The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   31,855,577 817,229 SH   SOLE   817,229 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200   14,999,292 39,039 SH   SOLE   39,039 0 0
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804   14,991,567 158,406 SH   SOLE   158,406 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST IMGP DBI MANAGED 53700T827   14,364,097 493,442 SH   SOLE   493,442 0 0
iShares Core MSCI Emerging Markets CORE MSCI EMKT 46434G103   11,772,466 252,087 SH   SOLE   252,087 0 0
Vanguard Value ETF VALUE ETF 922908744   11,721,063 83,501 SH   SOLE   83,501 0 0
iShares TIPS Bond TIPS BD ETF 464287176   11,509,105 108,128 SH   SOLE   108,128 0 0
T. Rowe Price Dividend Growth ETF PRICE DIV GRWT 87283Q404   11,467,057 365,309 SH   SOLE   365,309 0 0
Ishares Msci Etf MSCI EMERG MRKT 464286533   7,730,206 145,715 SH   SOLE   145,715 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751   7,525,138 41,000 SH   SOLE   41,000 0 0
Ishares Tr S&P 500/ Growth Index Fd S&P 500 GRWT ETF 464287309   6,503,416 111,170 SH   SOLE   111,170 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553   6,257,166 75,863 SH   SOLE   75,863 0 0
Timothy Plan High Dividend Stock ETF HIG DV STK ETF 887432326   5,970,660 191,778 SH   SOLE   191,778 0 0
SPDR Portfolio Long Term Treasury ETF PORTFOLIO LN TSR 78464A664   5,902,093 203,310 SH   SOLE   203,310 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842   4,752,652 77,103 SH   SOLE   77,103 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432   4,082,510 41,006 SH   SOLE   41,006 0 0
Abbvie Inc COM 00287Y109   4,060,238 25,124 SH   SOLE   25,124 0 0
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273   4,049,488 71,698 SH   SOLE   71,698 0 0
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226   3,949,069 40,716 SH   SOLE   40,716 0 0
iShares Core S&P Mid-Cap CORE S&P MCP ETF 464287507   3,802,152 15,719 SH   SOLE   15,719 0 0
Abbott Laboratories COM 002824100   3,681,251 33,530 SH   SOLE   33,530 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   2,686,458 37,395 SH   SOLE   37,395 0 0
Timothy Plan US Small Cap Core ETF US SM CP CORE 887432342   2,614,995 85,938 SH   SOLE   85,938 0 0
Inspire International ESG ETF INSPIRE INTL ETF 66538H419   2,302,052 88,303 SH   SOLE   88,303 0 0
iShares S&P 500 Value Index S&P 500 VAL ETF 464287408   1,721,855 11,869 SH   SOLE   11,869 0 0
Vanguard Bd Index Fd Inc Short Term Bd E SHORT TRM BOND 921937827   1,719,130 22,836 SH   SOLE   22,836 0 0
MARKET VECTORS FALLEN ANGEL HI YLD BD ETF FALLEN ANGEL HG 92189F437   1,374,513 50,870 SH   SOLE   50,870 0 0
Inspire 100 ETF INSPIRE 100 ETF 66538H534   1,334,537 44,574 SH   SOLE   44,574 0 0
iShares S&P Small-Cap 600 Value SP SMCP600VL ETF 464287879   1,222,584 13,389 SH   SOLE   13,389 0 0
iShares Edge MSCI USA Value Factor ETF MSCI USA VALUE 46432F388   1,121,337 12,303 SH   SOLE   12,303 0 0
Northern Lts Fd Tr IV Inspire Gbl Hope INSPIRE GBL HOPE 66538H658   953,594 30,515 SH   SOLE   30,515 0 0
Ssga Active Etf Tr Blackstone / Gso SR L BLACKSTONE SENR 78467V608   921,901 22,540 SH   SOLE   22,540 0 0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF INTL ETF 887432334   865,934 37,228 SH   SOLE   37,228 0 0
Vanguard Index Fds Vanguard Growth GROWTH ETF 922908736   835,831 3,922 SH   SOLE   3,922 0 0
Schwab Emerging Markets Equity ETF EMRG MKTEQ ETF 808524706   661,854 27,962 SH   SOLE   27,962 0 0
Vanguard Index Fds Vanguard Large Cap Vi LARGE CAP ETF 922908637   634,945 3,645 SH   SOLE   3,645 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   605,999 10,481 SH   SOLE   10,481 0 0
Timothy Plan US Large/Mid Cap Core ETF US LRGMD CP CORE 887432359   579,145 17,288 SH   SOLE   17,288 0 0
BALLAST SMALL MID CAP ETF BALLAST SMLMD CP 90470L550   471,104 14,834 SH   SOLE   14,834 0 0
Berkshire Hathaway Inc Del Cl A Frmly Co CL A 084670108   468,711 1 SH   SOLE   1 0 0
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414   444,675 4,214 SH   SOLE   4,214 0 0
Exelixis Inc COM 30161Q104   338,348 21,094 SH   SOLE   21,094 0 0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF BLOOMBERG 1-3 MO 78468R663   334,486 3,657 SH   SOLE   3,657 0 0
Amazon.Com Inc COM 023135106   330,960 3,940 SH   SOLE   3,940 0 0
Unitedhealth Group COM 91324P102   326,212 615 SH   SOLE   615 0 0
APPLE COMPUTER INC COM 037833100   318,253 2,449 SH   SOLE   2,449 0 0
PIONEER NATURAL RESOURCES CO COM 78473E103   311,801 1,365 SH   SOLE   1,365 0 0
Schwab Short Term US SHT TM US TRES 808524862   298,814 6,194 SH   SOLE   6,194 0 0
Ishares TRUST Msci Eafe Min Volatil Etf MSCI EAFE MIN VL 46429B689   287,474 4,521 SH   SOLE   4,521 0 0
Southern Co COM 842587107   267,363 3,744 SH   SOLE   3,744 0 0
Microsoft Corp COM 594918104   237,982 992 SH   SOLE   992 0 0
Exxon Mobil Corporation COM 30231G102   233,311 2,115 SH   SOLE   2,115 0 0
Brookfield Infrastructure LP INT UNIT G16252101   208,287 6,721 SH   SOLE   6,721 0 0
Inspire Small/Mid Cap Impact ETF INSPIRE SML/ MID 66538H641   207,683 6,897 SH   SOLE   6,897 0 0
Ishares Tr S&P Latin Amer 40 LATN AMER 40 ETF 464287390   205,624 8,983 SH   SOLE   8,983 0 0