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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,543,656 27,889 SH   SOLE   0 0 27,889
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   289,654 10,720 SH   SOLE   0 0 10,720
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   4,354,793 104,657 SH   SOLE   0 0 104,657
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,649,438 71,348 SH   SOLE   0 0 71,348
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   28,359,622 645,270 SH   SOLE   0 0 645,270
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   21,557,630 887,876 SH   SOLE   0 0 887,876
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   13,896,774 415,077 SH   SOLE   0 0 415,077
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   12,429,882 408,878 SH   SOLE   0 0 408,878
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,892,201 133,898 SH   SOLE   0 0 133,898
EXXON MOBIL CORP COM 30231G102   588,561 5,336 SH   SOLE   0 0 5,336
ILLINOIS TOOL WKS INC COM 452308109   595,503 2,703 SH   SOLE   0 0 2,703
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   200,858 1,422 SH   SOLE   0 0 1,422
ISHARES TR CORE S&P TTL STK 464287150   3,103,510 36,598 SH   SOLE   0 0 36,598
ISHARES TR CORE S&P US VLU 464287663   257,376 3,644 SH   SOLE   0 0 3,644
ISHARES TR CORE S&P SCP ETF 464287804   851,855 9,001 SH   SOLE   0 0 9,001
ISHARES INC CORE MSCI EMKT 46434G103   688,872 14,751 SH   SOLE   0 0 14,751
ISHARES TR CORE MSCI INTL 46435G326   1,654,321 29,552 SH   SOLE   0 0 29,552
SPDR S&P 500 ETF TR TR UNIT 78462F103   805,780 2,107 SH   SOLE   0 0 2,107
UNITEDHEALTH GROUP INC COM 91324P102   253,956 479 SH   SOLE   0 0 479
VANGUARD BD INDEX FDS INTERMED TERM 921937819   506,788 6,819 SH   SOLE   0 0 6,819
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   902,622 19,324 SH   SOLE   0 0 19,324
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   452,384 10,943 SH   SOLE   0 0 10,943
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   816,514 20,947 SH   SOLE   0 0 20,947
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   300,086 5,190 SH   SOLE   0 0 5,190
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,482,335 110,847 SH   SOLE   0 0 110,847
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   783,674 15,835 SH   SOLE   0 0 15,835
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,522,892 9,590 SH   SOLE   0 0 9,590