The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbvie Inc Com Usd0.01 Equities 00287Y109   230,905 1,490 SH   SOLE N/A 0 0 1,490
Alphabet Inc C Equities 02079K107   1,166,570 8,278 SH   SOLE N/A 0 0 8,278
Alphabet Inc Cap Stk Cl A Equities 02079K305   7,086,543 50,730 SH   SOLE N/A 0 0 50,730
Amazon.Com Inc Equities 023135106   3,084,924 20,304 SH   SOLE N/A 0 0 20,304
Analog Devices Inc Com Usd0.16 2/3 Equities 032654105   2,003,052 10,088 SH   SOLE N/A 0 0 10,088
Apple Inc Equities 037833100   4,504,244 23,395 SH   SOLE N/A 0 0 23,395
AVANTIS EMERGING MARKETS EQ ETF Equities 025072604   22,537,455 399,671 SH   SOLE N/A 0 0 399,671
AVANTIS INTERNATIONAL EQUITY ETF Equities 025072703   33,398,009 552,673 SH   SOLE N/A 0 0 552,673
AVANTIS US SMALL CAP VALUE ETF Equities 025072877   2,665,537 29,683 SH   SOLE N/A 0 0 29,683
Banyan Gold Corp Equities 06683K106   7,393 26,708 SH   SOLE N/A 0 0 26,708
Becton Dickinson and Co Equities 075887109   1,615,069 6,624 SH   SOLE N/A 0 0 6,624
Berkshire Hathaway Inc Com Usd0.0033 Cla Equities 084670702   2,172,059 6,090 SH   SOLE N/A 0 0 6,090
Bk Of America Corp Com Equities 060505104   1,099,684 32,661 SH   SOLE N/A 0 0 32,661
Booking Holdings Inc Com Equities 09857L108   4,667,921 1,316 SH   SOLE N/A 0 0 1,316
Caterpillar Inc Equities 149123101   366,039 1,238 SH   SOLE N/A 0 0 1,238
Chevron Corp New Com Equities 166764100   1,335,852 8,956 SH   SOLE N/A 0 0 8,956
CSX Corp Equities 126408103   2,814,449 81,178 SH   SOLE N/A 0 0 81,178
Cvs Health Corporation Com Usd0.01 Equities 126650100   862,543 10,924 SH   SOLE N/A 0 0 10,924
Deere & Co Equities 244199105   2,877,632 7,196 SH   SOLE N/A 0 0 7,196
Diamondback Energy Inc Equities 25278X109   1,135,201 7,320 SH   SOLE N/A 0 0 7,320
Gentex Corp Equities 371901109   227,216 6,957 SH   SOLE N/A 0 0 6,957
Gilead Sciences Inc Equities 375558103   200,662 2,477 SH   SOLE N/A 0 0 2,477
Great Basin Gold Ltd Equities 390124105   0 10,343 SH   SOLE N/A 0 0 10,343
Invesco Qqq Tr Unit Ser 1 Equities 46090E107   45,866,991 112,002 SH   SOLE N/A 0 0 112,002
Iqvia Hldgs Inc Com Equities 46266C105   2,575,780 11,132 SH   SOLE N/A 0 0 11,132
iShares 0-5 Year Invmt Grade Corp Bd ETF Equities 46434V100   13,349,140 271,324 SH   SOLE N/A 0 0 271,324
iShares 1-3 Year Treasury Bond Equities 464287457   7,238,783 88,235 SH   SOLE N/A 0 0 88,235
iShares 7-10 Year Treasury Bond ETF Equities 464287440   1,659,316 17,215 SH   SOLE N/A 0 0 17,215
iShares Core S&P Small-Cap Equities 464287804   3,022,710 27,923 SH   SOLE N/A 0 0 27,923
Ishares Core US Aggregate Bond Etf Equities 464287226   1,387,217 13,977 SH   SOLE N/A 0 0 13,977
iShares MSCI ACWI Equities 464288257   327,292 3,216 SH   SOLE N/A 0 0 3,216
Ishares Msci Eafe Etf Equities 464287465   833,070 11,056 SH   SOLE N/A 0 0 11,056
iShares MSCI USA ESG Select ETF Equities 464288802   687,689 6,842 SH   SOLE N/A 0 0 6,842
Ishares National Muni Bond Etf Equities 464288414   1,087,900 10,035 SH   SOLE N/A 0 0 10,035
iShares Russell 1000 Value ETF Equities 464287598   834,513 5,050 SH   SOLE N/A 0 0 5,050
Ishares S&P 500 Equities 464287200   33,393,514 69,915 SH   SOLE N/A 0 0 69,915
iShares S&P 500 Growth Equities 464287309   3,846,247 51,215 SH   SOLE N/A 0 0 51,215
Ishares S&P 500 Value Etf Equities 464287408   28,782,013 165,519 SH   SOLE N/A 0 0 165,519
iShares S&P Mid-Cap 400 Growth Equities 464287606   9,614,050 121,359 SH   SOLE N/A 0 0 121,359
Ishares S&P Midcap 400 Index Fund Equities 464287507   3,879,758 13,999 SH   SOLE N/A 0 0 13,999
iShares S&P Mid-Cap 400 Value ETF Equities 464287705   8,259,035 72,422 SH   SOLE N/A 0 0 72,422
iShares S&P Small-Cap 600 Growth ETF Equities 464287887   636,108 5,083 SH   SOLE N/A 0 0 5,083
iShares Semiconductor ETF Equities 464287523   8,769,981 15,223 SH   SOLE N/A 0 0 15,223
Ishares Short-Term National Muni Bond Et Equities 464288158   2,272,755 21,557 SH   SOLE N/A 0 0 21,557
Ishares Tr 20 Yr Tr Bd Etf Equities 464287432   12,897,981 130,441 SH   SOLE N/A 0 0 130,441
Ishares Tr Blackrock Ultra Equities 46434V878   1,729,925 34,351 SH   SOLE N/A 0 0 34,351
Ishares Tr Fltg Rate Nt Etf Equities 46429B655   812,313 16,047 SH   SOLE N/A 0 0 16,047
Ishares Tr Iboxx Hi Yd Etf Equities 464288513   2,991,326 38,653 SH   SOLE N/A 0 0 38,653
iShares Treasury Floating Rate Bond ETF Equities 46434V860   227,468 4,507 SH   SOLE N/A 0 0 4,507
J.A.G. Mines Ltd Equities 466080108   0 415,000 SH   SOLE N/A 0 0 415,000
Johnson & Johnson Equities 478160104   226,186 1,443 SH   SOLE N/A 0 0 1,443
Lockheed Martin Corp Equities 539830109   973,757 2,148 SH   SOLE N/A 0 0 2,148
Mcdonald S Corp Equities 580135101   416,868 1,406 SH   SOLE N/A 0 0 1,406
Meta Platforms Inc Class A Equities 30303M102   3,000,903 8,478 SH   SOLE N/A 0 0 8,478
Microsoft Corp Equities 594918104   4,609,326 12,258 SH   SOLE N/A 0 0 12,258
Novartis Ag Sponsored Adr Equities 66987V109   225,163 2,230 SH   SOLE N/A 0 0 2,230
Nuveen ESG Emerging Markets Equity ETF Equities 67092P888   433,113 16,071 SH   SOLE N/A 0 0 16,071
Omnicom Group Inc Equities 681919106   2,004,977 23,176 SH   SOLE N/A 0 0 23,176
Parker-Hannifin Corp Com Equities 701094104   357,964 777 SH   SOLE N/A 0 0 777
Phillips 66 Equities 718546104   295,437 2,219 SH   SOLE N/A 0 0 2,219
Procter & Gamble Co Equities 742718109   251,306 1,715 SH   SOLE N/A 0 0 1,715
Salesforce.com Inc Equities 79466L302   783,011 2,976 SH   SOLE N/A 0 0 2,976
SCHWAB 1 5 YEAR CORP BOND ETF Equities 808524714   4,618,283 95,459 SH   SOLE N/A 0 0 95,459
Schwab Charles Corp Com Equities 808513105   4,715,814 68,544 SH   SOLE N/A 0 0 68,544
Schwab Intermediate-Term US Trs ETF Equities 808524854   330,141 6,640 SH   SOLE N/A 0 0 6,640
SCHWAB LONG TERM US TREASURY ETF Equities 808524680   881,840 25,138 SH   SOLE N/A 0 0 25,138
Schwab US Aggregate Bond ETF Equities 808524839   612,417 13,136 SH   SOLE N/A 0 0 13,136
Spdr S&P500 Etf TRUST Trust Unit Deposit Equities 78462F103   3,785,369 7,964 SH   SOLE N/A 0 0 7,964
SPDR Portfolio S&P 500 ETF Equities 78464A854   213,762 3,824 SH   SOLE N/A 0 0 3,824
Taiwan Semiconductor Manufacturing Spon Equities 874039100   1,742,775 16,757 SH   SOLE N/A 0 0 16,757
Tesla Motors Inc Equities 88160R101   1,594,496 6,417 SH   SOLE N/A 0 0 6,417
Unilever Plc Spon Adr New Equities 904767704   1,807,549 37,284 SH   SOLE N/A 0 0 37,284
Vale SA Equities 91912E105   253,966 16,013 SH   SOLE N/A 0 0 16,013
Vanguard FTSE Developed Markets ETF Equities 921943858   258,133 5,389 SH   SOLE N/A 0 0 5,389
Vanguard Intermediate-Term Bond ETF Equities 921937819   4,307,085 56,390 SH   SOLE N/A 0 0 56,390
Vanguard Long-Term Bond ETF Equities 921937793   5,290,006 70,931 SH   SOLE N/A 0 0 70,931
Vanguard Mid-Cap ETF Equities 922908629   228,689 983 SH   SOLE N/A 0 0 983
Vanguard Short-Term Bond ETF Equities 921937827   446,390 5,796 SH   SOLE N/A 0 0 5,796
Vanguard Small-Cap ETF Equities 922908751   1,474,939 6,914 SH   SOLE N/A 0 0 6,914
Vanguard Small-Cap Value ETF Equities 922908611   1,307,470 7,265 SH   SOLE N/A 0 0 7,265
Vanguard Tax-Exempt Bond ETF Equities 922907746   314,927 6,169 SH   SOLE N/A 0 0 6,169
Vanguard Value ETF Equities 922908744   15,801,442 105,695 SH   SOLE N/A 0 0 105,695
Visa Inc Equities 92826C839   2,370,824 9,106 SH   SOLE N/A 0 0 9,106
Welltower Inc Com Equities 95040Q104   592,417 6,570 SH   SOLE N/A 0 0 6,570