The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANGI INC COM CL A NEW Stock 00183L102 61 20,795 SH   SOLE   0 0 20,795
AMBEV SA SPONSORED ADR ADR 02319V103 99 35,000 SH   SOLE   0 0 35,000
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 157 19,309 SH   SOLE   0 0 19,309
VULCAN MATLS CO COM Stock 929160109 201 1,275 SH   SOLE   0 0 1,275
DIAMONDBACK ENERGY INC COM Stock 25278X109 211 1,753 SH   SOLE   0 0 1,753
DIAGEO PLC SPON ADR NEW ADR 25243Q205 220 1,294 SH   SOLE   0 0 1,294
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 226 2,500 SH   SOLE   0 0 2,500
VANGUARD GROWTH ETF ETF 922908736 235 1,098 SH   SOLE   0 0 1,098
MCDONALDS CORP COM Stock 580135101 235 1,018 SH   SOLE   0 0 1,018
CVS HEALTH CORP COM Stock 126650100 237 2,490 SH   SOLE   0 0 2,490
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 248 489 SH   SOLE   0 0 489
CONSOLIDATED EDISON INC COM Stock 209115104 253 2,955 SH   SOLE   0 0 2,955
BARRICK GOLD CORP COM Stock 067901108 258 16,618 SH   SOLE   0 0 16,618
PRUDENTIAL FINL INC COM Stock 744320102 261 3,042 SH   SOLE   0 0 3,042
PEPSICO INC COM Stock 713448108 270 1,656 SH   SOLE   0 0 1,656
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 271 3,988 SH   SOLE   0 0 3,988
VANGUARD ENERGY ETF ETF 92204A306 276 2,714 SH   SOLE   0 0 2,714
3M CO COM Stock 88579Y101 306 2,766 SH   SOLE   0 0 2,766
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 309 18,707 SH   SOLE   0 0 18,707
VANGUARD HEALTH CARE ETF ETF 92204A504 317 1,418 SH   SOLE   0 0 1,418
VANECK HIGH YIELD MUNI ETF ETF 92189H409 325 6,510 SH   SOLE   0 0 6,510
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 326 28,318 SH   SOLE   0 0 28,318
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 327 3,946 SH   SOLE   0 0 3,945
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 328 1,825 SH   SOLE   0 0 1,825
VANGUARD UTILITIES ETF ETF 92204A876 332 2,337 SH   SOLE   0 0 2,337
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 333 2,339 SH   SOLE   0 0 2,339
ISHARES BIOTECHNOLOGY ETF ETF 464287556 338 2,893 SH   SOLE   0 0 2,893
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 357 3,480 SH   SOLE   0 0 3,480
ISHARES MSCI EAFE ETF ETF 464287465 359 6,405 SH   SOLE   0 0 6,405
IAC INC COM NEW Stock 44891N208 361 6,525 SH   SOLE   0 0 6,525
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 362 8,433 SH   SOLE   0 0 8,433
EBAY INC. COM Stock 278642103 364 9,888 SH   SOLE   0 0 9,888
HONEYWELL INTL INC COM Stock 438516106 370 2,214 SH   SOLE   0 0 2,214
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 372 8,864 SH   SOLE   0 0 8,864
ROBLOX CORP CL A Stock 771049103 376 10,499 SH   SOLE   0 0 10,499
BLACKROCK CALIF MUN INCOME TR SH BEN INT CEF 09248E102 403 39,180 SH   SOLE   0 0 39,180
ISHARES S&P 100 ETF ETF 464287101 418 2,574 SH   SOLE   0 0 2,574
ISHARES U.S. ENERGY ETF ETF 464287796 419 10,658 SH   SOLE   0 0 10,658
ISHARES CORE S&P 500 ETF ETF 464287200 424 1,183 SH   SOLE   0 0 1,183
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 430 1,900 SH   SOLE   0 0 1,900
CHEVRON CORP NEW COM Stock 166764100 434 3,023 SH   SOLE   0 0 3,023
INVESCO VALUE MUN INCOME TR COM CEF 46132P108 441 38,350 SH   SOLE   0 0 38,350
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 449 14,163 SH   SOLE   0 0 14,163
ROYAL BK CDA COM Stock 780087102 460 5,110 SH   SOLE   0 0 5,110
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 461 4,034 SH   SOLE   0 0 4,034
INTEL CORP COM Stock 458140100 466 18,075 SH   SOLE   0 0 18,075
SPDR GOLD SHARES ETF 78463V107 474 3,062 SH   SOLE   0 0 3,062
TECK RESOURCES LTD CL B Stock 878742204 474 15,586 SH   SOLE   0 0 15,586
VANGUARD MID-CAP ETF ETF 922908629 474 2,519 SH   SOLE   0 0 2,519
INVESCO QQQ TRUST ETF 46090E103 488 1,826 SH   SOLE   0 0 1,826
MERCK & CO INC COM Stock 58933Y105 511 5,936 SH   SOLE   0 0 5,936
NUVEEN VIRGINIA QLTY MUNCPL FD COM CEF 67064R102 552 44,540 SH   SOLE   0 0 44,540
WAYFAIR INC CL A Stock 94419L101 557 17,110 SH   SOLE   0 0 17,110
DOLLAR TREE INC COM Stock 256746108 571 4,197 SH   SOLE   0 0 4,197
CARMAX INC COM Stock 143130102 572 8,661 SH   SOLE   0 0 8,661
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 589 4,959 SH   SOLE   0 0 4,958
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 604 6,291 SH   SOLE   0 0 6,291
KKR & CO INC COM Stock 48251W104 610 14,192 SH   SOLE   0 0 14,192
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 624 14,076 SH   SOLE   0 0 14,076
VANGUARD S&P 500 ETF ETF 922908363 632 1,924 SH   SOLE   0 0 1,924
KIMBERLY-CLARK CORP COM Stock 494368103 634 5,632 SH   SOLE   0 0 5,632
WISDOMTREE JAPAN HEDGED EQUITY FUND ETF 97717W851 637 10,328 SH   SOLE   0 0 10,328
STARBUCKS CORP COM Stock 855244109 639 7,585 SH   SOLE   0 0 7,585
ACTIVISION BLIZZARD INC COM Stock 00507V109 643 8,650 SH   SOLE   0 0 8,650
PHILIP MORRIS INTL INC COM Stock 718172109 646 7,777 SH   SOLE   0 0 7,777
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 649 5,102 SH   SOLE   0 0 5,102
SPDR S&P 500 ETF TRUST ETF 78462F103 667 1,868 SH   SOLE   0 0 1,868
MOHAWK INDS INC COM Stock 608190104 668 7,326 SH   SOLE   0 0 7,326
BLACKROCK MUNIYIELD N Y QUALIT COM CEF 09255E102 674 71,510 SH   SOLE   0 0 71,510
LIBERTY BROADBAND CORP COM SER C Stock 530307305 686 9,300 SH   SOLE   0 0 9,300
UNILEVER PLC SPON ADR NEW ADR 904767704 687 15,664 SH   SOLE   0 0 15,663
AMGEN INC COM Stock 031162100 721 3,200 SH   SOLE   0 0 3,200
BRIGHTHOUSE FINL INC COM Stock 10922N103 733 16,872 SH   SOLE   0 0 16,872
VANGUARD MID-CAP VALUE ETF ETF 922908512 758 6,221 SH   SOLE   0 0 6,221
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 767 21,990 SH   SOLE   0 0 21,990
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 770 9,401 SH   SOLE   0 0 9,401
OCCIDENTAL PETE CORP COM Stock 674599105 778 12,657 SH   SOLE   0 0 12,657
COCA COLA CO COM Stock 191216100 815 14,540 SH   SOLE   0 0 14,540
ISHARES TIPS BOND ETF ETF 464287176 854 8,139 SH   SOLE   0 0 8,139
BLACKROCK INC COM Stock 09247X101 861 1,565 SH   SOLE   0 0 1,565
AMERCO COM Stock 023586100 873 1,714 SH   SOLE   0 0 1,714
PROCTER AND GAMBLE CO COM Stock 742718109 875 6,927 SH   SOLE   0 0 6,927
AMERICAN INTL GROUP INC COM NEW Stock 026874784 924 19,461 SH   SOLE   0 0 19,461
NORFOLK SOUTHN CORP COM Stock 655844108 931 4,443 SH   SOLE   0 0 4,443
AMERIPRISE FINL INC COM Stock 03076C106 962 3,818 SH   SOLE   0 0 3,818
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 996 8,220 SH   SOLE   0 0 8,220
MICRON TECHNOLOGY INC COM Stock 595112103 1,021 20,370 SH   SOLE   0 0 20,369
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 1,028 11,795 SH   SOLE   0 0 11,795
HOME DEPOT INC COM Stock 437076102 1,078 3,905 SH   SOLE   0 0 3,905
SCHWAB CHARLES CORP COM Stock 808513105 1,141 15,869 SH   SOLE   0 0 15,869
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 1,207 25,192 SH   SOLE   0 0 25,192
COSTCO WHSL CORP NEW COM Stock 22160K105 1,332 2,821 SH   SOLE   0 0 2,821
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,335 4,695 SH   SOLE   0 0 4,695
CLEVELAND-CLIFFS INC NEW COM Stock 185899101 1,389 103,137 SH   SOLE   0 0 103,137
BOOKING HOLDINGS INC COM Stock 09857L108 1,410 858 SH   SOLE   0 0 858
WELLS FARGO CO NEW COM Stock 949746101 1,445 35,920 SH   SOLE   0 0 35,920
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281 1,500 37,677 SH   SOLE   0 0 37,677
JOHNSON & JOHNSON COM Stock 478160104 1,512 9,258 SH   SOLE   0 0 9,258
S&P GLOBAL INC COM Stock 78409V104 1,530 5,009 SH   SOLE   0 0 5,009
VANGUARD VALUE ETF ETF 922908744 1,539 12,464 SH   SOLE   0 0 12,463
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,626 4 SH   SOLE   0 0 4
PFIZER INC COM Stock 717081103 1,699 38,835 SH   SOLE   0 0 38,835
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 1,780 22,255 SH   SOLE   0 0 22,255
MARKEL CORP COM Stock 570535104 1,805 1,665 SH   SOLE   0 0 1,665
DISNEY WALT CO COM Stock 254687106 1,865 19,776 SH   SOLE   0 0 19,776
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,957 53,620 SH   SOLE   0 0 53,620
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 1,962 24,163 SH   SOLE   0 0 24,163
ORACLE CORP COM Stock 68389X105 2,046 33,499 SH   SOLE   0 0 33,499
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 2,302 30,992 SH   SOLE   0 0 30,992
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541 2,333 47,174 SH   SOLE   0 0 47,174
ELEVANCE HEALTH INC COM Stock 036752103 2,359 5,192 SH   SOLE   0 0 5,192
ALPHABET INC CAP STK CL A Stock 02079K305 2,633 27,525 SH   SOLE   0 0 27,525
META PLATFORMS INC CL A Stock 30303M102 2,645 19,491 SH   SOLE   0 0 19,491
ABBVIE INC COM Stock 00287Y109 3,003 22,373 SH   SOLE   0 0 22,372
AMERICAN EXPRESS CO COM Stock 025816109 3,043 22,558 SH   SOLE   0 0 22,558
MICROSOFT CORP COM Stock 594918104 3,325 14,278 SH   SOLE   0 0 14,278
AMAZON COM INC COM Stock 023135106 3,357 29,707 SH   SOLE   0 0 29,707
UNITEDHEALTH GROUP INC COM Stock 91324P102 3,361 6,654 SH   SOLE   0 0 6,654
BK OF AMERICA CORP COM Stock 060505104 3,553 117,658 SH   SOLE   0 0 117,658
JPMORGAN CHASE & CO COM Stock 46625H100 3,832 36,673 SH   SOLE   0 0 36,672
VANGUARD SMALL CAP VALUE ETF ETF 922908611 3,932 27,419 SH   SOLE   0 0 27,419
EXXON MOBIL CORP COM Stock 30231G102 4,080 46,728 SH   SOLE   0 0 46,728
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 6,561 160,462 SH   SOLE   0 0 160,462
ISHARES GOLD TRUST ETF 464285204 8,724 276,699 SH   SOLE   0 0 276,699
ALPHABET INC CAP STK CL C Stock 02079K107 9,310 96,833 SH   SOLE   0 0 96,833
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 10,527 218,816 SH   SOLE   0 0 218,816
SOURCE CAP INC COM CEF 836144105 10,804 308,680 SH   SOLE   0 0 308,679
APPLE INC COM Stock 037833100 20,726 149,972 SH   SOLE   0 0 149,971
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 27,129 101,601 SH   SOLE   0 0 101,601
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 40,116 694,166 SH   SOLE   0 0 694,165