The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SIRIUS XM HOLDINGS INC COM 82968B103   56,554 10,339 SH   SOLE   0 0 10,339
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,297,557 43,409 SH   SOLE   0 0 43,409
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   303,331 7,689 SH   SOLE   0 0 7,689
UNITED PARCEL SERVICE INC CL B 911312106   736,780 4,686 SH   SOLE   0 0 4,686
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   51,905,908 587,437 SH   SOLE   0 0 587,437
SPDR S&P 500 ETF TR TR UNIT 78462F103   749,564 1,577 SH   SOLE   0 0 1,577
ISHARES TR TIPS BD ETF 464287176   1,152,078 10,718 SH   SOLE   0 0 10,718
DIREXION SHS ETF TR DLY EMG MK BL 3X 25490K281   381,166 12,526 SH   SOLE   0 0 12,526
ISHARES TR 1 3 YR TREAS BD 464287457   1,886,674 22,997 SH   SOLE   0 0 22,997
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   340,758 14,445 SH   SOLE   0 0 14,445
DIREXION SHS ETF TR DAILY REAL EST B 25459W755   1,204,881 113,454 SH   SOLE   0 0 113,454
DIREXION SHS ETF TR 20YR TRES BULL 25459W540   1,238,774 19,182 SH   SOLE   0 0 19,182
SPDR GOLD TR GOLD SHS 78463V107   370,296 1,937 SH   SOLE   0 0 1,937
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   1,016,672 29,131 SH   SOLE   0 0 29,131
MICROSOFT CORP COM 594918104   324,523 863 SH   SOLE   0 0 863
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,693,942 28,556 SH   SOLE   0 0 28,556
VANGUARD WORLD FD ESG INTL STK ETF 921910725   6,647,434 120,250 SH   SOLE   0 0 120,250
VANGUARD WORLD FD ESG US STK ETF 921910733   9,081,610 106,767 SH   SOLE   0 0 106,767
VANGUARD INDEX FDS SMALL CP ETF 922908751   491,299 2,303 SH   SOLE   0 0 2,303
VANGUARD INDEX FDS MID CAP ETF 922908629   458,068 1,969 SH   SOLE   0 0 1,969
SCHWAB STRATEGIC TR US TIPS ETF 808524870   31,484,665 603,154 SH   SOLE   0 0 603,154
CARLISLE COS INC COM 142339100   481,806 1,542 SH   SOLE   0 0 1,542
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,742,395 3,989 SH   SOLE   0 0 3,989
ASTRAZENECA PLC SPONSORED ADR 046353108   209,661 3,113 SH   SOLE   0 0 3,113
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,918,857 19,463 SH   SOLE   0 0 19,463
RITE AID CORP COM 767754872   2,189 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US REIT ETF 808524847   492,649 23,788 SH   SOLE   0 0 23,788
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   725,021 24,552 SH   SOLE   0 0 24,552
LINKBANCORP INC COM 53578P105   509,124 63,880 SH   SOLE   0 0 63,880
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,389,583 492,288 SH   SOLE   0 0 492,288
HERSHEY CO COM 427866108   441,813 2,370 SH   SOLE   0 0 2,370
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   7,481,111 293,032 SH   SOLE   0 0 293,032
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   1,522,102 14,637 SH   SOLE   0 0 14,637
MCDONALDS CORP COM 580135101   237,505 801 SH   SOLE   0 0 801
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,549,665 102,150 SH   SOLE   0 0 102,150
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,065,122 84,867 SH   SOLE   0 0 84,867
INTERNATIONAL BUSINESS MACHS COM 459200101   639,841 3,912 SH   SOLE   0 0 3,912
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   828,013 20,146 SH   SOLE   0 0 20,146
DIREXION SHS ETF TR DLY FTS BUL 3X 25459Y280   836,513 35,281 SH   SOLE   0 0 35,281
ISHARES TR 7-10 YR TRSY BD 464287440   25,611,277 265,705 SH   SOLE   0 0 265,705
EXXON MOBIL CORP COM 30231G102   588,415 5,885 SH   SOLE   0 0 5,885
APPLE INC COM 037833100   1,746,247 9,070 SH   SOLE   0 0 9,070
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   347,117 3,374 SH   DFND   0 0 3,374