The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON INC COM 023135106   405,468 4,827 SH   SOLE   0 0 4,827
APPLE INC COM 037833100   3,360,124 25,861 SH   SOLE   0 0 25,861
CHEVRON CORP NEW COM COM 166764100   566,904 3,158 SH   SOLE   0 0 3,158
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   10,820,146 142,127 SH   SOLE   0 0 142,127
HOME DEPOT INC COM COM 437076102   238,777 756 SH   SOLE   0 0 755
ISHARES TR CORE S&P 500 ETF 464287200   1,708,278 4,446 SH   SOLE   0 0 4,446
ISHARES TR CORE US AGGBD ET 464287226   15,516,630 159,982 SH   SOLE   0 0 159,981
ISHARES TR MSCI EAFE ETF 464287465   848,791 12,931 SH   SOLE   0 0 12,931
ISHARES TR CORE S&P MCP ETF 464287507   1,115,677 4,612 SH   SOLE   0 0 4,612
ISHARES TR RUS 2000 VAL ETF 464287630   3,635,739 26,219 SH   SOLE   0 0 26,218
ISHARES TR CORE S&P SCP ETF 464287804   396,080 4,185 SH   SOLE   0 0 4,185
ISHARES TR SHRT NAT MUN ETF 464288158   1,035,505 9,931 SH   SOLE   0 0 9,931
ISHARES TR AGGRES ALLOC ETF 464289859   2,364,856 39,579 SH   SOLE   0 0 39,579
ISHARES TR MODERT ALLOC ETF 464289875   448,328 11,795 SH   SOLE   0 0 11,795
ISHARES TR CONSER ALLOC ETF 464289883   3,407,702 101,390 SH   SOLE   0 0 101,389
MARSH & MCLENNAN COS INC 571748102   568,589 3,436 SH   SOLE   0 0 3,436
MICROSOFT CORP COM 594918104   724,780 3,022 SH   SOLE   0 0 3,022
SCHWAB STRATEGIC TR SCHWB FDT INTL LG 808524755   510,992 17,578 SH   SOLE   0 0 17,578
STARBUCKS CORP COM 855244109   220,736 2,225 SH   SOLE   0 0 2,225
VANGUARD BD INDEX FDS SHORT TRM BND 921937827   4,685,404 62,240 SH   SOLE   0 0 62,239
VANGUARD BD INDEX FDS TOTAL BD MRKT 921937835   638,235 8,884 SH   SOLE   0 0 8,884
VANGUARD TAX-MANATGED INTL FD FTSE DEV MKT ETF 921943858   3,329,867 79,339 SH   SOLE   0 0 79,339
VANGUARD MALVERN FDS STRM INFOPRO IDX 922020805   233,625 2,159 SH   SOLE   0 0 2,159
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   10,822,053 231,686 SH   SOLE   0 0 231,686
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858   9,013,051 179,758 SH   SOLE   0 0 179,757
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,708,603 95,141 SH   SOLE   0 0 95,141
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   289,517 5,850 SH   SOLE   0 0 5,850
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   447,959 1,275 SH   SOLE   0 0 1,275
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,394,747 16,910 SH   SOLE   0 0 16,910
VANGUARD VALUE ETF ETF 922908744   218,307 1,253 SH   SOLE   0 0 1,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769   320,745 2,285 SH   SOLE   0 0 2,285
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,234,705 6,458 SH   SOLE   0 0 6,458
INVESCO QQQ TR UNIT SER 1 46090E103   572,236 2,149 SH   SOLE   0 0 2,149
ALPHABET INC CAP STK CL C 02079K107   224,753 2,533 SH   SOLE   0 0 2,533
ALPHABET INC CAP STK CL A 02079K305   406,446 4,607 SH   SOLE   0 0 4,606
COSTCO WHSL CORP NEW COM COM 22160K105   228,339 500 SH   SOLE   0 0 500
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   6,967,974 295,003 SH   SOLE   0 0 295,003
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   231,226 1,637 SH   SOLE   0 0 1,637
ISHARES TR 0-5 YR TIPS ETF 46429B747   840,740 8,671 SH   SOLE   0 0 8,671
PIMCO ETF TR 1-5 US TIP IDX 72201R205   6,226,868 124,862 SH   SOLE   0 0 124,862
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,188,831 12,051 SH   SOLE   0 0 12,051