The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 227 2,350 SH   SOLE   0 0 2,350
ALPHABET INC CAP STK CL A 02079K305 711 7,430 SH   SOLE   0 0 7,430
AMAZON COM INC COM 023135106 911 8,063 SH   SOLE   0 0 8,063
APPLE INC COM 037833100 1,655 11,976 SH   SOLE   0 0 11,976
CHUBB LIMITED COM H1467J104 256 1,408 SH   SOLE   0 0 1,408
COSTCO WHSL CORP NEW COM 22160K105 521 1,104 SH   SOLE   0 0 1,104
DANAHER CORPORATION COM 235851102 335 1,298 SH   SOLE   0 0 1,298
HOME DEPOT INC COM 437076102 391 1,418 SH   SOLE   0 0 1,418
HONEYWELL INTL INC COM 438516106 289 1,733 SH   SOLE   0 0 1,733
INTUIT COM 461202103 214 552 SH   SOLE   0 0 552
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 6,707 414,527 SH   SOLE   0 0 414,527
INVESCO QQQ TR UNIT SER 1 46090E103 10,807 40,436 SH   SOLE   0 0 40,436
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,733 49,248 SH   SOLE   0 0 49,248
ISHARES TR RUS 2000 GRW ETF 464287648 1,542 7,464 SH   SOLE   0 0 7,464
JOHNSON & JOHNSON COM 478160104 235 1,441 SH   SOLE   0 0 1,441
JPMORGAN CHASE & CO COM 46625H100 208 1,991 SH   SOLE   0 0 1,991
LILLY ELI & CO COM 532457108 241 744 SH   SOLE   0 0 744
LOWES COS INC COM 548661107 238 1,267 SH   SOLE   0 0 1,267
MICROSOFT CORP COM 594918104 1,382 5,934 SH   SOLE   0 0 5,934
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 11,140 38,776 SH   SOLE   0 0 38,776
SPDR SER TR BLOOMBERG SHT TE 78468R408 8,003 336,549 SH   SOLE   0 0 336,549
TESLA INC COM 88160R101 491 1,850 SH   SOLE   0 0 1,850
THERMO FISHER SCIENTIFIC INC COM 883556102 415 818 SH   SOLE   0 0 818
UNION PAC CORP COM 907818108 212 1,089 SH   SOLE   0 0 1,089
UNITEDHEALTH GROUP INC COM 91324P102 560 1,108 SH   SOLE   0 0 1,108
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,901 105,594 SH   SOLE   0 0 105,594
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,800 14,160 SH   SOLE   0 0 14,160
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,798 14,768 SH   SOLE   0 0 14,768
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,558 10,866 SH   SOLE   0 0 10,866
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,817 132,020 SH   SOLE   0 0 132,020
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,692 59,696 SH   SOLE   0 0 59,696
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 10,899 188,592 SH   SOLE   0 0 188,592
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,576 345,874 SH   SOLE   0 0 345,874
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 1,275 22,186 SH   SOLE   0 0 22,186
VISA INC COM CL A 92826C839 341 1,922 SH   SOLE   0 0 1,922
WALMART INC COM 931142103 286 2,205 SH   SOLE   0 0 2,205
ZOETIS INC CL A 98978V103 247 1,669 SH   SOLE   0 0 1,669