The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 220,544 2,178 SH   SOLE   0 0 2,178
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 212,339 551 SH   SOLE   0 0 551
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 718,745 6,929 SH   SOLE   0 0 6,929
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 214,864 2,066 SH   SOLE   0 0 2,066
AMAZON COM INC COM 023135106 BBG001S5PQL7 671,385 6,500 SH   SOLE   0 0 6,500
APPLE INC COM 037833100 BBG001S5N8V8 1,780,594 10,798 SH   SOLE   0 0 10,798
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG001S5XP76 81,710 11,590 SH   SOLE   0 0 11,590
BANCO SANTANDER S.A. ADR 05964H105 BBG001S5WCX7 37,671 10,209 SH   SOLE   0 0 10,209
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 243,928 790 SH   SOLE   0 0 790
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 207,128 1,269 SH   SOLE   0 0 1,269
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 245,444 1,264 SH   SOLE   0 0 1,264
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 471,033 948 SH   SOLE   0 0 948
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 258,845 1,027 SH   SOLE   0 0 1,027
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 301,262 2,747 SH   SOLE   0 0 2,747
HOME DEPOT INC COM 437076102 BBG001S5RTW7 352,668 1,195 SH   SOLE   0 0 1,195
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 284,594 1,489 SH   SOLE   0 0 1,489
INTUIT COM 461202103 BBG001S6TWR2 221,132 496 SH   SOLE   0 0 496
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 6,849,762 481,699 SH   SOLE   0 0 481,699
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 13,478,043 102,099 SH   SOLE   0 0 102,099
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 11,210,253 112,972 SH   SOLE   0 0 112,972
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 2,191,351 9,661 SH   SOLE   0 0 9,661
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 351,142 5,496 SH   SOLE   0 0 5,496
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 243,940 1,872 SH   SOLE   0 0 1,872
LILLY ELI & CO COM 532457108 BBG001S5STL8 258,621 753 SH   SOLE   0 0 753
LOWES COS INC COM 548661107 BBG001S5SVL3 249,785 1,249 SH   SOLE   0 0 1,249
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 228,585 629 SH   SOLE   0 0 629
MERCK & CO INC COM 58933Y105 BBG001S5TC52 233,952 2,199 SH   SOLE   0 0 2,199
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 343,343 1,620 SH   SOLE   0 0 1,620
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,698,011 5,890 SH   SOLE   0 0 5,890
NORTHERN LTS FD TR IV MAIN BUYWRITE 66538H179 BBG019K5YGL9 3,170,705 239,479 SH   SOLE   0 0 239,479
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 392,492 1,413 SH   SOLE   0 0 1,413
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 225,829 266 SH   SOLE   0 0 266
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 251,583 1,692 SH   SOLE   0 0 1,692
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 12,053,623 36,238 SH   SOLE   0 0 36,238
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 9,350,776 376,440 SH   SOLE   0 0 376,440
TELEFONICA S A SPONSORED ADR 879382208 BBG001S5WMH3 47,512 11,101 SH   SOLE   0 0 11,101
TESLA INC COM 88160R101 BBG001SQKGD7 344,591 1,661 SH   SOLE   0 0 1,661
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 417,868 725 SH   SOLE   0 0 725
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 461,720 977 SH   SOLE   0 0 977
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 8,470,406 110,739 SH   SOLE   0 0 110,739
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 3,465,397 24,718 SH   SOLE   0 0 24,718
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 3,373,226 25,160 SH   SOLE   0 0 25,160
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,123,639 13,376 SH   SOLE   0 0 13,376
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,296,972 131,113 SH   SOLE   0 0 131,113
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 8,541,792 145,914 SH   SOLE   0 0 145,914
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 14,440,968 319,703 SH   SOLE   0 0 319,703
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 3,075,354 49,356 SH   SOLE   0 0 49,356
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 209,583 1,987 SH   SOLE   0 0 1,987
VISA INC COM CL A 92826C839 BBG001SRCFY3 435,392 1,931 SH   SOLE   0 0 1,931
VISTAGEN THERAPEUTICS INC COM NEW 92840H202 BBG001S67BH3 1,626 13,043 SH   SOLE   0 0 13,043
WALMART INC COM 931142103 BBG001S5XH92 287,970 1,953 SH   SOLE   0 0 1,953
ZOETIS INC CL A 98978V103 BBG0039320P7 245,998 1,478 SH   SOLE   0 0 1,478