The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   46,537,037 999,936 SH   SOLE   0 0 999,936
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   30,599,917 87,095 SH   SOLE   0 0 87,095
VANGUARD INDEX FDS SMALL CP ETF 922908751   19,765,327 107,689 SH   SOLE   0 0 107,689
ISHARES TR CORE MSCI TOTAL 46432F834   18,372,760 317,428 SH   SOLE   0 0 317,428
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   16,440,009 333,807 SH   SOLE   0 0 333,807
VANGUARD INDEX FDS GROWTH ETF 922908736   13,194,163 61,912 SH   SOLE   0 0 61,912
TIMOTHY PLAN US LRGMD CP CORE 887432359   11,130,804 332,263 SH   SOLE   0 0 332,263
ISHARES TR MSCI KLD400 SOC 464288570   8,250,949 114,932 SH   SOLE   0 0 114,932
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,198,517 254,533 SH   SOLE   0 0 254,533
ISHARES TR ESG AW MSCI EAFE 46435G516   6,391,033 97,217 SH   SOLE   0 0 97,217
INVESCO QQQ TR UNIT SER 1 46090E103   4,168,850 15,656 SH   SOLE   0 0 15,656
ISHARES TR RUSSELL 2000 ETF 464287655   4,095,700 23,490 SH   SOLE   0 0 23,490
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,966,881 78,289 SH   SOLE   0 0 78,289
ISHARES TR BLACKROCK ULTRA 46434V878   3,282,455 65,597 SH   SOLE   0 0 65,597
ISHARES TR ESG AWARE MSCI 46435U663   2,870,531 87,303 SH   SOLE   0 0 87,303
SPDR SER TR BLOOMBERG INVT 78468R200   2,708,430 89,122 SH   SOLE   0 0 89,122
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,372,457 50,499 SH   SOLE   0 0 50,499
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,310,717 35,000 SH   SOLE   0 0 35,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,605,600 12,903 SH   SOLE   0 0 12,903
MICROSOFT CORP COM 594918104   1,497,096 6,243 SH   SOLE   0 0 6,243
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,336,278 47,319 SH   SOLE   0 0 47,319
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,289,875 26,739 SH   SOLE   0 0 26,739
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,265,672 28,033 SH   SOLE   0 0 28,033
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,172,194 25,678 SH   SOLE   0 0 25,678
ISHARES TR ESG AWR MSCI USA 46435G425   1,083,953 12,790 SH   SOLE   0 0 12,790
ISHARES TR CORE 1 5 YR USD 46432F859   1,001,165 21,558 SH   SOLE   0 0 21,558
ISHARES TR SHRT NAT MUN ETF 464288158   954,094 9,150 SH   SOLE   0 0 9,150
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   931,237 6,133 SH   SOLE   0 0 6,133
APPLE INC COM 037833100   910,102 7,005 SH   SOLE   0 0 7,005
ALPHABET INC CAP STK CL C 02079K107   766,627 8,640 SH   SOLE   0 0 8,640
ISHARES TR CORE TOTAL USD 46434V613   758,020 16,871 SH   SOLE   0 0 16,871
MCDONALDS CORP COM 580135101   711,622 2,700 SH   SOLE   0 0 2,700
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   692,841 14,000 SH   SOLE   0 0 14,000
ISHARES TR CORE S&P500 ETF 464287200   683,630 1,779 SH   SOLE   0 0 1,779
ISHARES TR NATIONAL MUN ETF 464288414   656,519 6,222 SH   SOLE   0 0 6,222
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   607,694 36,001 SH   SOLE   0 0 36,001
ISHARES TR AGENCY BOND ETF 464288166   585,301 5,499 SH   SOLE   0 0 5,499
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   548,868 14,168 SH   SOLE   0 0 14,168
AMAZON COM INC COM 023135106   498,792 5,938 SH   SOLE   0 0 5,938
PEPSICO INC COM 713448108   478,276 2,647 SH   SOLE   0 0 2,647
DEERE & CO COM 244199105   466,446 1,088 SH   SOLE   0 0 1,088
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   444,698 6,778 SH   SOLE   0 0 6,778
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   391,538 14,491 SH   SOLE   0 0 14,491
SALESFORCE INC COM 79466L302   375,760 2,834 SH   SOLE   0 0 2,834
ABBOTT LABS COM 002824100   331,779 3,022 SH   SOLE   0 0 3,022
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   293,737 7,820 SH   SOLE   0 0 7,820
ISHARES TR PFD AND INCM SEC 464288687   293,075 9,600 SH   SOLE   0 0 9,600
PROCTER AND GAMBLE CO COM 742718109   292,056 1,927 SH   SOLE   0 0 1,927
VANGUARD WORLD FDS UTILITIES ETF 92204A876   269,230 1,756 SH   SOLE   0 0 1,756
VANGUARD WORLD FDS INF TECH ETF 92204A702   256,424 803 SH   SOLE   0 0 803
SPDR S&P 500 ETF TR TR UNIT 78462F103   248,876 651 SH   SOLE   0 0 651
HUNTINGTON BANCSHARES INC COM 446150104   237,048 16,812 SH   SOLE   0 0 16,812
CHEVRON CORP NEW COM 166764100   237,040 1,321 SH   SOLE   0 0 1,321
BROADCOM INC COM 11135F101   234,315 419 SH   SOLE   0 0 419
ISHARES TR MSCI USA MMENTM 46432F396   234,054 1,604 SH   SOLE   0 0 1,604
DISNEY WALT CO COM 254687106   228,076 2,625 SH   SOLE   0 0 2,625
ISHARES TR CORE MSCI EAFE 46432F842   222,335 3,607 SH   SOLE   0 0 3,607
CLOUDFLARE INC CL A COM 18915M107   221,800 4,906 SH   SOLE   0 0 4,906
HOME DEPOT INC COM 437076102   221,102 700 SH   SOLE   0 0 700
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   175,608 15,707 SH   SOLE   0 0 15,707
FORD MTR CO DEL COM 345370860   128,484 11,048 SH   SOLE   0 0 11,048