The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SIRIUS XM HOLDINGS INC COM 82968B103   47,139 10,429 SH   SOLE   0 0 10,429
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,076,526 56,855 SH   SOLE   0 0 56,854
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   232,765 8,099 SH   SOLE   0 0 8,099
UNITED PARCEL SERVICE INC CL B 911312106   747,241 4,794 SH   SOLE   0 0 4,794
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   43,571,854 575,890 SH   SOLE   0 0 575,890
SPDR S&P 500 ETF TR TR UNIT 78462F103   701,067 1,640 SH   SOLE   0 0 1,640
DIREXION SHS ETF TR DLY EMG MK BL 3X 25490K281   285,317 11,264 SH   SOLE   0 0 11,264
ISHARES TR 1 3 YR TREAS BD 464287457   1,926,276 23,790 SH   SOLE   0 0 23,790
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   276,344 12,206 SH   SOLE   0 0 12,206
DIREXION SHS ETF TR DAILY REAL EST B 25459W755   933,223 136,237 SH   SOLE   0 0 136,237
DIREXION SHS ETF TR 20YR TRES BULL 25459W540   922,784 191,449 SH   SOLE   0 0 191,449
SPDR GOLD TR GOLD SHS 78463V107   298,323 1,740 SH   SOLE   0 0 1,740
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   786,001 25,144 SH   SOLE   0 0 25,144
MICROSOFT CORP COM 594918104   272,492 863 SH   SOLE   0 0 863
VANGUARD WORLD FD ESG INTL STK ETF 921910725   5,002,039 99,168 SH   SOLE   0 0 99,168
VANGUARD WORLD FD ESG US STK ETF 921910733   7,290,552 96,923 SH   SOLE   0 0 96,923
VANGUARD INDEX FDS SMALL CP ETF 922908751   373,791 1,977 SH   SOLE   0 0 1,977
VANGUARD INDEX FDS MID CAP ETF 922908629   529,138 2,541 SH   SOLE   0 0 2,541
SCHWAB STRATEGIC TR US TIPS ETF 808524870   30,609,487 606,248 SH   SOLE   0 0 606,248
CARLISLE COS INC COM 142339100   416,145 1,605 SH   SOLE   0 0 1,605
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,939,938 4,940 SH   SOLE   0 0 4,940
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,946,541 20,084 SH   SOLE   0 0 20,084
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   553,561 21,008 SH   SOLE   0 0 21,008
LINKBANCORP INC COM 53578P105   519,778 75,880 SH   SOLE   0 0 75,880
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,754,110 486,798 SH   SOLE   0 0 486,798
HERSHEY CO COM 427866108   470,395 2,351 SH   SOLE   0 0 2,351
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,483,456 277,664 SH   SOLE   0 0 277,664
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   1,150,244 14,709 SH   SOLE   0 0 14,709
MCDONALDS CORP COM 580135101   211,015 801 SH   SOLE   0 0 801
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,256,316 96,796 SH   SOLE   0 0 96,796
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,811,031 132,915 SH   SOLE   0 0 132,914
INTERNATIONAL BUSINESS MACHS COM 459200101   546,110 3,892 SH   SOLE   0 0 3,892
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   911,026 23,235 SH   SOLE   0 0 23,234
DIREXION SHS ETF TR DLY FTS BUL 3X 25459Y280   638,458 35,789 SH   SOLE   0 0 35,789
ISHARES TR 7-10 YR TRSY BD 464287440   25,419,598 277,537 SH   SOLE   0 0 277,536
EXXON MOBIL CORP COM 30231G102   694,114 5,903 SH   SOLE   0 0 5,903
APPLE INC COM 037833100   1,534,213 8,961 SH   SOLE   0 0 8,961