The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SIRIUS XM HOLDINGS INC COM 82968B103   47,733 10,537 SH   SOLE   0 0 10,537
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,758,679 57,920 SH   SOLE   0 0 57,920
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   287,861 8,157 SH   SOLE   0 0 8,157
UNITED PARCEL SERVICE INC CL B 911312106   877,250 4,894 SH   SOLE   0 0 4,894
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   44,533,829 532,956 SH   SOLE   0 0 532,956
SPDR S&P 500 ETF TR TR UNIT 78462F103   726,979 1,640 SH   SOLE   0 0 1,640
DIREXION SHS ETF TR DLY EMG MK BL 3X 25490K281   356,588 11,657 SH   SOLE   0 0 11,657
ISHARES TR 1 3 YR TREAS BD 464287457   1,608,303 19,836 SH   SOLE   0 0 19,836
DIREXION SHS ETF TR DAILY REAL EST B 25459W755   1,169,236 122,690 SH   SOLE   0 0 122,690
DIREXION SHS ETF TR 20YR TRES BULL 25459W540   1,187,901 152,295 SH   SOLE   0 0 152,295
SPDR GOLD TR GOLD SHS 78463V107   310,546 1,742 SH   SOLE   0 0 1,742
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   649,249 19,740 SH   SOLE   0 0 19,740
MICROSOFT CORP COM 594918104   318,064 934 SH   SOLE   0 0 934
VANGUARD WORLD FD ESG INTL STK ETF 921910725   3,557,467 66,983 SH   SOLE   0 0 66,983
VANGUARD WORLD FD ESG US STK ETF 921910733   5,253,368 67,050 SH   SOLE   0 0 67,050
VANGUARD INDEX FDS SMALL CP ETF 922908751   393,206 1,977 SH   SOLE   0 0 1,977
VANGUARD INDEX FDS MID CAP ETF 922908629   543,355 2,468 SH   SOLE   0 0 2,468
SCHWAB STRATEGIC TR US TIPS ETF 808524870   27,308,401 520,854 SH   SOLE   0 0 520,854
CARLISLE COS INC COM 142339100   411,763 1,605 SH   SOLE   0 0 1,605
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,954,129 4,798 SH   SOLE   0 0 4,798
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,630,310 16,704 SH   SOLE   0 0 16,704
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   449,095 16,157 SH   SOLE   0 0 16,157
LINKBANCORP INC COM 53578P105   455,280 75,880 SH   SOLE   0 0 75,880
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,169,946 79,427 SH   SOLE   0 0 79,427
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   721,418 30,751 SH   SOLE   0 0 30,751
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,352,118 160,299 SH   SOLE   0 0 160,299
HERSHEY CO COM 427866108   579,312 2,320 SH   SOLE   0 0 2,320
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   1,439,500 15,998 SH   SOLE   0 0 15,998
MCDONALDS CORP COM 580135101   239,026 801 SH   SOLE   0 0 801
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,228,295 134,870 SH   SOLE   0 0 134,870
INTERNATIONAL BUSINESS MACHS COM 459200101   531,018 3,968 SH   SOLE   0 0 3,968
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   902,236 22,179 SH   SOLE   0 0 22,179
DIREXION SHS ETF TR DLY FTS BUL 3X 25459Y280   793,499 35,298 SH   SOLE   0 0 35,298
ISHARES TR 7-10 YR TRSY BD 464287440   22,587,613 233,826 SH   SOLE   0 0 233,826
EXXON MOBIL CORP COM 30231G102   631,202 5,885 SH   SOLE   0 0 5,885