The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY CLASS A CL A 084990175   549,273 100 SH   SOLE   100 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   11,229 32 SH   SOLE   32 0 0
ADOBE INC COM 00724F101   31,023 52 SH   SOLE   52 0 0
ADVANCED MICRO DEVICES INC COM 007903107   30,072 204 SH   SOLE   204 0 0
AFFIRM HLDGS INC COM CL A 00827B106   208,648 4,246 SH   SOLE   4,246 0 0
ALPHA ARCHTCT US QUNTV VAL ETF IV US QUAN VALUE 02072L102   173,328 4,395 SH   SOLE   4,395 0 0
ALPHABET INC CAP STK CL C 02079K107   76,102 540 SH   SOLE   540 0 0
ALPHABET INC CAP STK CL A 02079K305   1,335,436 9,560 SH   SOLE   9,560 0 0
ALPHABET INC CAP STK CL A 02079K305   63,280 453 SH   SOLE   453 0 0
ALPHABET INC. CLASS A CAP STK CL A 02079K305   13,989 100 SH   SOLE   100 0 0
ALPHABET INC. CLASS C CAP STK CL C 02079K107   763,803 5,400 SH   SOLE   5,400 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   65,736 1,546 SH   SOLE   1,546 0 0
AMAZON COM INC COM 023135106   1,406,205 9,255 SH   SOLE   9,255 0 0
AMAZON COM INC COM 023135106   34,946 230 SH   SOLE   230 0 0
AMAZON.COM INC COM 023135106   583,168 3,860 SH   SOLE   3,860 0 0
AMERICAN EXPRESS CO COM 025816109   1,554,649 8,299 SH   SOLE   8,299 0 0
AMERICAN EXPRESS CO COM 025816109   2,162,069 11,928 SH   SOLE   11,928 0 0
AMERICAN TOWER CORP NEW COM 03027X100   458,745 2,125 SH   SOLE   2,125 0 0
AMERIPRISE FINL INC COM 03076C106   8,736 23 SH   SOLE   23 0 0
AMERN TOWER CORP REIT COM 03027X100   240,175 1,150 SH   SOLE   1,150 0 0
ANSYS INC COM 03662Q105   806,319 2,222 SH   SOLE   2,222 0 0
ANSYS INC COM 03662Q105   19,457 60 SH   SOLE   60 0 0
APPLE INC COM 037833100   81,055 421 SH   SOLE   421 0 0
APPLIED MATLS INC COM 038222105   21,231 131 SH   SOLE   131 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   22,708 30 SH   SOLE   30 0 0
AURORA INNOVATION INC CLASS A COM 051774107   46,794 10,708 SH   SOLE   10,708 0 0
AUTO DATA PROCESSING COM 053015103   1,140,915 4,850 SH   SOLE   4,850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   465,940 2,000 SH   SOLE   2,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   167,868 721 SH   SOLE   721 0 0
BAXTER INTL INC COM 071813109   3,866 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702   2,549,425 7,043 SH   SOLE   7,043 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   14,492,166 40,633 SH   SOLE   40,633 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,640,354 7,403 SH   SOLE   7,403 0 0
BLACKSTONE INC COM 09260D107   183,288 1,400 SH   SOLE   1,400 0 0
BOOKING HOLDINGS INC COM 09857L108   124,153 35 SH   SOLE   35 0 0
BOOKING HOLDINGS INC COM 09857L108   198,318 57 SH   SOLE   57 0 0
BROADCOM INC COM 11135F101   10,046 9 SH   SOLE   9 0 0
BROOKFIELD ASSET MANAG FCLASS A CL A LMT VTG SHS 113004105   526,818 14,103 SH   SOLE   14,103 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   333,210 8,295 SH   SOLE   8,295 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   324,252 8,072 SH   SOLE   8,072 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,401,182 59,850 SH   SOLE   59,850 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   81,845 2,040 SH   SOLE   2,040 0 0
BROOKFIELD CORP FCLASS A CL A LTD VT SH 11271J107   861,993 22,583 SH   SOLE   22,583 0 0
BROOKFIELD REINS LTD CL A EXCH LT VTG G16250105   2,907 72 SH   SOLE   72 0 0
C S W INDUSTRIALS INC COM 126402106   419,540 2,000 SH   SOLE   2,000 0 0
CABLE ONE INC COM 12685J105   52,876 95 SH   SOLE   95 0 0
CAPITAL ONE FINL CORP COM 14040H105   13,374 102 SH   SOLE   102 0 0
CATERPILLAR INC COM 149123101   15,966 54 SH   SOLE   54 0 0
CHARLES SCHWAB CORP COM 808513105   90,468 1,462 SH   SOLE   1,462 0 0
CHUBB LIMITED COM H1467J104   94,920 420 SH   SOLE   420 0 0
COMPAGNIE FINANCIERE R FSPONSORED ADR 1 ADR REPS 0.1 ORD SHS ADR 204319107   465,516 38,600 SH   SOLE   38,600 0 0
CONOCOPHILLIPS COM 20825C104   6,152 53 SH   SOLE   53 0 0
COSTAR GROUP INC COM 22160N109   17,478 200 SH   SOLE   200 0 0
COSTAR GROUP INC COM 22160N109   405,770 5,030 SH   SOLE   5,030 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,901 15 SH   SOLE   15 0 0
CSX CORP COM 126408103   1,456 42 SH   SOLE   42 0 0
DANAHER CORPORATION COM 235851102   6,478 28 SH   SOLE   28 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108   94,586 3,125 SH   SOLE   3,125 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   786,439 22,304 SH   SOLE   22,304 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   790,982 42,686 SH   SOLE   42,686 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   8,603 244 SH   SOLE   244 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   17,048 920 SH   SOLE   920 0 0
DAVIS SELECT INTERNATIONAL ETF SELCT INTL ETF 23908L405   117,465 6,909 SH   SOLE   6,909 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   509,855 3,500 SH   SOLE   3,500 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   31,317 215 SH   SOLE   215 0 0
DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR G42089113   494,075 3,560 SH   SOLE   3,560 0 0
DICKS SPORTING GOODS INC COM 253393102   183,688 1,250 SH   SOLE   1,250 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   532,553 10,275 SH   SOLE   10,275 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   983,773 39,414 SH   SOLE   39,414 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   114,743 4,450 SH   SOLE   4,450 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   87,360 3,000 SH   SOLE   3,000 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   313,463 6,668 SH   SOLE   6,668 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   203,520 4,800 SH   SOLE   4,800 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   16,215 664 SH   SOLE   664 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   17,871 716 SH   SOLE   716 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   177,574 6,098 SH   SOLE   6,098 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   178,950 7,328 SH   SOLE   7,328 0 0
DIMENSIONAL US SMALL CAPVALU ETF US SMALL CAP VAL 25434V815   137,732 5,000 SH   SOLE   5,000 0 0
DIMENSIONAL WLD EX US CREQ 2 ETF WORLD EX US CORE 25434V880   123,702 5,300 SH   SOLE   5,300 0 0
DISNEY WALT CO COM 254687106   286,671 3,175 SH   SOLE   3,175 0 0
DUOLINGO INC CL A COM 26603R106   3,239,645 14,281 SH   SOLE   14,281 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   3,448,036 85,158 SH   SOLE   85,158 0 0
EA SERIES TRUST INTL QUAN VALUE 02072L201   341,446 13,633 SH   SOLE   13,633 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   483,687 11,946 SH   SOLE   11,946 0 0
EQT CORP COM 26884L109   18,112 469 SH   SOLE   469 0 0
EXACT SCIENCES CORP COM 30063P105   36,990 500 SH   SOLE   500 0 0
FIRST WAVE BIOPHARMA INC COM NEW 33749P408   4 1 SH   SOLE   1 0 0
FORD MTR CO DEL COM 345370860   1,425 117 SH   SOLE   117 0 0
FREEPORT-MCMORAN INC CL B 35671D857   18,348 431 SH   SOLE   431 0 0
GARTNER INC COM 366651107   8,571 19 SH   SOLE   19 0 0
GENERAL ELECTRIC CO COM NEW 369604301   4,339 34 SH   SOLE   34 0 0
GRAHAM HLDGS CO COM CL B 384637104   69,652 100 SH   SOLE   100 0 0
GRAYSCALE BITCOIN TR BTC TRUST 389637109   58,808 1,557 SH   SOLE   1,557 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   2,826,561 83,061 SH   SOLE   83,061 0 0
HASBRO INC COM 418056107   281 6 SH   SOLE   6 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   20,242 60 SH   SOLE   60 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   421,393 2,670 SH   SOLE   2,670 0 0
ISHARES 0 TO 3 MNTH TREASURY BND ETF 0-3 MNTH TREASRY 46436E718   636,894 6,336 SH   SOLE   6,336 0 0
ISHARES INC MSCI EMERG MRKT 464286533   1,385,354 24,921 SH   SOLE   24,921 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   217,855 2,580 SH   SOLE   2,580 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   3,353 58 SH   SOLE   58 0 0
ISHARES INC MSCI EMERG MRKT 464286533   119,852 2,156 SH   SOLE   2,156 0 0
ISHARES TR CORE S&P500 ETF 464287200   74,988 157 SH   SOLE   157 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   878,409 10,707 SH   SOLE   10,707 0 0
ISHARES TR CORE S&P MCP ETF 464287507   351,703 1,269 SH   SOLE   1,269 0 0
ISHARES TR CORE S&P SCP ETF 464287804   40,053 370 SH   SOLE   370 0 0
ISHARES TR NATIONAL MUN ETF 464288414   92,149 850 SH   SOLE   850 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   455,050 3,885 SH   SOLE   3,885 0 0
ISHARES TR A RATE CP BD ETF 46429B291   303,748 6,311 SH   SOLE   6,311 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   1,054,146 15,203 SH   SOLE   15,203 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,973,929 50,928 SH   SOLE   50,928 0 0
ISHARES TR MSCI USA MMENTM 46432F396   956,401 6,096 SH   SOLE   6,096 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   384,075 9,097 SH   SOLE   9,097 0 0
ISHARES TR HDG MSCI EAFE 46434V803   770,846 24,464 SH   SOLE   24,464 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   15,217,755 151,768 SH   SOLE   151,768 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,176,395 4,557 SH   SOLE   4,557 0 0
ISHARES TR CORE S&P MCP ETF 464287507   459,686 1,659 SH   SOLE   1,659 0 0
ISHARES TR EXPANDED TECH 464287515   35,696 88 SH   SOLE   88 0 0
ISHARES TR S&P MC 400GR ETF 464287606   65,911 832 SH   SOLE   832 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   26,123 130 SH   SOLE   130 0 0
ISHARES TR CORE S&P SCP ETF 464287804   475,053 4,388 SH   SOLE   4,388 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   16,184 154 SH   SOLE   154 0 0
ISHARES TR NATIONAL MUN ETF 464288414   126,002 1,162 SH   SOLE   1,162 0 0
ISHARES TR MBS ETF 464288588   3,481 37 SH   SOLE   37 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   101,786 869 SH   SOLE   869 0 0
ISHARES TR US TREAS BD ETF 46429B267   10,207 443 SH   SOLE   443 0 0
ISHARES TR A RATE CP BD ETF 46429B291   50,184 1,043 SH   SOLE   1,043 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   330,752 4,770 SH   SOLE   4,770 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,252,794 16,055 SH   SOLE   16,055 0 0
ISHARES TR MSCI USA VALUE 46432F388   3,541 35 SH   SOLE   35 0 0
ISHARES TR MSCI USA MMENTM 46432F396   597,594 3,809 SH   SOLE   3,809 0 0
ISHARES TR INTERNATIONAL SL 46434V266   4,562 142 SH   SOLE   142 0 0
ISHARES TR HDG MSCI EAFE 46434V803   78,775 2,500 SH   SOLE   2,500 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   336,606 3,357 SH   SOLE   3,357 0 0
ISHS MSCI EMERG MRKT MINVOL FCT ETF MSCI EMERG MRKT 464286533   11,759 220 SH   SOLE   220 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,291,355 25,450 SH   SOLE   25,450 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   328,949 6,549 SH   SOLE   6,549 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   679 12 SH   SOLE   12 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   1,155 22 SH   SOLE   22 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   834 13 SH   SOLE   13 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   594 12 SH   SOLE   12 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   332,905 6,561 SH   SOLE   6,561 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   127,193 2,532 SH   SOLE   2,532 0 0
JOHNSON & JOHNSON COM 478160104   626,960 4,000 SH   SOLE   4,000 0 0
JOHNSON & JOHNSON COM 478160104   850,915 5,300 SH   SOLE   5,300 0 0
JPMORGAN ULTRA SHRT MUNCIPL INCM ETF ULTRA SHT MUNCPL 46641Q654   205,376 4,050 SH   SOLE   4,050 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   170,799 6,229 SH   SOLE   6,229 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   128,011 2,910 SH   SOLE   2,910 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508   200,723 4,838 SH   SOLE   4,838 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   56,567 2,063 SH   SOLE   2,063 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   142,347 3,236 SH   SOLE   3,236 0 0
LENNAR CORP CL A 526057104   11,327 76 SH   SOLE   76 0 0
MARKEL GROUP INC COM 570535104   1,363,104 960 SH   SOLE   960 0 0
MARKEL GROUP INC COM 570535104   660,933 462 SH   SOLE   462 0 0
MARTIN MARIETTA MATLS INC COM 573284106   9,479 19 SH   SOLE   19 0 0
MASTERCARD INC CLASS A CL A 57636Q104   342,882 800 SH   SOLE   800 0 0
MASTERCARD INCORPORATED CL A 57636Q104   19,619 46 SH   SOLE   46 0 0
MATTEL INC. COM 577081102   313 18 SH   SOLE   18 0 0
MICROSOFT CORP COM 594918104   32,715 87 SH   SOLE   87 0 0
MICROSOFT CORP COM 594918104   54,526 145 SH   SOLE   145 0 0
MOHAWK INDS INC COM 608190104   36,225 350 SH   SOLE   350 0 0
MOODYS CORP COM 615369105   156,224 400 SH   SOLE   400 0 0
MOODYS CORP COM 615369105   191,100 500 SH   SOLE   500 0 0
MORGAN STANLEY COM NEW 617446448   17,904 192 SH   SOLE   192 0 0
NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 641069406   506,745 4,500 SH   SOLE   4,500 0 0
NETFLIX INC COM 64110L106   48,688 100 SH   SOLE   100 0 0
NETFLIX INC COM 64110L106   1,433 3 SH   SOLE   3 0 0
NEWELL BRANDS INC COM 651229106   155 19 SH   SOLE   19 0 0
NIKE INC CL B 654106103   4,886 45 SH   SOLE   45 0 0
NORFOLK SOUTHN CORP COM 655844108   85,792 363 SH   SOLE   363 0 0
NOVO-NORDISK A S ADR 670100205   31,242 302 SH   SOLE   302 0 0
OWENS & MINOR INC NEW COM 690732102   17,709 919 SH   SOLE   919 0 0
PARAMOUNT GLOBAL CLASS A CL A COM 92556H107   110 6 SH   SOLE   6 0 0
PARKER-HANNIFIN CORP COM 701094104   11,057 24 SH   SOLE   24 0 0
PAYCOM SOFTWARE INC COM 070432V10   9,608 50 SH   SOLE   50 0 0
PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 714264306   63,210 2,000 SH   SOLE   2,000 0 0
PFIZER INC COM 717081103   282,450 10,000 SH   SOLE   10,000 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   533,199 27,794 SH   SOLE   27,794 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   177,108 9,232 SH   SOLE   9,232 0 0
PNC FINL SERVICES COM 693475105   693,933 4,593 SH   SOLE   4,593 0 0
PNC FINL SVCS GROUP INC COM 693475105   11,717 76 SH   SOLE   76 0 0
PPG INDS INC COM 693506107   921,677 6,163 SH   SOLE   6,163 0 0
RITHM CAPITAL CORP COM NEW 64828T201   48,060 4,500 SH   SOLE   4,500 0 0
ROSS STORES INC COM 778296103   489,708 3,600 SH   SOLE   3,600 0 0
S&P GLOBAL INC COM 78409V104   31,568 72 SH   SOLE   72 0 0
SALESFORCE INC COM 79466L302   30,787 117 SH   SOLE   117 0 0
SCHWAB CHARLES CORP COM 808513105   185,760 2,700 SH   SOLE   2,700 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   27,298 484 SH   SOLE   484 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   678 9 SH   SOLE   9 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,732 79 SH   SOLE   79 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   234,696 6,350 SH   SOLE   6,350 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   597 12 SH   SOLE   12 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,212,463 63,413 SH   SOLE   63,413 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   55,667 987 SH   SOLE   987 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   39,920 530 SH   SOLE   530 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   171,481 3,630 SH   SOLE   3,630 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,737,382 101,120 SH   SOLE   101,120 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,915,410 38,524 SH   SOLE   38,524 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,728,888 78,214 SH   SOLE   78,214 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   565,187 15,032 SH   SOLE   15,032 0 0
SERVICENOW INC COM 81762P102   14,130 20 SH   SOLE   20 0 0
SHELL PLC SPON ADS 780259305   12,436 189 SH   SOLE   189 0 0
SONY GROUP CORP SPONSORED ADR 835699307   6,818 72 SH   SOLE   72 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   8,534 241 SH   SOLE   241 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   575,836 10,199 SH   SOLE   10,199 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   15,373 452 SH   SOLE   452 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,762,196 49,765 SH   SOLE   49,765 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   944,825 16,734 SH   SOLE   16,734 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   938,195 27,586 SH   SOLE   27,586 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   588 20 SH   SOLE   20 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   1,085,595 36,912 SH   SOLE   36,912 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   54,329 753 SH   SOLE   753 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   16,822 589 SH   SOLE   589 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,376 26 SH   SOLE   26 0 0
SYSCO CORP COM 871829107   16,454 225 SH   SOLE   225 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   14,768 142 SH   SOLE   142 0 0
TARGET CORP COM 87612E106   108,239 760 SH   SOLE   760 0 0
TESLA INC COM 88160R101   24,848 100 SH   SOLE   100 0 0
TESLA INC COM 88160R101   22,363 90 SH   SOLE   90 0 0
THE COCA-COLA CO COM 191098102   659,340 11,000 SH   SOLE   11,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   9,096 135 SH   SOLE   135 0 0
UBER TECHNOLOGIES INC COM 90353T100   164,577 2,673 SH   SOLE   2,673 0 0
UNION PAC CORP COM 907818108   15,965 65 SH   SOLE   65 0 0
UNITEDHEALTH GROUP INC COM 91324P102   8,950 17 SH   SOLE   17 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   1,069,067 34,331 SH   SOLE   34,331 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   10,016,173 118,018 SH   SOLE   118,018 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   339,148 10,891 SH   SOLE   10,891 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   506,334 5,966 SH   SOLE   5,966 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   17,487 100 SH   SOLE   100 0 0
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 57060U134   122,943 1,490 SH   SOLE   1,490 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,012,532 10,208 SH   SOLE   10,208 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   308,099 3,279 SH   SOLE   3,279 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   627,476 6,326 SH   SOLE   6,326 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   593,393 8,068 SH   SOLE   8,068 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,456,593 19,804 SH   SOLE   19,804 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,221 45 SH   SOLE   45 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   492,619 1,128 SH   SOLE   1,128 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   35,344 400 SH   SOLE   400 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,364,534 18,695 SH   SOLE   18,695 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,341,653 10,066 SH   SOLE   10,066 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   6,241,193 20,076 SH   SOLE   20,076 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   624,910 4,180 SH   SOLE   4,180 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   59,792 280 SH   SOLE   280 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,796 16 SH   SOLE   16 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,079,671 27,655 SH   SOLE   27,655 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   824,882 4,583 SH   SOLE   4,583 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,600,071 15,475 SH   SOLE   15,475 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   149,802 687 SH   SOLE   687 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   649,428 2,089 SH   SOLE   2,089 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,585,675 12,121 SH   SOLE   12,121 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,929,785 8,135 SH   SOLE   8,135 0 0
VANGUARD INTL DIVDEND APRECTN ETF IV INTL DVD ETF 921946810   34,148 440 SH   SOLE   440 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,980,297 17,215 SH   SOLE   17,215 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   157,818 1,534 SH   SOLE   1,534 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,754 67 SH   SOLE   67 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   248,695 2,162 SH   SOLE   2,162 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   884,871 8,601 SH   SOLE   8,601 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   235,549 5,731 SH   SOLE   5,731 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   129,318 2,180 SH   SOLE   2,180 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   15,392 332 SH   SOLE   332 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   989,494 21,344 SH   SOLE   21,344 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,057 13 SH   SOLE   13 0 0
VANGUARD SMALL CAP VALUEETF SM CP VAL ETF 922908611   205,337 1,185 SH   SOLE   1,185 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   576,243 3,382 SH   SOLE   3,382 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   721,486 12,448 SH   SOLE   12,448 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   214,104 3,694 SH   SOLE   3,694 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   37,745 788 SH   SOLE   788 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   140,682 600 SH   SOLE   600 0 0
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   24,115 240 SH   SOLE   240 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   524,632 4,700 SH   SOLE   4,700 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   477,761 7,185 SH   SOLE   7,185 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,356,537 54,910 SH   SOLE   54,910 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   373,348 4,706 SH   SOLE   4,706 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   75,646 645 SH   SOLE   645 0 0
VERISK ANALYTICS INC CLASS A CL A COM 92345Y106   23,645 100 SH   SOLE   100 0 0
VISA INC COM CL A 92826C839   1,204,900 4,628 SH   SOLE   4,628 0 0
VISA INC CLASS A COM CL A 92826C839   822,739 3,089 SH   SOLE   3,089 0 0
WALT DISNEY CO COM 254687AV8   459 5 SH   SOLE   5 0 0
WELLS FARGO & CO COM 949746101   74,824 1,600 SH   SOLE   1,600 0 0
WELLS FARGO CO NEW COM 949746101   269,480 5,475 SH   SOLE   5,475 0 0
WHITE MOUNTAINS INS F COM G9618E107   595,836 380 SH   SOLE   380 0 0
WISDOMTREE INTL SMALLCP DIVIDEND ETF INTL SMCAP DIV 97717W760   34,739 568 SH   SOLE   568 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   714,954 14,322 SH   SOLE   14,322 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   6,553,543 131,544 SH   SOLE   131,544 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,503,191 39,207 SH   SOLE   39,207 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   57,760 2,000 SH   SOLE   2,000 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   271,864 5,446 SH   SOLE   5,446 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   572,581 11,493 SH   SOLE   11,493 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   397,866 6,232 SH   SOLE   6,232 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   23,595 817 SH   SOLE   817 0 0
WISDOMTREE US SMALLCAP ETF US SMALLCAP FUND 97717W562   39,477 850 SH   SOLE   850 0 0
WORKDAY INC CL A 98138H101   69,015 250 SH   SOLE   250 0 0
WSDMTREE EMRG MKTS SMALLCAP DVD ETF EMG MKTS SMCAP 97717W281   9,569 202 SH   SOLE   202 0 0
ZOETIS INC CL A 98978V103   7,303 37 SH   SOLE   37 0 0