 SH   SOLE   0 0 6,445
ALPHABET INC CAP STK CL A 02079K305   4,227,718 30,265 SH   SOLE   0 0 30,265
FISERV INC COM 337738108   200,721 1,511 SH   SOLE   0 0 1,511
UNILEVER PLC SPON ADR NEW 904767704   516,854 10,661 SH   SOLE   0 0 10,661
MICROSOFT CORP COM 594918104   5,616,932 14,937 SH   SOLE   0 0 14,937
WARNER BROS DISCOVERY INC COM SER A 934423104   314,646 27,649 SH   SOLE   0 0 27,649
AMERIPRISE FINL INC COM 03076C106   1,362,830 3,588 SH   SOLE   0 0 3,588
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   0 0 1
BOEING CO COM 097023105   404,284 1,551 SH   SOLE   0 0 1,551
VANGUARD INDEX FDS SMALL CP ETF 922908751   406,974 1,908 SH   SOLE   0 0 1,908
VANGUARD INDEX FDS MID CAP ETF 922908629   852,191 3,663 SH   SOLE   0 0 3,663
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   48,006,162 823,010 SH   SOLE   0 0 823,010
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   346,718 1,383 SH   SOLE   0 0 1,383
NORFOLK SOUTHN CORP COM 655844108   1,052,837 4,454 SH   SOLE   0 0 4,454
VANGUARD WORLD FDS INF TECH ETF 92204A702   327,067 676 SH   SOLE   0 0 676
BROOKFIELD CORP CL A LTD VT SH 11271J107   8,010,078 199,653 SH   SOLE   0 0 199,653
DOLLAR TREE INC COM 256746108   572,604 4,031 SH   SOLE   0 0 4,031
AMERICAN RES CORP CL A 02927U208   14,900 10,000 SH   SOLE   0 0 10,000
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,730,927 48,207 SH   SOLE   0 0 48,207
KKR & CO INC COM 48251W104   895,111 10,804 SH   SOLE   0 0 10,804
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   285,669 3,040 SH   SOLE   0 0 3,040
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   997,984 2,285 SH   SOLE   0 0 2,285
CONSOLIDATED EDISON INC COM 209115104   205,976 2,264 SH   SOLE   0 0 2,264
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   816,299 5,173 SH   SOLE   0 0 5,173
ELI LILLY & CO COM 532457108   306,616 526 SH   SOLE   0 0 526
SOURCE CAP INC COM 836144105   5,292,358 131,080 SH   SOLE   0 0 131,080
MICRON TECHNOLOGY INC COM 595112103   1,497,205 17,544 SH   SOLE   0 0 17,544
IAC INC COM NEW 44891N208   764,329 14,592 SH   SOLE   0 0 14,592
ISHARES TR SELECT DIVID ETF 464287168   200,446 1,710 SH   SOLE   0 0 1,710
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,321,517 29,569 SH   SOLE   0 0 29,569
PALANTIR TECHNOLOGIES INC CL A 69608A108   301,522 17,561 SH   SOLE   0 0 17,561
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,345,898 132,249 SH   SOLE   0 0 132,249
STELLANTIS N.V SHS N82405106   1,096,786 47,032 SH   SOLE   0 0 47,032
XYLEM INC COM 98419M100   216,369 1,892 SH   SOLE   0 0 1,892
ROBLOX CORP CL A 771049103   620,375 13,569 SH   SOLE   0 0 13,569
VISA INC COM CL A 92826C839   236,137 907 SH   SOLE   0 0 907
VANGUARD INDEX FDS VALUE ETF 922908744   2,575,173 17,225 SH   SOLE   0 0 17,225
VANGUARD INDEX FDS GROWTH ETF 922908736   448,385 1,442 SH   SOLE   0 0 1,442
CHENIERE ENERGY INC COM NEW 16411R208   201,438 1,180 SH   SOLE   0 0 1,180
META PLATFORMS INC CL A 30303M102   6,962,393 19,670 SH   SOLE   0 0 19,670
TIDAL ETF TR GOTHAM 1000 VALU 886364520   2,303,904 105,566 SH   SOLE   0 0 105,566
BROADCOM INC COM 11135F101   228,831 205 SH   SOLE   0 0 205
DIAMONDBACK ENERGY INC COM 25278X109   271,855 1,753 SH   SOLE   0 0 1,753
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   10,892,305 229,360 SH   SOLE   0 0 229,360
U HAUL HOLDING COMPANY COM SER N 023586506   1,806,134 25,641 SH   SOLE   0 0 25,641
ROYAL BK CDA COM 780087102   435,162 4,303 SH   SOLE   0 0 4,303
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   1,348,989 33,582 SH   SOLE   0 0 33,582
NVIDIA CORPORATION COM 67066G104   479,373 968 SH   SOLE   0 0 968
ABBVIE INC COM 00287Y109   3,207,905 20,700 SH   SOLE   0 0 20,700
S&P GLOBAL INC COM 78409V104   1,990,982 4,520 SH   SOLE   0 0 4,520
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   800,613 14,261 SH   SOLE   0 0 14,261
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   611,507 22,132 SH   SOLE   0 0 22,132
BLACKSTONE INC COM 09260D107   372,467 2,845 SH   SOLE   0 0 2,845
MCDONALDS CORP COM 580135101   397,068 1,339 SH   SOLE   0 0 1,339
INTERCONTINENTAL EXCHANGE IN COM 45866F104   964,895 7,513 SH   SOLE   0 0 7,513
LIBERTY GLOBAL LTD COM CL C G61188127   359,976 19,312 SH   SOLE   0 0 19,312
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   341,564 3,993 SH   SOLE   0 0 3,993
ISHARES TR ISHARES BIOTECH 464287556   400,849 2,951 SH   SOLE   0 0 2,951
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   418,415 2,340 SH   SOLE   0 0 2,340
SELECT SECTOR SPDR TR INDL 81369Y704   450,178 3,949 SH   SOLE   0 0 3,949
ISHARES TR U.S. TECH ETF 464287721   241,572 1,968 SH   SOLE   0 0 1,968
AMBEV SA SPONSORED ADR 02319V103   102,530 36,618 SH   SOLE   0 0 36,618
ISHARES TR CORE S&P500 ETF 464287200   683,966 1,432 SH   SOLE   0 0 1,432
WELLS FARGO CO NEW COM 949746101   1,369,497 27,824 SH   SOLE   0 0 27,824
UNION PAC CORP COM 907818108   202,391 824 SH   SOLE   0 0 824
CARMAX INC COM 143130102   830,173 10,818 SH   SOLE   0 0 10,818
ISHARES TR PFD AND INCM SEC 464288687   336,852 10,800 SH   SOLE   0 0 10,800
SALESFORCE INC COM 79466L302   1,119,924 4,256 SH   SOLE   0 0 4,256
THERMO FISHER SCIENTIFIC INC COM 883556102   283,973 535 SH   SOLE   0 0 535
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   904,572 6,238 SH   SOLE   0 0 6,238
JPMORGAN CHASE & CO COM 46625H100   6,323,314 37,174 SH   SOLE   0 0 37,174
CHEVRON CORP NEW COM 166764100   505,354 3,388 SH   SOLE   0 0 3,388
ISHARES TR NATIONAL MUN ETF 464288414   378,351 3,490 SH   SOLE   0 0 3,490
MARKEL GROUP INC COM 570535104   3,311,207 2,332 SH   SOLE   0 0 2,332
DANAHER CORPORATION COM 235851102   1,096,554 4,740 SH   SOLE   0 0 4,740
BANK AMERICA CORP COM 060505104   3,677,808 109,231 SH   SOLE   0 0 109,231
ISHARES TR 3 7 YR TREAS BD 464288661   376,807 3,217 SH   SOLE   0 0 3,217
ORACLE CORP COM 68389X105   3,525,106 33,436 SH   SOLE   0 0 33,436
RTX CORPORATION COM 75513E101   777,497 9,241 SH   SOLE   0 0 9,241
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,270,689 30,917 SH   SOLE   0 0 30,917
TEXAS INSTRS INC COM 882508104   203,188 1,192 SH   SOLE   0 0 1,192
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   362,128 3,244 SH   SOLE   0 0 3,244
PFIZER INC COM 717081103   814,699 28,298 SH   SOLE   0 0 28,298
ALPHABET INC CAP STK CL C 02079K107   14,405,160 102,215 SH   SOLE   0 0 102,215
AMERICAN EXPRESS CO COM 025816109   4,168,128 22,249 SH   SOLE   0 0 22,249
AMGEN INC COM 031162100   826,617 2,870 SH   SOLE   0 0 2,870
VANGUARD WORLD FDS UTILITIES ETF 92204A876   320,333 2,337 SH   SOLE   0 0 2,337
ISHARES TR 7-10 YR TRSY BD 464287440   544,989 5,654 SH   SOLE   0 0 5,654
SPDR SER TR PORTFOLIO S&P500 78464A854   469,951 8,407 SH   SOLE   0 0 8,407
LEXICON PHARMACEUTICALS INC COM NEW 528872302   18,360 12,000 SH   SOLE   0 0 12,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,119,787 14,447 SH   SOLE   0 0 14,447
WAYFAIR INC CL A 94419L101   1,459,699 23,658 SH   SOLE   0 0 23,658
WISDOMTREE TR EMG MKTS SMCAP 97717W281   414,935 8,312 SH   SOLE   0 0 8,312
LIBERTY BROADBAND CORP COM SER C 530307305   956,764 11,872 SH   SOLE   0 0 11,872
BARRICK GOLD CORP COM 067901108   212,793 11,763 SH   SOLE   0 0 11,763
EXXON MOBIL CORP COM 30231G102   4,484,323 44,852 SH   SOLE   0 0 44,852
UNITEDHEALTH GROUP INC COM 91324P102   3,366,059 6,394 SH   SOLE   0 0 6,394
AMERICAN INTL GROUP INC COM NEW 026874784   1,295,600 19,123 SH   SOLE   0 0 19,123
NEW YORK TIMES CO CL A 650111107   223,737 4,567 SH   SOLE   0 0 4,567
SCHWAB CHARLES CORP COM 808513105   1,904,430 27,681 SH   SOLE   0 0 27,681
BLACKROCK INC COM 09247X101   1,284,268 1,582 SH   SOLE   0 0 1,582
ISHARES TR CORE S&P MCP ETF 464287507   218,117 787 SH   SOLE   0 0 787
ISHARES TR MSCI EAFE ETF 464287465   487,590 6,471 SH   SOLE   0 0 6,471
APPLE INC COM 037833100   29,453,929 152,984 SH   SOLE   0 0 152,984
DISNEY WALT CO COM 254687106   1,711,447 18,955 SH   SOLE   0 0 18,955
BOOKING HOLDINGS INC COM 09857L108   2,791,662 787 SH   SOLE   0 0 787