The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Equities 037833100   633,983 3,703 SH   SOLE   0 0 3,703
iShares MSCI ACWI Equities 464288257   297,062 3,216 SH   SOLE   0 0 3,216
Ishares Core US Aggregate Bond Etf Equities 464287226   1,563,509 16,626 SH   SOLE   0 0 16,626
Amazon.Com Inc Equities 023135106   529,201 4,163 SH   SOLE   0 0 4,163
Air Products & Chemicals Inc Equities 009158106   1,075,374 3,795 SH   SOLE   0 0 3,795
AVANTIS INTERNATIONAL EQUITY ETF Equities 025072703   44,065,292 791,829 SH   SOLE   0 0 791,829
AVANTIS EMERGING MARKETS EQ ETF Equities 025072604   18,495,192 350,354 SH   SOLE   0 0 350,354
AVANTIS US EQUITY ETF Equities 025072885   201,898 2,756 SH   SOLE   0 0 2,756
AVANTIS US SMALL CAP VALUE ETF Equities 025072877   2,267,095 29,084 SH   SOLE   0 0 29,084
Becton Dickinson and Co Equities 075887109   1,095,754 4,238 SH   SOLE   0 0 4,238
Vanguard Intermediate-Term Bond ETF Equities 921937819   4,135,654 57,193 SH   SOLE   0 0 57,193
Bank Of New York Mellon Corp Com Usd0.01 Equities 064058100   671,602 15,747 SH   SOLE   0 0 15,747
Booking Holdings Inc Com Equities 09857L108   3,491,658 1,132 SH   SOLE   0 0 1,132
Vanguard Long-Term Bond ETF Equities 921937793   6,496,760 96,880 SH   SOLE   0 0 96,880
Berkshire Hathaway Inc Com Usd0.0033 Cla Equities 084670702   4,277,163 12,210 SH   SOLE   0 0 12,210
Vanguard Short-Term Bond ETF Equities 921937827   4,237,423 56,371 SH   SOLE   0 0 56,371
Banyan Gold Corp Equities 06683K106   6,124 26,708 SH   SOLE   0 0 26,708
Caterpillar Inc Equities 149123101   337,974 1,238 SH   SOLE   0 0 1,238
Comcast Corp Equities 20030N101   1,513,331 34,130 SH   SOLE   0 0 34,130
Salesforce.com Inc Equities 79466L302   642,992 3,171 SH   SOLE   0 0 3,171
Chevron Corp New Com Equities 166764100   975,086 5,783 SH   SOLE   0 0 5,783
Danaher Corp Equities 235851102   2,726,037 10,988 SH   SOLE   0 0 10,988
Disney Walt Co Com Equities 254687106   914,549 11,284 SH   SOLE   0 0 11,284
Ebay Inc. Com Equities 278642103   948,116 21,504 SH   SOLE   0 0 21,504
Ishares Msci Eafe Etf Equities 464287465   1,491,704 21,644 SH   SOLE   0 0 21,644
Anthem Inc Equities 036752103   1,445,032 3,319 SH   SOLE   0 0 3,319
Diamondback Energy Inc Equities 25278X109   2,689,949 17,368 SH   SOLE   0 0 17,368
FedEx Corp Equities 31428X106   2,080,201 7,852 SH   SOLE   0 0 7,852
Ishares Tr Fltg Rate Nt Etf Equities 46429B655   833,624 16,381 SH   SOLE   0 0 16,381
Great Basin Gold Ltd Equities 390124105   0 10,343 SH   SOLE   0 0 10,343
General Dynamics Corp Com Usd1.00 Equities 369550108   991,550 4,487 SH   SOLE   0 0 4,487
Gentex Corp Equities 371901109   258,107 7,932 SH   SOLE   0 0 7,932
Alphabet Inc C Equities 02079K107   841,203 6,380 SH   SOLE   0 0 6,380
Alphabet Inc Cap Stk Cl A Equities 02079K305   5,896,659 45,061 SH   SOLE   0 0 45,061
Honeywell International Inc Equities 438516106   1,646,234 8,911 SH   SOLE   0 0 8,911
Ishares Tr Iboxx Hi Yd Etf Equities 464288513   2,778,369 37,688 SH   SOLE   0 0 37,688
Ishares Tr Blackrock Ultra Equities 46434V878   2,169,106 43,055 SH   SOLE   0 0 43,055
iShares 7-10 Year Treasury Bond ETF Equities 464287440   1,888,558 20,620 SH   SOLE   0 0 20,620
Ishares S&P Midcap 400 Index Fund Equities 464287507   3,614,627 14,496 SH   SOLE   0 0 14,496
iShares S&P Mid-Cap 400 Value ETF Equities 464287705   7,033,847 69,690 SH   SOLE   0 0 69,690
iShares Core S&P Small-Cap Equities 464287804   2,622,841 27,805 SH   SOLE   0 0 27,805
Iqvia Hldgs Inc Com Equities 46266C105   2,249,914 11,435 SH   SOLE   0 0 11,435
Ishares S&P 500 Value Etf Equities 464287408   19,313,244 125,541 SH   SOLE   0 0 125,541
Ishares S&P 500 Equities 464287200   24,217,396 56,394 SH   SOLE   0 0 56,394
iShares S&P 500 Growth Equities 464287309   803,593 11,745 SH   SOLE   0 0 11,745
Ishares Tr Rus MD Cp Gr Etf Equities 464287481   6,022,501 65,928 SH   SOLE   0 0 65,928
J.A.G. Mines Ltd Equities 466080108   0 415,000 SH   SOLE   0 0 415,000
Johnson & Johnson Equities 478160104   224,804 1,443 SH   SOLE   0 0 1,443
Jpmorgan Chase & Co Equities 46625H100   1,350,134 9,310 SH   SOLE   0 0 9,310
Mastercard Incorporated Cl A Equities 57636Q104   1,926,812 4,867 SH   SOLE   0 0 4,867
Mcdonald S Corp Equities 580135101   370,374 1,406 SH   SOLE   0 0 1,406
Meta Platforms Inc Class A Equities 30303M102   217,352 724 SH   SOLE   0 0 724
Microsoft Corp Equities 594918104   2,708,102 8,577 SH   SOLE   0 0 8,577
Nuveen ESG Emerging Markets Equity ETF Equities 67092P888   296,732 11,317 SH   SOLE   0 0 11,317
Procter & Gamble Co Equities 742718109   274,371 1,881 SH   SOLE   0 0 1,881
Parker-Hannifin Corp Com Equities 701094104   319,406 820 SH   SOLE   0 0 820
Philip Morris International Inc Equities 718172109   1,837,476 19,847 SH   SOLE   0 0 19,847
QUALCOMM Inc Equities 747525103   1,025,461 9,233 SH   SOLE   0 0 9,233
Invesco Qqq Tr Unit Ser 1 Equities 46090E103   35,014,017 97,731 SH   SOLE   0 0 97,731
iShares MSCI USA Quality Factor ETF Equities 46432F339   350,561 2,660 SH   SOLE   0 0 2,660
SCHWAB 1 5 YEAR CORP BOND ETF Equities 808524714   213,691 4,550 SH   SOLE   0 0 4,550
SCHWAB LONG TERM US TREASURY ETF Equities 808524680   749,203 23,649 SH   SOLE   0 0 23,649
Schwab Charles Corp Com Equities 808513105   3,818,477 69,553 SH   SOLE   0 0 69,553
iShares 1-3 Year Treasury Bond Equities 464287457   7,799,778 96,329 SH   SOLE   0 0 96,329
iShares 0-5 Year Invmt Grade Corp Bd ETF Equities 46434V100   11,929,789 248,563 SH   SOLE   0 0 248,563
iShares Semiconductor ETF Equities 464287523   6,968,537 14,712 SH   SOLE   0 0 14,712
SPDR Portfolio SP 500 ETF Equities 78464A854   584,323 11,626 SH   SOLE   0 0 11,626
Spdr S&P500 Etf TRUST Trust Unit Deposit Equities 78462F103   762,624 1,784 SH   SOLE   0 0 1,784
Ishares Short-Term National Muni Bond Et Equities 464288158   1,835,331 17,843 SH   SOLE   0 0 17,843
iShares MSCI USA ESG Select ETF Equities 464288802   540,000 6,002 SH   SOLE   0 0 6,002
iShares Treasury Floating Rate Bond ETF Equities 46434V860   455,392 8,975 SH   SOLE   0 0 8,975
Ishares Tr 20 Yr Tr Bd Etf Equities 464287432   10,965,999 123,644 SH   SOLE   0 0 123,644
Tesla Motors Inc Equities 88160R101   366,823 1,466 SH   SOLE   0 0 1,466
Taiwan Semiconductor Manufacturing Spon Equities 874039100   1,468,827 16,903 SH   SOLE   0 0 16,903
Visa Inc Equities 92826C839   2,595,030 11,282 SH   SOLE   0 0 11,282
Vale SA Equities 91912E105   135,809 10,135 SH   SOLE   0 0 10,135
Vanguard Small-Cap ETF Equities 922908751   1,085,984 5,744 SH   SOLE   0 0 5,744
Vanguard Small-Cap Value ETF Equities 922908611   917,137 5,750 SH   SOLE   0 0 5,750
Vanguard FTSE Developed Markets ETF Equities 921943858   347,181 7,941 SH   SOLE   0 0 7,941
Vanguard Tax-Exempt Bond ETF Equities 922907746   301,665 6,272 SH   SOLE   0 0 6,272
Vanguard Value ETF Equities 922908744   12,373,819 89,711 SH   SOLE   0 0 89,711
Welltower Inc Com Equities 95040Q104   538,214 6,570 SH   SOLE   0 0 6,570
Exxon Mobil Corp Equities 30231G102   667,755 5,679 SH   SOLE   0 0 5,679
Nuveen ESG Large-Cap Growth ETF Equities 67092P201   477,301 7,959 SH   SOLE   0 0 7,959