The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101   386,658 2,818 SH   SOLE   0 0 2,818
ALPHABET INC CAP STK CL A 02079K305   711,878 5,440 SH   SOLE   0 0 5,440
ALPHABET INC CAP STK CL C 02079K107   404,252 3,066 SH   SOLE   0 0 3,066
AMAZON INC COM 023135106   756,872 5,954 SH   SOLE   0 0 5,954
APPLE INC COM 037833100   4,484,851 26,195 SH   SOLE   0 0 26,195
AT&T INC COM 00206R102   153,864 10,244 SH   SOLE   0 0 10,243
CHEVRON CORP NEW COM COM 166764100   391,847 2,324 SH   SOLE   0 0 2,323
COSTCO WHSL CORP NEW COM 22160K105   219,204 388 SH   SOLE   0 0 388
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   4,635,624 202,076 SH   SOLE   0 0 202,076
FUELCELL ENERGY INC COM 35952H601   14,017 10,951 SH   SOLE   0 0 10,951
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,999,711 19,975 SH   SOLE   0 0 19,975
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   13,789,959 163,718 SH   SOLE   0 0 163,717
HOME DEPOT INC COM COM 437076102   258,946 857 SH   SOLE   0 0 856
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   231,947 1,637 SH   SOLE   0 0 1,637
INVESCO QQQ TR UNIT SER 1 46090E103   681,071 1,901 SH   SOLE   0 0 1,901
ISHARES TR CORE S&P 500 ETF 464287200   2,084,226 4,853 SH   SOLE   0 0 4,853
ISHARES TR CORE US AGGBD ET 464287226   21,784,241 231,649 SH   SOLE   0 0 231,648
ISHARES TR MSCI EAFE ETF 464287465   892,996 12,957 SH   SOLE   0 0 12,957
ISHARES TR CORE S&P MCP ETF 464287507   1,061,732 4,258 SH   SOLE   0 0 4,258
ISHARES TR RUS 2000 VAL ETF 464287630   4,143,146 30,565 SH   SOLE   0 0 30,565
ISHARES TR CORE S&P SCP ETF 464287804   371,724 3,941 SH   SOLE   0 0 3,940
ISHARES TR SHRT NAT MUN ETF 464288158   1,057,298 10,279 SH   SOLE   0 0 10,279
ISHARES TR MSCI USA ESG SLC 464288802   239,050 2,657 SH   SOLE   0 0 2,657
ISHARES TR AGGRES ALLOC ETF 464289859   2,751,981 43,345 SH   SOLE   0 0 43,345
ISHARES TR GRWT ALLOCAT ETF COM 464289867   200,209 4,052 SH   SOLE   0 0 4,052
ISHARES TR MODERT ALLOC ETF 464289875   423,636 10,882 SH   SOLE   0 0 10,882
ISHARES TR CONSER ALLOC ETF 464289883   3,541,641 104,286 SH   SOLE   0 0 104,285
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,050,827 21,160 SH   SOLE   0 0 21,160
ISHARES TR MSCI USA VALUE 46432F388   409,010 4,508 SH   SOLE   0 0 4,508
MARSH & MCLENNAN COS INC 571748102   568,426 2,987 SH   SOLE   0 0 2,987
META PLATFORMS INC CL A 30303M102   377,964 1,259 SH   SOLE   0 0 1,259
MICROSOFT CORP COM 594918104   1,032,042 3,269 SH   SOLE   0 0 3,268
NVIDIA CORPORATION COM 67066G104   250,119 575 SH   SOLE   0 0 575
PIMCO ETF TR 1-5 US TIP IDX 72201R205   5,686,968 113,535 SH   SOLE   0 0 113,535
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   675,945 6,750 SH   SOLE   0 0 6,750
SCHWAB STRATEGIC TR SCHWB FDT INTL LG 808524755   487,908 15,406 SH   SOLE   0 0 15,406
STARBUCKS CORP COM 855244109   233,407 2,557 SH   SOLE   0 0 2,557
VANGUARD BD INDEX FDS SHORT TRM BND 921937827   5,557,550 73,933 SH   SOLE   0 0 73,933
VANGUARD BD INDEX FDS TOTAL BD MRKT 921937835   750,834 10,760 SH   SOLE   0 0 10,760
VANGUARD INDEX FDS VALUE ETF 921908844   348,983 2,246 SH   SOLE   0 0 2,246
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   381,704 972 SH   SOLE   0 0 972
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,249,056 29,726 SH   SOLE   0 0 29,725
VANGUARD INDEX FDS LARGE CAP ETF 922908637   247,667 1,266 SH   SOLE   0 0 1,265
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,060,351 4,992 SH   SOLE   0 0 4,992
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,646,427 263,089 SH   SOLE   0 0 263,089
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858   2,716,544 69,282 SH   SOLE   0 0 69,281
VANGUARD MALVERN FDS STRM INFOPRO IDX 922020805   10,662,444 225,517 SH   SOLE   0 0 225,517
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   214,045 4,450 SH   SOLE   0 0 4,450
VANGUARD TAX-MANATGED INTL FD FTSE DEV MKT ETF 921943858   4,088,317 93,511 SH   SOLE   0 0 93,511
VANGUARD VALUE ETF ETF 922908744   787,167 5,707 SH   SOLE   0 0 5,707
VANGUARD WHITEHALL FDS EM MC GOV BD ETF 921946885   667,561 11,284 SH   SOLE   0 0 11,284