The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,006 8,955 SH   SOLE   0 0 8,955
MEDTRONIC PLC SHS G5960L103 843 7,900 SH   SOLE   0 0 7,900
TRANE TECHNOLOGIES PLC SHS G8994E103 1,079 6,715 SH   SOLE   0 0 6,715
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,041 1,580 SH   SOLE   0 0 1,580
ROYAL CARIBBEAN GROUP COM V7780T103 627 7,900 SH   SOLE   0 0 7,900
AT&T INC COM 00206R102 1,700 72,382 SH   SOLE   0 0 72,382
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,534 7,505 SH   SOLE   0 0 7,505
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 705 6,320 SH   SOLE   0 0 6,320
ALPHABET INC CAP STK CL A 02079K305 6,996 2,601 SH   SOLE   0 0 2,601
ALTRIA GROUP INC COM 02209S103 1,144 22,120 SH   SOLE   0 0 22,120
AMAZON COM INC COM 023135106 5,944 1,897 SH   SOLE   0 0 1,897
AMERICAN ELEC PWR CO INC COM 025537101 1,405 15,010 SH   SOLE   0 0 15,010
AMERICAN WTR WKS CO INC NEW COM 030420103 443 2,765 SH   SOLE   0 0 2,765
APPLE INC COM 037833100 22,185 131,930 SH   SOLE   0 0 131,930
APPLIED MATLS INC COM 038222105 369 2,765 SH   SOLE   0 0 2,765
ARES CAPITAL CORP COM 04010L103 1,535 71,890 SH   SOLE   0 0 71,890
AVANGRID INC COM 05351W103 1,061 22,910 SH   SOLE   0 0 22,910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,074 6,320 SH   SOLE   0 0 6,320
BLACKSTONE INC COM 09260D107 915 7,570 SH   SOLE   0 0 7,570
BOEING CO COM 097023105 495 2,682 SH   SOLE   0 0 2,682
CME GROUP INC COM 12572Q105 1,484 6,320 SH   SOLE   0 0 6,320
CHEVRON CORP NEW COM 166764100 2,604 17,545 SH   SOLE   0 0 17,545
CINCINNATI FINL CORP COM 172062101 3,384 26,860 SH   SOLE   0 0 26,860
CISCO SYS INC COM 17275R102 1,764 31,600 SH   SOLE   0 0 31,600
CINTAS CORP COM 172908105 1,876 4,740 SH   SOLE   0 0 4,740
CITIGROUP INC COM NEW 172967424 941 15,800 SH   SOLE   0 0 15,800
CITIZENS FINL GROUP INC COM 174610105 1,562 31,600 SH   SOLE   0 0 31,600
COCA COLA CO COM 191216100 3,305 53,678 SH   SOLE   0 0 53,678
COMCAST CORP NEW CL A 20030N101 1,250 26,070 SH   SOLE   0 0 26,070
COMPASS DIVERSIFIED SH BEN INT 20451Q104 2,401 97,170 SH   SOLE   0 0 97,170
COSTCO WHSL CORP NEW COM 22160K105 4,035 7,505 SH   SOLE   0 0 7,505
COUSINS PPTYS INC COM NEW 222795502 495 12,608 SH   SOLE   0 0 12,608
CROWN CASTLE INTL CORP NEW COM 22822V101 1,290 7,110 SH   SOLE   0 0 7,110
DANAHER CORPORATION COM 235851102 2,005 7,110 SH   SOLE   0 0 7,110
DIAGEO PLC SPON ADR NEW 25243Q205 1,593 7,900 SH   SOLE   0 0 7,900
DISNEY WALT CO COM 254687106 614 4,345 SH   SOLE   0 0 4,345
DOMINION ENERGY INC COM 25746U109 1,097 13,430 SH   SOLE   0 0 13,430
DUKE ENERGY CORP NEW COM NEW 26441C204 1,425 13,430 SH   SOLE   0 0 13,430
EDWARDS LIFESCIENCES CORP COM 28176E108 1,624 14,220 SH   SOLE   0 0 14,220
EMERSON ELEC CO COM 291011104 973 10,270 SH   SOLE   0 0 10,270
ENTERGY CORP NEW COM 29364G103 710 6,320 SH   SOLE   0 0 6,320
EQUINIX INC COM 29444U700 861 1,185 SH   SOLE   0 0 1,185
ESSEX PPTY TR INC COM 297178105 1,066 3,160 SH   SOLE   0 0 3,160
EVERSOURCE ENERGY COM 30040W108 2,264 26,070 SH   SOLE   0 0 26,070
EXELON CORP COM 30161N101 258 5,544 SH   SOLE   0 0 5,544
EXPEDIA GROUP INC COM NEW 30212P303 443 2,370 SH   SOLE   0 0 2,370
META PLATFORMS INC CL A 30303M102 2,194 9,085 SH   SOLE   0 0 9,085
FIFTH THIRD BANCORP COM 316773100 2,162 47,795 SH   SOLE   0 0 47,795
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106 365 14,400 SH   SOLE   0 0 14,400
GENERAL DYNAMICS CORP COM 369550108 1,341 5,925 SH   SOLE   0 0 5,925
GENERAL MLS INC COM 370334104 1,126 16,590 SH   SOLE   0 0 16,590
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101 207 11,000 SH   SOLE   0 0 11,000
HCA HEALTHCARE INC COM 40412C101 793 3,160 SH   SOLE   0 0 3,160
HARTFORD FINL SVCS GROUP INC COM 416515104 2,189 30,810 SH   SOLE   0 0 30,810
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,654 52,535 SH   SOLE   0 0 52,535
HOME DEPOT INC COM 437076102 7,075 20,935 SH   SOLE   0 0 20,935
ILLINOIS TOOL WKS INC COM 452308109 1,300 5,925 SH   SOLE   0 0 5,925
INTEL CORP COM 458140100 1,977 40,290 SH   SOLE   0 0 40,290
INTERNATIONAL BUSINESS MACHS COM 459200101 1,040 7,971 SH   SOLE   0 0 7,971
INTERNATIONAL PAPER CO COM 460146103 1,334 28,835 SH   SOLE   0 0 28,835
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,788 201,672 SH   SOLE   0 0 201,672
ISHARES GOLD TR ISHARES NEW 464285204 1,160 31,784 SH   SOLE   0 0 31,784
ISHARES INC MSCI EURZONE ETF 464286608 1,201 27,608 SH   SOLE   0 0 27,608
ISHARES TR TIPS BD ETF 464287176 135,282 1,075,752 SH   SOLE   0 0 1,075,752
ISHARES TR CORE S&P500 ETF 464287200 9,926 22,446 SH   SOLE   0 0 22,446
ISHARES TR CORE S&P MCP ETF 464287507 1,468 5,568 SH   SOLE   0 0 5,568
ISHARES TR RUS 1000 VAL ETF 464287598 214 1,315 SH   SOLE   0 0 1,315
ISHARES TR CORE S&P US VLU 464287663 400 5,335 SH   SOLE   0 0 5,335
ISHARES TR CORE S&P US GWT 464287671 306 3,150 SH   SOLE   0 0 3,150
ISHARES TR CORE S&P SCP ETF 464287804 398,520 3,713,326 SH   SOLE   0 0 3,713,326
ISHARES TR SHRT NAT MUN ETF 464288158 327 3,156 SH   SOLE   0 0 3,156
ISHARES TR FLTG RATE NT ETF 46429B655 1,257,679 24,861,739 SH   SOLE   0 0 24,861,739
ISHARES TR MSCI USA VALUE 46432F388 1,354 12,934 SH   SOLE   0 0 12,934
ISHARES TR CORE MSCI TOTAL 46432F834 681,561 10,136,372 SH   SOLE   0 0 10,136,372
ISHARES TR BLACKROCK ULTRA 46434V878 756,403 15,043,485 SH   SOLE   0 0 15,043,485
JPMORGAN CHASE & CO COM 46625H100 4,832 33,575 SH   SOLE   0 0 33,575
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 505,952 10,072,236 SH   SOLE   0 0 10,072,236
LOCKHEED MARTIN CORP COM 539830109 7,233 17,380 SH   SOLE   0 0 17,380
MARATHON PETE CORP COM 56585A102 1,145 14,615 SH   SOLE   0 0 14,615
MASTERCARD INCORPORATED CL A 57636Q104 1,367 3,760 SH   SOLE   0 0 3,760
MCDONALDS CORP COM 580135101 4,535 18,170 SH   SOLE   0 0 18,170
MERCK & CO INC COM 58933Y105 2,220 27,650 SH   SOLE   0 0 27,650
MICROSOFT CORP COM 594918104 16,717 56,011 SH   SOLE   0 0 56,011
NATIONAL RETAIL PROPERTIES I COM 637417106 2,198 49,375 SH   SOLE   0 0 49,375
NEXTERA ENERGY INC COM 65339F101 1,909 23,700 SH   SOLE   0 0 23,700
NORTHROP GRUMMAN CORP COM 666807102 668 1,580 SH   SOLE   0 0 1,580
OLD DOMINION FREIGHT LINE IN COM 679580100 478 1,580 SH   SOLE   0 0 1,580
PAYCHEX INC COM 704326107 4,602 36,920 SH   SOLE   0 0 36,920
PEPSICO INC COM 713448108 2,601 15,405 SH   SOLE   0 0 15,405
PFIZER INC COM 717081103 6,589 127,145 SH   SOLE   0 0 127,145
PHILIP MORRIS INTL INC COM 718172109 1,702 16,985 SH   SOLE   0 0 16,985
PIMCO DYNAMIC INCOME FD SHS 72201Y101 278 11,772 SH   SOLE   0 0 11,772
PROCTER AND GAMBLE CO COM 742718109 2,728 17,380 SH   SOLE   0 0 17,380
PROLOGIS INC. COM 74340W103 5,778 36,565 SH   SOLE   0 0 36,565
REALTY INCOME CORP COM 756109104 1,168 16,942 SH   SOLE   0 0 16,942
ROPER TECHNOLOGIES INC COM 776696106 1,077 2,370 SH   SOLE   0 0 2,370
S&P GLOBAL INC COM 78409V104 320 790 SH   SOLE   0 0 790
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,134 86,130 SH   SOLE   0 0 86,130
SHERWIN WILLIAMS CO COM 824348106 322 1,185 SH   SOLE   0 0 1,185
SONOCO PRODS CO COM 835495102 1,424 24,095 SH   SOLE   0 0 24,095
SOUTHERN CO COM 842587107 6,529 92,688 SH   SOLE   0 0 92,688
STARBUCKS CORP COM 855244109 506 5,530 SH   SOLE   0 0 5,530
TJX COS INC NEW COM 872540109 626 9,480 SH   SOLE   0 0 9,480
T-MOBILE US INC COM 872590104 2,097 17,222 SH   SOLE   0 0 17,222
TARGET CORP COM 87612E106 2,258 10,270 SH   SOLE   0 0 10,270
TEXAS INSTRS INC COM 882508104 1,392 7,900 SH   SOLE   0 0 7,900
TRANSUNION COM 89400J107 1,106 11,060 SH   SOLE   0 0 11,060
UNILEVER PLC SPON ADR NEW 904767704 499 10,270 SH   SOLE   0 0 10,270
UNITED PARCEL SERVICE INC CL B 911312106 1,643 7,900 SH   SOLE   0 0 7,900
UNITEDHEALTH GROUP INC COM 91324P102 21,403 43,450 SH   SOLE   0 0 43,450
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 297,805 3,571,472 SH   SOLE   0 0 3,571,472
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 254 5,510 SH   SOLE   0 0 5,510
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 58,483 513,734 SH   SOLE   0 0 513,734
VANGUARD WORLD FDS INF TECH ETF 92204A702 303,718 747,150 SH   SOLE   0 0 747,150
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,643 35,312 SH   SOLE   0 0 35,312
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 123,911 1,536,594 SH   SOLE   0 0 1,536,594
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,207 138,214 SH   SOLE   0 0 138,214
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 488,944 4,585,211 SH   SOLE   0 0 4,585,211
VANGUARD INDEX FDS VALUE ETF 922908744 226 1,532 SH   SOLE   0 0 1,532
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,372,322 10,592,144 SH   SOLE   0 0 10,592,144
VERIZON COMMUNICATIONS INC COM 92343V104 1,745 32,943 SH   SOLE   0 0 32,943
VISA INC COM CL A 92826C839 2,422 11,180 SH   SOLE   0 0 11,180
WALMART INC COM 931142103 5,257 36,498 SH   SOLE   0 0 36,498
WELLS FARGO CO NEW COM 949746101 545 11,106 SH   SOLE   0 0 11,106
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,483 62,568 SH   SOLE   0 0 62,568
ZOETIS INC CL A 98978V103 1,391 7,110 SH   SOLE   0 0 7,110