The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   329,453 3,022 SH   SOLE   0 0 3,022
ALPHABET INC CAP STK CL C 02079K107   1,045,181 8,640 SH   SOLE   0 0 8,640
AMAZON COM INC COM 023135106   744,486 5,711 SH   SOLE   0 0 5,711
APPLE INC COM 037833100   1,417,249 7,307 SH   SOLE   0 0 7,307
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   223,696 656 SH   SOLE   0 0 656
CLOUDFLARE INC CL A COM 18915M107   320,705 4,906 SH   SOLE   0 0 4,906
DEERE & CO COM 244199105   440,805 1,088 SH   SOLE   0 0 1,088
DISNEY WALT CO COM 254687106   227,680 2,550 SH   SOLE   0 0 2,550
FORD MTR CO DEL COM 345370860   164,985 10,904 SH   SOLE   0 0 10,904
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   535,956 14,089 SH   SOLE   0 0 14,089
HUNTINGTON BANCSHARES INC COM 446150104   185,749 17,231 SH   SOLE   0 0 17,231
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   147,640 12,985 SH   SOLE   0 0 12,985
INVESCO QQQ TR UNIT SER 1 46090E103   5,729,521 15,510 SH   SOLE   0 0 15,510
ISHARES TR ESG AWARE MSCI 46435U663   2,961,267 83,369 SH   SOLE   0 0 83,369
ISHARES TR RUSSELL 2000 ETF 464287655   4,426,525 23,637 SH   SOLE   0 0 23,637
ISHARES TR CORE MSCI EAFE 46432F842   243,472 3,607 SH   SOLE   0 0 3,607
ISHARES TR CORE S&P500 ETF 464287200   764,381 1,715 SH   SOLE   0 0 1,715
ISHARES TR MSCI USA MMENTM 46432F396   231,921 1,608 SH   SOLE   0 0 1,608
ISHARES TR CORE 1 5 YR USD 46432F859   1,275,427 27,346 SH   SOLE   0 0 27,346
ISHARES TR CORE MSCI TOTAL 46432F834   21,424,611 342,137 SH   SOLE   0 0 342,137
ISHARES TR ESG AWR MSCI USA 46435G425   1,257,153 12,899 SH   SOLE   0 0 12,899
ISHARES TR AGENCY BOND ETF 464288166   595,715 5,569 SH   SOLE   0 0 5,569
ISHARES TR CORE TOTAL USD 46434V613   979,261 21,536 SH   SOLE   0 0 21,536
ISHARES TR ESG AW MSCI EAFE 46435G516   6,901,663 94,634 SH   SOLE   0 0 94,634
ISHARES TR MSCI KLD400 SOC 464288570   9,188,423 109,165 SH   SOLE   0 0 109,165
ISHARES TR NATIONAL MUN ETF 464288414   252,524 2,366 SH   SOLE   0 0 2,366
ISHARES TR SHRT NAT MUN ETF 464288158   942,810 9,062 SH   SOLE   0 0 9,062
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   582,462 14,220 SH   SOLE   0 0 14,220
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   52,973,062 1,066,071 SH   SOLE   0 0 1,066,071
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   19,605,342 357,175 SH   SOLE   0 0 357,175
MCDONALDS CORP COM 580135101   808,056 2,708 SH   SOLE   0 0 2,708
MICROSOFT CORP COM 594918104   2,055,368 6,036 SH   SOLE   0 0 6,036
NVIDIA CORPORATION COM 67066G104   263,694 623 SH   SOLE   0 0 623
PEPSICO INC COM 713448108   490,348 2,647 SH   SOLE   0 0 2,647
PROCTER AND GAMBLE CO COM 742718109   262,055 1,727 SH   SOLE   0 0 1,727
SALESFORCE INC COM 79466L302   598,711 2,834 SH   SOLE   0 0 2,834
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,453,032 31,478 SH   SOLE   0 0 31,478
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,134,863 256,237 SH   SOLE   0 0 256,237
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,127,596 21,531 SH   SOLE   0 0 21,531
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,303,107 27,114 SH   SOLE   0 0 27,114
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,999,144 44,703 SH   SOLE   0 0 44,703
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   481,434 6,778 SH   SOLE   0 0 6,778
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,171,252 12,489 SH   SOLE   0 0 12,489
SPDR S&P 500 ETF TR TR UNIT 78462F103   288,610 651 SH   SOLE   0 0 651
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,600,655 56,580 SH   SOLE   0 0 56,580
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,827,326 38,838 SH   SOLE   0 0 38,838
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,813,550 78,898 SH   SOLE   0 0 78,898
TESLA INC COM 88160R101   305,224 1,166 SH   SOLE   0 0 1,166
TIMOTHY PLAN US LRGMD CP CORE 887432359   11,712,555 325,568 SH   SOLE   0 0 325,568
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   608,811 36,163 SH   SOLE   0 0 36,163
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   369,432 13,303 SH   SOLE   0 0 13,303
VANGUARD INDEX FDS SMALL CP ETF 922908751   23,534,956 118,332 SH   SOLE   0 0 118,332
VANGUARD INDEX FDS GROWTH ETF 922908736   19,734,705 69,744 SH   SOLE   0 0 69,744
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   37,932,083 93,135 SH   SOLE   0 0 93,135
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   694,191 13,823 SH   SOLE   0 0 13,823
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   982,389 6,048 SH   SOLE   0 0 6,048
VANGUARD WORLD FDS UTILITIES ETF 92204A876   249,586 1,756 SH   SOLE   0 0 1,756