0001398344-23-009711.txt : 20230515 0001398344-23-009711.hdr.sgml : 20230515 20230515093037 ACCESSION NUMBER: 0001398344-23-009711 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230515 DATE AS OF CHANGE: 20230515 EFFECTIVENESS DATE: 20230515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CARDIFF PARK ADVISORS, LLC CENTRAL INDEX KEY: 0001910000 IRS NUMBER: 204244162 STATE OF INCORPORATION: CA FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22213 FILM NUMBER: 23919039 BUSINESS ADDRESS: STREET 1: 7161 AVIARA DRIVE CITY: CARLSBAD STATE: CA ZIP: 92011 BUSINESS PHONE: 760-635-7526 MAIL ADDRESS: STREET 1: 7161 AVIARA DRIVE CITY: CARLSBAD STATE: CA ZIP: 92011 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001910000 XXXXXXXX 03-31-2023 03-31-2023 false CARDIFF PARK ADVISORS, LLC

7161 AVIARA DRIVE CARLSBAD CA 92011

13F HOLDINGS REPORT 028-22213 000126752 801-66660 N John Gorlow 760-635-7526 /s/ John Gorlow Carlsbad CA 05-15-2023 0 315 760968906 INFORMATION TABLE 2 fp0083172-1_13fhr-table.xml 3M CO COM 88579Y101 341102 3245 SH SOLE 0 0 3245 ABBOTT LABS COM 002824100 888109 8771 SH SOLE 0 0 8771 ABBVIE INC COM 00287Y109 979527 6146 SH SOLE 0 0 6146 ADOBE SYSTEMS INCORPORATED COM 00724F101 390765 1014 SH SOLE 0 0 1014 ADVANCED MICRO DEVICES INC COM 007903107 538565 5495 SH SOLE 0 0 5495 AIR PRODS & CHEMS INC COM 009158106 371551 1294 SH SOLE 0 0 1294 AIRBNB INC COM CL A 009066101 329162 2646 SH SOLE 0 0 2646 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 239510 2344 SH SOLE 0 0 2344 ALPHABET INC CAP STK CL C 02079K107 3495864 33614 SH SOLE 0 0 33614 ALPHABET INC CAP STK CL A 02079K305 3302763 31840 SH SOLE 0 0 31840 ALTRIA GROUP INC COM 02209S103 229752 5149 SH SOLE 0 0 5149 AMAZON COM INC COM 023135106 4861550 47067 SH SOLE 0 0 47067 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 91649 2078 SH SOLE 0 0 2078 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 4538002 88789 SH SOLE 0 0 88789 AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 2158614 52065 SH SOLE 0 0 52065 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 505968 10499 SH SOLE 0 0 10499 AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 187507 4392 SH SOLE 0 0 4392 AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1036175 24595 SH SOLE 0 0 24595 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8221256 155441 SH SOLE 0 0 155441 AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 1297954 28012 SH SOLE 0 0 28012 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 15735303 275913 SH SOLE 0 0 275913 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4638726 79322 SH SOLE 0 0 79322 AMERICAN CENTY ETF TR US SML CP VALU 025072877 2755727 37209 SH SOLE 0 0 37209 AMERICAN CENTY ETF TR US EQT ETF 025072885 12807834 180697 SH SOLE 0 0 180697 AMERISOURCEBERGEN CORP COM 03073E105 379663 2371 SH SOLE 0 0 2371 APPLE INC COM 037833100 19654830 119192 SH SOLE 0 0 119192 ARCHER DANIELS MIDLAND CO COM 039483102 274182 3442 SH SOLE 0 0 3442 ARES CAPITAL CORP COM 04010L103 1628812 89128 SH SOLE 0 0 89128 ARK ETF TR INNOVATION ETF 00214Q104 161360 4000 SH SOLE 0 0 4000 ARK ETF TR GENOMIC REV ETF 00214Q302 36305 1207 SH SOLE 0 0 1207 ARK ETF TR NEXT GNRTN INTER 00214Q401 44068 822 SH SOLE 0 0 822 ARK ETF TR FINTECH INNOVA 00214Q708 1693 90 SH SOLE 0 0 90 AT&T INC COM 00206R102 549848 28564 SH SOLE 0 0 28564 BANK AMERICA CORP COM 060505104 216950 7586 SH SOLE 0 0 7586 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1396800 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3937744 12753 SH SOLE 0 0 12753 CARLISLE COS INC COM 142339100 236584 1047 SH SOLE 0 0 1047 CATERPILLAR INC COM 149123101 721394 3152 SH SOLE 0 0 3152 CHENIERE ENERGY INC COM NEW 16411R208 208820 1325 SH SOLE 0 0 1325 CHEVRON CORP NEW COM 166764100 3277360 20087 SH SOLE 0 0 20087 CISCO SYS INC COM 17275R102 857530 16404 SH SOLE 0 0 16404 COCA COLA CO COM 191216100 472759 7621 SH SOLE 0 0 7621 CONOCOPHILLIPS COM 20825C104 424927 4283 SH SOLE 0 0 4283 COSTCO WHSL CORP NEW COM 22160K105 491764 990 SH SOLE 0 0 990 CUMMINS INC COM 231021106 265635 1112 SH SOLE 0 0 1112 CVS HEALTH CORP COM 126650100 233997 3149 SH SOLE 0 0 3149 CYBIN INC COM 23256X100 6930 18000 SH SOLE 0 0 18000 DANAHER CORPORATION COM 235851102 325412 1291 SH SOLE 0 0 1291 DEERE & CO COM 244199105 718824 1741 SH SOLE 0 0 1741 DEVON ENERGY CORP NEW COM 25179M103 226858 4482 SH SOLE 0 0 4482 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 683044 23742 SH SOLE 0 0 23742 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2725783 101142 SH SOLE 0 0 101142 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1366774 59373 SH SOLE 0 0 59373 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 14680116 330410 SH SOLE 0 0 330410 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 8374874 158916 SH SOLE 0 0 158916 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 13641766 306557 SH SOLE 0 0 306557 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 661766 26935 SH SOLE 0 0 26935 DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 71895 1387 SH SOLE 0 0 1387 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 35113 1175 SH SOLE 0 0 1175 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 117708 3917 SH SOLE 0 0 3917 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 113442283 4452209 SH SOLE 0 0 4452209 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 25326 951 SH SOLE 0 0 951 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 25394108 758486 SH SOLE 0 0 758486 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5561895 235773 SH SOLE 0 0 235773 DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 1162638 49735 SH SOLE 0 0 49735 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 471516 19500 SH SOLE 0 0 19500 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 847170 36850 SH SOLE 0 0 36850 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 3157820 132654 SH SOLE 0 0 132654 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 5280366 219421 SH SOLE 0 0 219421 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8678657 269273 SH SOLE 0 0 269273 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 7970069 319698 SH SOLE 0 0 319698 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 411748 19160 SH SOLE 0 0 19160 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 5381316 214054 SH SOLE 0 0 214054 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 380227 8878 SH SOLE 0 0 8878 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 159764 3424 SH SOLE 0 0 3424 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 427426 10057 SH SOLE 0 0 10057 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 32201240 1396411 SH SOLE 0 0 1396411 DIREXION SHS ETF TR 20YR TRES BULL 25459W540 191564 21572 SH SOLE 0 0 21572 DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 20867 648 SH SOLE 0 0 648 DISNEY WALT CO COM 254687106 296121 2957 SH SOLE 0 0 2957 EATON VANCE SR FLTNG RTE TR COM 27828Q105 225274 19883 SH SOLE 0 0 19883 ELEVANCE HEALTH INC COM 036752103 518666 1128 SH SOLE 0 0 1128 EVGO INC CL A COM 30052F100 78882 10126 SH SOLE 0 0 10126 EXXON MOBIL CORP COM 30231G102 2965180 27040 SH SOLE 0 0 27040 GENUINE PARTS CO COM 372460105 241361 1443 SH SOLE 0 0 1443 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 9536 400 SH SOLE 0 0 400 GLOBAL X FDS RENEWABLE ENERGY 37954Y707 2974 240 SH SOLE 0 0 240 GLOBAL X FDS GLOBAL X URANIUM 37954Y871 322916 16202 SH SOLE 0 0 16202 HOME DEPOT INC COM 437076102 478094 1620 SH SOLE 0 0 1620 HONEYWELL INTL INC COM 438516106 366456 1917 SH SOLE 0 0 1917 HORMEL FOODS CORP COM 440452100 558789 14012 SH SOLE 0 0 14012 ILLUMINA INC COM 452327109 2244340 9651 SH SOLE 0 0 9651 INDEPENDENCE RLTY TR INC COM 45378A106 202603 12639 SH SOLE 0 0 12639 INNOVIZ TECHNOLOGIES LTD SHS M5R635108 52500 15000 SH SOLE 0 0 15000 INTEL CORP COM 458140100 555630 17007 SH SOLE 0 0 17007 INTUIT COM 461202103 673206 1510 SH SOLE 0 0 1510 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 10670 200 SH SOLE 0 0 200 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 589311 4075 SH SOLE 0 0 4075 INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 139517 3064 SH SOLE 0 0 3064 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 19907 121 SH SOLE 0 0 121 INVESCO SR INCOME TR COM 46131H107 644000 175000 SH SOLE 0 0 175000 ISHARES GOLD TR ISHARES NEW 464285204 706106 18895 SH SOLE 0 0 18895 ISHARES INC CORE MSCI EMKT 46434G103 3513 72 SH SOLE 0 0 72 ISHARES INC MSCI EMRG CHN 46434G764 596449 12091 SH SOLE 0 0 12091 ISHARES INC ESG AWR MSCI EM 46434G863 5226 166 SH SOLE 0 0 166 ISHARES SILVER TR ISHARES 46428Q109 232260 10500 SH SOLE 0 0 10500 ISHARES TR CORE S&P TTL STK 464287150 1799697 19875 SH SOLE 0 0 19875 ISHARES TR SELECT DIVID ETF 464287168 338255 2887 SH SOLE 0 0 2887 ISHARES TR TIPS BD ETF 464287176 628684 5702 SH SOLE 0 0 5702 ISHARES TR CHINA LG-CAP ETF 464287184 10306 349 SH SOLE 0 0 349 ISHARES TR CORE S&P500 ETF 464287200 6286618 15293 SH SOLE 0 0 15293 ISHARES TR CORE US AGGBD ET 464287226 177727 1784 SH SOLE 0 0 1784 ISHARES TR MSCI EMG MKT ETF 464287234 1446313 36653 SH SOLE 0 0 36653 ISHARES TR IBOXX INV CP ETF 464287242 233256 2128 SH SOLE 0 0 2128 ISHARES TR S&P 500 GRWT ETF 464287309 103502 1620 SH SOLE 0 0 1620 ISHARES TR GLOBAL ENERG ETF 464287341 21811 578 SH SOLE 0 0 578 ISHARES TR S&P 500 VAL ETF 464287408 451182 2973 SH SOLE 0 0 2973 ISHARES TR 7-10 YR TRSY BD 464287440 146698 1480 SH SOLE 0 0 1480 ISHARES TR 1 3 YR TREAS BD 464287457 246480 3000 SH SOLE 0 0 3000 ISHARES TR MSCI EAFE ETF 464287465 6176302 86358 SH SOLE 0 0 86358 ISHARES TR RUS MDCP VAL ETF 464287473 70645 665 SH SOLE 0 0 665 ISHARES TR RUS MID CAP ETF 464287499 26570 380 SH SOLE 0 0 380 ISHARES TR CORE S&P MCP ETF 464287507 432670 1730 SH SOLE 0 0 1730 ISHARES TR EXPND TEC SC ETF 464287549 3768 11 SH SOLE 0 0 11 ISHARES TR COHEN STEER REIT 464287564 188836 3400 SH SOLE 0 0 3400 ISHARES TR RUS 1000 VAL ETF 464287598 1116383 7332 SH SOLE 0 0 7332 ISHARES TR S&P MC 400GR ETF 464287606 85812 1200 SH SOLE 0 0 1200 ISHARES TR RUS 1000 GRW ETF 464287614 1297140 5309 SH SOLE 0 0 5309 ISHARES TR RUS 2000 VAL ETF 464287630 653356 4768 SH SOLE 0 0 4768 ISHARES TR RUS 2000 GRW ETF 464287648 303482 1338 SH SOLE 0 0 1338 ISHARES TR RUSSELL 2000 ETF 464287655 856413 4801 SH SOLE 0 0 4801 ISHARES TR RUSSELL 3000 ETF 464287689 25041 106 SH SOLE 0 0 106 ISHARES TR S&P MC 400VL ETF 464287705 921453 8966 SH SOLE 0 0 8966 ISHARES TR U.S. REAL ES ETF 464287739 52298 616 SH SOLE 0 0 616 ISHARES TR CORE S&P SCP ETF 464287804 687652 7111 SH SOLE 0 0 7111 ISHARES TR DOW JONES US ETF 464287846 80056 800 SH SOLE 0 0 800 ISHARES TR SP SMCP600VL ETF 464287879 2734175 29214 SH SOLE 0 0 29214 ISHARES TR S&P SML 600 GWT 464287887 59368 540 SH SOLE 0 0 540 ISHARES TR SHRT NAT MUN ETF 464288158 4080595 38982 SH SOLE 0 0 38982 ISHARES TR EAFE SML CP ETF 464288273 1317679 22142 SH SOLE 0 0 22142 ISHARES TR JPMORGAN USD EMG 464288281 1553 18 SH SOLE 0 0 18 ISHARES TR CALIF MUN BD ETF 464288356 162877 2837 SH SOLE 0 0 2837 ISHARES TR NATIONAL MUN ETF 464288414 280552 2604 SH SOLE 0 0 2604 ISHARES TR INTL DEVPPTY ETF 464288422 297953 11077 SH SOLE 0 0 11077 ISHARES TR INTL SEL DIV ETF 464288448 39998 1455 SH SOLE 0 0 1455 ISHARES TR GOV/CRED BD ETF 464288596 30783 291 SH SOLE 0 0 291 ISHARES TR ISHS 5-10YR INVT 464288638 29230 570 SH SOLE 0 0 570 ISHARES TR ISHS 1-5YR INVS 464288646 488143 9659 SH SOLE 0 0 9659 ISHARES TR 3 7 YR TREAS BD 464288661 83767 712 SH SOLE 0 0 712 ISHARES TR SHORT TREAS BD 464288679 92820 840 SH SOLE 0 0 840 ISHARES TR PFD AND INCM SEC 464288687 616322 19741 SH SOLE 0 0 19741 ISHARES TR US AER DEF ETF 464288760 115080 1000 SH SOLE 0 0 1000 ISHARES TR US REGNL BKS ETF 464288778 79166 2212 SH SOLE 0 0 2212 ISHARES TR U.S. INSRNCE ETF 464288786 299670 3500 SH SOLE 0 0 3500 ISHARES TR MICRO-CAP ETF 464288869 263365 2520 SH SOLE 0 0 2520 ISHARES TR EAFE VALUE ETF 464288877 151511 3122 SH SOLE 0 0 3122 ISHARES TR EAFE GRWTH ETF 464288885 817133 8723 SH SOLE 0 0 8723 ISHARES TR GNMA BOND ETF 46429B333 2260837 50851 SH SOLE 0 0 50851 ISHARES TR MSCI INDIA ETF 46429B598 62425 1586 SH SOLE 0 0 1586 ISHARES TR FLTG RATE NT ETF 46429B655 672088 13338 SH SOLE 0 0 13338 ISHARES TR CORE HIGH DV ETF 46429B663 327955 3226 SH SOLE 0 0 3226 ISHARES TR MSCI CHINA ETF 46429B671 277588 5564 SH SOLE 0 0 5564 ISHARES TR MSCI EAFE MIN VL 46429B689 346642 5124 SH SOLE 0 0 5124 ISHARES TR MSCI USA MIN VOL 46429B697 1329844 18282 SH SOLE 0 0 18282 ISHARES TR 0-5 YR TIPS ETF 46429B747 501588 5055 SH SOLE 0 0 5055 ISHARES TR CORE MSCI TOTAL 46432F834 1507484 24334 SH SOLE 0 0 24334 ISHARES TR CORE MSCI EAFE 46432F842 4546 68 SH SOLE 0 0 68 ISHARES TR CORE DIV GRWTH 46434V621 120861 2418 SH SOLE 0 0 2418 ISHARES TR CORE MSCI PAC 46434V696 73032 1291 SH SOLE 0 0 1291 ISHARES TR CORE MSCI EURO 46434V738 114660 2189 SH SOLE 0 0 2189 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 273000 5000 SH SOLE 0 0 5000 JOHNSON & JOHNSON COM 478160104 1690395 10906 SH SOLE 0 0 10906 JPMORGAN CHASE & CO COM 46625H100 1080074 8288 SH SOLE 0 0 8288 KIMBERLY-CLARK CORP COM 494368103 243081 1811 SH SOLE 0 0 1811 LILLY ELI & CO COM 532457108 289503 843 SH SOLE 0 0 843 LOCKHEED MARTIN CORP COM 539830109 502881 1064 SH SOLE 0 0 1064 LOWES COS INC COM 548661107 736955 3685 SH SOLE 0 0 3685 MARATHON PETE CORP COM 56585A102 311457 2310 SH SOLE 0 0 2310 MASTERCARD INCORPORATED CL A 57636Q104 460236 1266 SH SOLE 0 0 1266 MATTERPORT INC COM CL A 577096100 452295 165676 SH SOLE 0 0 165676 MCDONALDS CORP COM 580135101 972533 3478 SH SOLE 0 0 3478 MEDICAL PPTYS TRUST INC COM 58463J304 130339 15856 SH SOLE 0 0 15856 MERCK & CO INC COM 58933Y105 520902 4896 SH SOLE 0 0 4896 META PLATFORMS INC CL A 30303M102 58434825 275714 SH SOLE 0 0 275714 META PLATFORMS INC CL A 30303M102 1059700 5000 SH Put SOLE 0 0 5000 MICROCHIP TECHNOLOGY INC. COM 595017104 215147 2568 SH SOLE 0 0 2568 MICROSOFT CORP COM 594918104 8413920 29185 SH SOLE 0 0 29185 NETFLIX INC COM 64110L106 1379502 3993 SH SOLE 0 0 3993 NEXTERA ENERGY INC COM 65339F101 494237 6412 SH SOLE 0 0 6412 NIKE INC CL B 654106103 254754 2077 SH SOLE 0 0 2077 NORTHROP GRUMMAN CORP COM 666807102 595157 1289 SH SOLE 0 0 1289 NVIDIA CORPORATION COM 67066G104 1213792 4370 SH SOLE 0 0 4370 OCCIDENTAL PETE CORP COM 674599105 548050 8779 SH SOLE 0 0 8779 OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 110823 2703 SH SOLE 0 0 2703 ONEOK INC NEW COM 682680103 793001 12480 SH SOLE 0 0 12480 ORACLE CORP COM 68389X105 417675 4495 SH SOLE 0 0 4495 PALANTIR TECHNOLOGIES INC CL A 69608A108 99076 11725 SH SOLE 0 0 11725 PDD HOLDINGS INC SPONSORED ADS 722304102 345800 4556 SH SOLE 0 0 4556 PEPSICO INC COM 713448108 1189511 6525 SH SOLE 0 0 6525 PFIZER INC COM 717081103 398004 9755 SH SOLE 0 0 9755 PHILIP MORRIS INTL INC COM 718172109 1263086 12988 SH SOLE 0 0 12988 PIMCO ETF TR ACTIVE BD ETF 72201R775 835 9 SH SOLE 0 0 9 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 119707 1311 SH SOLE 0 0 1311 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 831123 8374 SH SOLE 0 0 8374 PIONEER NAT RES CO COM 723787107 792607 3881 SH SOLE 0 0 3881 PLANET LABS PBC COM CL A 72703X106 73098 18600 SH SOLE 0 0 18600 PNC FINL SVCS GROUP INC COM 693475105 262462 2065 SH SOLE 0 0 2065 PROCTER AND GAMBLE CO COM 742718109 1033095 6948 SH SOLE 0 0 6948 PROSHARES TR MSCI EMRG ETF 74347X302 87165 1712 SH SOLE 0 0 1712 PROSHARES TR ULTR MSCI ETF 74347X500 113117 2846 SH SOLE 0 0 2846 PROSHARES TR ULTRPRO S&P500 74347X864 23872 619 SH SOLE 0 0 619 QUALCOMM INC COM 747525103 1260428 9880 SH SOLE 0 0 9880 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4030947 84241 SH SOLE 0 0 84241 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 251665 5203 SH SOLE 0 0 5203 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 16963 250 SH SOLE 0 0 250 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 216874 5172 SH SOLE 0 0 5172 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 154571 6304 SH SOLE 0 0 6304 SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 174414 4410 SH SOLE 0 0 4410 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 11254 432 SH SOLE 0 0 432 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 443623 13390 SH SOLE 0 0 13390 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 331320 10595 SH SOLE 0 0 10595 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 599184 12311 SH SOLE 0 0 12311 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 440927 8029 SH SOLE 0 0 8029 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1081 15 SH SOLE 0 0 15 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 690173 19833 SH SOLE 0 0 19833 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 265352 5657 SH SOLE 0 0 5657 SCHWAB STRATEGIC TR US REIT ETF 808524847 72191 3702 SH SOLE 0 0 3702 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 117925 3498 SH SOLE 0 0 3498 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 62141 480 SH SOLE 0 0 480 SELECT SECTOR SPDR TR ENERGY 81369Y506 973041 11747 SH SOLE 0 0 11747 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 151010 1000 SH SOLE 0 0 1000 SHELL PLC SPON ADS 780259305 414747 7208 SH SOLE 0 0 7208 SNAP ON INC COM 833034101 516463 2092 SH SOLE 0 0 2092 SOUTHWESTERN ENERGY CO COM 845467109 50000 10000 SH SOLE 0 0 10000 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 65486 1591 SH SOLE 0 0 1591 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 380429 11844 SH SOLE 0 0 11844 SPDR S&P 500 ETF TR TR UNIT 78462F103 23034255 56265 SH SOLE 0 0 56265 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 386900 844 SH SOLE 0 0 844 SPDR SER TR NUVEEN BLOOMBERG 78464A284 31200 1246 SH SOLE 0 0 1246 SPDR SER TR S&P 600 SMCP VAL 78464A300 41137 540 SH SOLE 0 0 540 SPDR SER TR BLOOMBERG SHORT 78464A334 8863 325 SH SOLE 0 0 325 SPDR SER TR BBG CONV SEC ETF 78464A359 268280 4000 SH SOLE 0 0 4000 SPDR SER TR PORTFOLIO INTRMD 78464A375 828820 25510 SH SOLE 0 0 25510 SPDR SER TR PRTFLO S&P500 VL 78464A508 9040 222 SH SOLE 0 0 222 SPDR SER TR BLOOMBERG INTL T 78464A516 426217 18435 SH SOLE 0 0 18435 SPDR SER TR S&P REGL BKG 78464A698 130918 2985 SH SOLE 0 0 2985 SPDR SER TR S&P DIVID ETF 78464A763 28195 228 SH SOLE 0 0 228 SPDR SER TR PORTFOLIO S&P500 78464A854 62114 1290 SH SOLE 0 0 1290 SPDR SER TR S&P BIOTECH 78464A870 190724 2503 SH SOLE 0 0 2503 SPDR SER TR BLOOMBERG SHT TE 78468R408 1204409 48487 SH SOLE 0 0 48487 SPDR SER TR SSGA US LRG ETF 78468R804 378389 2766 SH SOLE 0 0 2766 SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 730884 38651 SH SOLE 0 0 38651 STARBUCKS CORP COM 855244109 703395 6755 SH SOLE 0 0 6755 TARGET CORP COM 87612E106 224769 1357 SH SOLE 0 0 1357 TESLA INC COM 88160R101 3476200 16756 SH SOLE 0 0 16756 TEXAS INSTRS INC COM 882508104 245165 1318 SH SOLE 0 0 1318 UNION PAC CORP COM 907818108 345161 1715 SH SOLE 0 0 1715 UNITED RENTALS INC COM 911363109 593640 1500 SH SOLE 0 0 1500 UNITEDHEALTH GROUP INC COM 91324P102 892502 1889 SH SOLE 0 0 1889 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 464462 6072 SH SOLE 0 0 6072 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2464378 33379 SH SOLE 0 0 33379 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1047433 21272 SH SOLE 0 0 21272 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 261098 5337 SH SOLE 0 0 5337 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1072073 7996 SH SOLE 0 0 7996 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 594190 3049 SH SOLE 0 0 3049 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10047375 120994 SH SOLE 0 0 120994 VANGUARD INDEX FDS SML CP GRW ETF 922908595 312635 1445 SH SOLE 0 0 1445 VANGUARD INDEX FDS SM CP VAL ETF 922908611 8044690 50672 SH SOLE 0 0 50672 VANGUARD INDEX FDS MID CAP ETF 922908629 129139 612 SH SOLE 0 0 612 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1769858 9474 SH SOLE 0 0 9474 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 26918 192 SH SOLE 0 0 192 VANGUARD INDEX FDS GROWTH ETF 922908736 4461698 17887 SH SOLE 0 0 17887 VANGUARD INDEX FDS VALUE ETF 922908744 4354013 31526 SH SOLE 0 0 31526 VANGUARD INDEX FDS SMALL CP ETF 922908751 1189246 6274 SH SOLE 0 0 6274 VANGUARD INDEX FDS TOTAL STK MKT 922908769 93023010 455772 SH SOLE 0 0 455772 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1793029 44196 SH SOLE 0 0 44196 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3498024 32021 SH SOLE 0 0 32021 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 325417 3534 SH SOLE 0 0 3534 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1006011 18814 SH SOLE 0 0 18814 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6426403 159069 SH SOLE 0 0 159069 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2520855 37170 SH SOLE 0 0 37170 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2774353 45519 SH SOLE 0 0 45519 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5227494 109316 SH SOLE 0 0 109316 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 12096566 238779 SH SOLE 0 0 238779 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2236250 38200 SH SOLE 0 0 38200 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3211914 42135 SH SOLE 0 0 42135 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1470325 24522 SH SOLE 0 0 24522 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 158658 3408 SH SOLE 0 0 3408 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1947035 24271 SH SOLE 0 0 24271 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5024536 32625 SH SOLE 0 0 32625 VANGUARD STAR FDS VG TL INTL STK F 921909768 7009757 126965 SH SOLE 0 0 126965 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 15138276 335140 SH SOLE 0 0 335140 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1316077 12475 SH SOLE 0 0 12475 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 611761 9875 SH SOLE 0 0 9875 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 103351 1659 SH SOLE 0 0 1659 VANGUARD WORLD FD ESG INTL STK ETF 921910725 128282 2450 SH SOLE 0 0 2450 VANGUARD WORLD FD ESG US STK ETF 921910733 194796 2716 SH SOLE 0 0 2716 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 313832 3107 SH SOLE 0 0 3107 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 247998 1282 SH SOLE 0 0 1282 VANGUARD WORLD FDS ENERGY ETF 92204A306 84873 743 SH SOLE 0 0 743 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 6699 86 SH SOLE 0 0 86 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1198704 5027 SH SOLE 0 0 5027 VANGUARD WORLD FDS INF TECH ETF 92204A702 769849 1997 SH SOLE 0 0 1997 VANGUARD WORLD FDS MATERIALS ETF 92204A801 90866 511 SH SOLE 0 0 511 VANGUARD WORLD FDS UTILITIES ETF 92204A876 298285 2022 SH SOLE 0 0 2022 VBI VACCINES INC CDA COM NEW 91822J103 21210 70000 SH SOLE 0 0 70000 VERIZON COMMUNICATIONS INC COM 92343V104 228018 5863 SH SOLE 0 0 5863 VISA INC COM CL A 92826C839 715397 3173 SH SOLE 0 0 3173 WALMART INC COM 931142103 710576 4819 SH SOLE 0 0 4819 WELLS FARGO CO NEW COM 949746101 502078 13432 SH SOLE 0 0 13432 WISDOMTREE TR US HIGH DIVIDEND 97717W208 183870 2235 SH SOLE 0 0 2235 WISDOMTREE TR INTL LRGCAP DV 97717W794 102352 2192 SH SOLE 0 0 2192 WISDOMTREE TR ITL HIGH DIV FD 97717W802 92090 2446 SH SOLE 0 0 2446 YATRA ONLINE INC ORD SHS G98338109 22800 10000 SH SOLE 0 0 10000 YUM BRANDS INC COM 988498101 269839 2043 SH SOLE 0 0 2043