The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 14,054 30,976 SH   SOLE   0 0 30,976
ISHARES TR CORE S&P MCP ETF 464287507 11,202 41,745 SH   SOLE   0 0 41,745
ISHARES TR ISHS 1-5YR INVS 464288646 9,175 177,398 SH   SOLE   0 0 177,398
ISHARES TR MSCI USA MIN VOL 46429B697 6,185 79,732 SH   SOLE   0 0 79,732
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,445 9,762 SH   SOLE   0 0 9,762
APPLE INC COM 037833100 3,218 18,432 SH   SOLE   0 0 18,432
ISHARES TR CORE S&P SCP ETF 464287804 2,825 26,191 SH   SOLE   0 0 26,191
ISHARES TR TIPS BD ETF 464287176 2,775 22,275 SH   SOLE   0 0 22,275
ISHARES TR MSCI USA ESG SLC 464288802 2,602 26,867 SH   SOLE   0 0 26,867
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 2,421 32,404 SH   SOLE   0 0 32,404
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,398 22,855 SH   SOLE   0 0 22,855
ISHARES TR GNMA BOND ETF 46429B333 2,173 45,537 SH   SOLE   0 0 45,537
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,052 40,066 SH   SOLE   0 0 40,066
ISHARES TR CORE DIV GRWTH 46434V621 1,933 36,193 SH   SOLE   0 0 36,193
ISHARES TR SP SMCP600VL ETF 464287879 1,797 17,555 SH   SOLE   0 0 17,555
ISHARES INC MSCI GBL MIN VOL 464286525 1,686 16,085 SH   SOLE   0 0 16,085
MICROSOFT CORP COM 594918104 1,560 5,061 SH   SOLE   0 0 5,061
VANGUARD INDEX FDS MID CAP ETF 922908629 1,389 5,842 SH   SOLE   0 0 5,842
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,328 8,187 SH   SOLE   0 0 8,187
PROCTER AND GAMBLE CO COM 742718109 1,231 8,054 SH   SOLE   0 0 8,054
TESLA INC COM 88160R101 1,212 1,124 SH   SOLE   0 0 1,124
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,207 56,795 SH   SOLE   0 0 56,795
EXXON MOBIL CORP COM 30231G102 1,162 14,074 SH   SOLE   0 0 14,074
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,159 15,572 SH   SOLE   0 0 15,572
ISHARES TR BLACKROCK ULTRA 46434V878 1,153 22,985 SH   SOLE   0 0 22,985
JOHNSON & JOHNSON COM 478160104 1,130 6,376 SH   SOLE   0 0 6,376
ISHARES TR EAFE SML CP ETF 464288273 1,122 16,911 SH   SOLE   0 0 16,911
ISHARES TR SHORT TREAS BD 464288679 1,052 9,544 SH   SOLE   0 0 9,544
SPDR S&P 500 ETF TR TR UNIT 78462F103 984 2,179 SH   SOLE   0 0 2,179
ISHARES TR EXPND TEC SC ETF 464287549 964 2,480 SH   SOLE   0 0 2,480
ISHARES TR CORE MSCI EAFE 46432F842 964 13,865 SH   SOLE   0 0 13,865
HOME DEPOT INC COM 437076102 940 3,139 SH   SOLE   0 0 3,139
ISHARES TR CORE US AGGBD ET 464287226 831 7,755 SH   SOLE   0 0 7,755
ISHARES TR CORE 1 5 YR USD 46432F859 815 16,822 SH   SOLE   0 0 16,822
TORONTO DOMINION BK ONT COM NEW 891160509 814 10,251 SH   SOLE   0 0 10,251
ISHARES TR RUS TP200 GR ETF 464289438 806 5,076 SH   SOLE   0 0 5,076
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 796 17,264 SH   SOLE   0 0 17,264
PROSHARES TR PET CARE ETF 74348A145 791 11,889 SH   SOLE   0 0 11,889
ISHARES INC MSCI EMERG MRKT 464286533 769 12,604 SH   SOLE   0 0 12,604
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 762 36,122 SH   SOLE   0 0 36,122
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 747 26,535 SH   SOLE   0 0 26,535
SPDR SER TR SPDR S&P 500 ETF 78468R796 730 6,578 SH   SOLE   0 0 6,578
INVESCO QQQ TR UNIT SER 1 46090E103 716 1,976 SH   SOLE   0 0 1,976
ABBVIE INC COM 00287Y109 680 4,192 SH   SOLE   0 0 4,192
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 676 1,627 SH   SOLE   0 0 1,627
ABBOTT LABS COM 002824100 636 5,372 SH   SOLE   0 0 5,372
ISHARES TR 1 3 YR TREAS BD 464287457 631 7,572 SH   SOLE   0 0 7,572
SCHWAB STRATEGIC TR US TIPS ETF 808524870 610 10,055 SH   SOLE   0 0 10,055
VANGUARD INDEX FDS GROWTH ETF 922908736 593 2,062 SH   SOLE   0 0 2,062
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 586 3,687 SH   SOLE   0 0 3,687
VERIZON COMMUNICATIONS INC COM 92343V104 574 11,266 SH   SOLE   0 0 11,266
WISDOMTREE TR US MIDCAP FUND 97717W570 557 10,182 SH   SOLE   0 0 10,182
ISHARES TR GLOB HLTHCRE ETF 464287325 548 6,250 SH   SOLE   0 0 6,250
ISHARES TR ESG AWRE 1 5 YR 46435G243 534 21,691 SH   SOLE   0 0 21,691
MCDONALDS CORP COM 580135101 531 2,147 SH   SOLE   0 0 2,147
ISHARES TR S&P 500 GRWT ETF 464287309 487 6,372 SH   SOLE   0 0 6,372
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 470 21,306 SH   SOLE   0 0 21,306
ISHARES TR RUS TOP 200 ETF 464289446 460 4,256 SH   SOLE   0 0 4,256
PEPSICO INC COM 713448108 457 2,732 SH   SOLE   0 0 2,732
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 450 4,156 SH   SOLE   0 0 4,156
ISHARES TR MSCI EAFE MIN VL 46429B689 445 6,172 SH   SOLE   0 0 6,172
MERCK & CO. INC COM 58933Y105 445 5,428 SH   SOLE   0 0 5,428
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 444 13,695 SH   SOLE   0 0 13,695
ROYCE MICRO-CAP TR INC COM 780915104 439 41,766 SH   SOLE   0 0 41,766
ISHARES TR CORE S&P TTL STK 464287150 426 4,225 SH   SOLE   0 0 4,225
ISHARES TR GLB CNSM STP ETF 464288737 420 6,761 SH   SOLE   0 0 6,761
ISHARES TR MSCI EAFE ETF 464287465 414 5,624 SH   SOLE   0 0 5,624
INTERNATIONAL BUSINESS MACHS COM 459200101 413 3,175 SH   SOLE   0 0 3,175
ALPHABET INC CAP STK CL A 02079K305 412 148 SH   SOLE   0 0 148
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 404 2,951 SH   SOLE   0 0 2,951
JPMORGAN CHASE & CO COM 46625H100 399 2,929 SH   SOLE   0 0 2,929
SPDR SER TR S&P DIVID ETF 78464A763 387 3,024 SH   SOLE   0 0 3,024
VANGUARD INDEX FDS TOTAL STK MKT 922908769 385 1,691 SH   SOLE   0 0 1,691
ISHARES TR SELECT DIVID ETF 464287168 380 2,968 SH   SOLE   0 0 2,968
WISDOMTREE TR US QTLY DIV GRT 97717X669 375 5,888 SH   SOLE   0 0 5,888
STRATEGY SHS NS 7HANDL IDX 86280R506 365 15,121 SH   SOLE   0 0 15,121
VANGUARD INDEX FDS VALUE ETF 922908744 356 2,410 SH   SOLE   0 0 2,410
DISNEY WALT CO COM 254687106 351 2,559 SH   SOLE   0 0 2,559
AMERICAN EXPRESS CO COM 025816109 349 1,868 SH   SOLE   0 0 1,868
ISHARES TR RUSSELL 2000 ETF 464287655 348 1,694 SH   SOLE   0 0 1,694
ISHARES TR CORE HIGH DV ETF 46429B663 343 3,207 SH   SOLE   0 0 3,207
AMAZON COM INC COM 023135106 329 101 SH   SOLE   0 0 101
PEGASYSTEMS INC COM 705573103 322 3,987 SH   SOLE   0 0 3,987
TJX COS INC NEW COM 872540109 317 5,225 SH   SOLE   0 0 5,225
ISHARES TR MSCI KLD400 SOC 464288570 305 3,517 SH   SOLE   0 0 3,517
ISHARES TR PFD AND INCM SEC 464288687 302 8,288 SH   SOLE   0 0 8,288
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 292 11,138 SH   SOLE   0 0 11,138
VANGUARD INDEX FDS SMALL CP ETF 922908751 291 1,368 SH   SOLE   0 0 1,368
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 289 5,747 SH   SOLE   0 0 5,747
UNION PAC CORP COM 907818108 288 1,056 SH   SOLE   0 0 1,056
ISHARES TR S&P SML 600 GWT 464287887 287 2,295 SH   SOLE   0 0 2,295
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 285 6,553 SH   SOLE   0 0 6,553
3M CO COM 88579Y101 263 1,767 SH   SOLE   0 0 1,767
AMERICAN TOWER CORP NEW COM 03027X100 262 1,042 SH   SOLE   0 0 1,042
DANAHER CORPORATION COM 235851102 255 869 SH   SOLE   0 0 869
ISHARES TR MSCI EMG MKT ETF 464287234 254 5,634 SH   SOLE   0 0 5,634
BECTON DICKINSON & CO COM 075887109 247 930 SH   SOLE   0 0 930
ISHARES TR CORE MSCI TOTAL 46432F834 245 3,683 SH   SOLE   0 0 3,683
RAYTHEON TECHNOLOGIES CORP COM 75513E101 239 2,417 SH   SOLE   0 0 2,417
ISHARES TR RUS 1000 GRW ETF 464287614 235 847 SH   SOLE   0 0 847
CISCO SYS INC COM 17275R102 231 4,135 SH   SOLE   0 0 4,135
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 230 68,147 SH   SOLE   0 0 68,147
PFIZER INC COM 717081103 223 4,315 SH   SOLE   0 0 4,315
VISA INC COM CL A 92826C839 222 999 SH   SOLE   0 0 999
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 217 4,288 SH   SOLE   0 0 4,288
CHEVRON CORP NEW COM 166764100 213 1,306 SH   SOLE   0 0 1,306
BROOKS AUTOMATION INC NEW COM 114340102 209 2,524 SH   SOLE   0 0 2,524
CSX CORP COM 126408103 208 5,562 SH   SOLE   0 0 5,562
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 208 5,658 SH   SOLE   0 0 5,658
MONDELEZ INTL INC CL A 609207105 207 3,300 SH   SOLE   0 0 3,300
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 206 2,643 SH   SOLE   0 0 2,643
ISHARES INC CORE MSCI EMKT 46434G103 203 3,648 SH   SOLE   0 0 3,648
ISHARES TR RUS 2000 GRW ETF 464287648 201 785 SH   SOLE   0 0 785