The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 7,667 304,006 SH   SOLE   0 0 304,006
AMAZON INC COM 023135106 418 3,940 SH   SOLE   0 0 3,940
APPLE INC COM 037833100 3,496 25,568 SH   SOLE   0 0 25,567
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 11,246 150,063 SH   SOLE   0 0 150,062
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 231 1,719 SH   SOLE   0 0 1,719
INVESCO QQQ TR UNIT SER 1 46090E103 670 2,390 SH   SOLE   0 0 2,390
ISHARES TR CORE S&P 500 ETF 464287200 1,358 3,582 SH   SOLE   0 0 3,582
ISHARES TR CORE US AGGBD ET 464287226 16,370 160,996 SH   SOLE   0 0 160,996
ISHARES TR MSCI EAFE ETF 464287465 420 6,715 SH   SOLE   0 0 6,715
ISHARES TR CORE S&P MCP ETF 464287507 1,061 4,688 SH   SOLE   0 0 4,687
ISHARES TR CORE S&P SCP ETF 464287804 297 3,219 SH   SOLE   0 0 3,218
ISHARES TR SHRT NAT MUN ETF 464288158 867 8,287 SH   SOLE   0 0 8,287
ISHARES TR MSCI USA ESG SLC 464288802 245 3,032 SH   SOLE   0 0 3,032
ISHARES TR AGGRES ALLOC ETF 464289859 1,884 31,460 SH   SOLE   0 0 31,460
ISHARES TR GRWT ALLOC ETF 464289867 276 5,754 SH   SOLE   0 0 5,754
ISHARES TR MODERT ALLOC ETF 464289875 489 12,540 SH   SOLE   0 0 12,540
ISHARES TR CONSER ALLOC ETF 464289883 2,799 80,955 SH   SOLE   0 0 80,955
ISHARES TR MSCI USA VALUE 46432F388 282 3,113 SH   SOLE   0 0 3,113
ISHARES TR RUS 2000 VAL ETF 464287630 3,772 27,701 SH   SOLE   0 0 27,701
MARSH & MCLENNAN COS INC 571748102 568 3,659 SH   SOLE   0 0 3,659
MICROSOFT CORP COM 594918104 635 2,472 SH   SOLE   0 0 2,472
PIMCO ETF TR 1-5 US TIP IDX 72201R205 6,627 126,739 SH   SOLE   0 0 126,739
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,306 13,176 SH   SOLE   0 0 13,176
SCHWAB STRATEGIC TR SCHWB FDT INTL LG 808524755 245 8,654 SH   SOLE   0 0 8,654
VANGUARD BD INDEX FDS SHORT TRM BND 921937827 4,769 62,098 SH   SOLE   0 0 62,098
VANGUARD BD INDEX FDS TOTAL BD MRKT 921937835 710 9,427 SH   SOLE   0 0 9,427
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 514 1,481 SH   SOLE   0 0 1,481
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,493 16,392 SH   SOLE   0 0 16,392
VANGUARD INDEX FDS LARGE CAP ETF 922908637 214 1,243 SH   SOLE   0 0 1,243
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,387 7,351 SH   SOLE   0 0 7,351
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,058 181,310 SH   SOLE   0 0 181,309
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 3,954 94,944 SH   SOLE   0 0 94,943
VANGUARD MALVERN FDS STRM INFOPRO IDX 922020805 11,239 224,242 SH   SOLE   0 0 224,242
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 317 6,350 SH   SOLE   0 0 6,350
VANGUARD TAX-MANATGED INTL FD FTSE DEV MKT ETF 921943858 3,178 77,894 SH   SOLE   0 0 77,894
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 276 2,709 SH   SOLE   0 0 2,709
VERIZON COMMUNICATIONS INC COM 92343V104 133 2,624 SH   SOLE   0 0 2,624